1 Debt vs 100 Days : Chapter 35

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  • MoneysavingmadGem
    MoneysavingmadGem Posts: 219 Forumite
    Name Dropper First Anniversary First Post
    MidsHollie said:
    Welcome CCL
    Is everyone ready to start the challenge tomorrow?
    Yes but not on the list yet! £1861.80 please 
  • crazy_cat_lady
    crazy_cat_lady Posts: 7,063 Forumite
    First Anniversary Name Dropper Photogenic First Post
    I'm good to go. Just about to do my budget as it's payday and I'll be back once I've paid something towards it. :smiley:
    Not giving up
    Working hard to pay off my debt
    Time to take back control
    https://forums.moneysavingexpert.com/discussion/6290156/crazy-cat-lady-chapter-5-trying-to-recover-from-the-pandemic/p1?new=1
  • Starbrite
    Starbrite Posts: 947 Forumite
    First Anniversary Name Dropper Photogenic First Post
    edited 30 April 2020 at 7:46PM
    Can I join? I found the last one a real motivator too, I am not sure how this will pan out as I have been furloughed and as we all know the world is a bit screwed up at the moment. Large payments won't be possible until I get back to work and who knows when that will be.

    Ideally I would love to have my credit card (one of the 3) paid of, the balance is currently £1,450.00.
    Thank you

    Aspiring to be financially independent.... from my parents!
  • SuperSavingD
    SuperSavingD Posts: 530 Forumite
    First Anniversary First Post Name Dropper
    Hi all
    #2 - £20/£1500 First small payment made 😃


    Savings for Xmas 2024 = £100/£2000
    #76 3-6 month EF £818.48/£1000
  • MidsHollie
    MidsHollie Posts: 292 Forumite
    First Anniversary Name Dropper First Post
    Well done everyone making a start. 
    I paid £550 to mine, after putting aside my budgeted money for the month and paying the left over towards debt. I got paid extra this month due to some overtime so put it all towards the debt.

    https://forums.moneysavingexpert.com/discussion/6086606/debt-free-by-23/p1

    True LBM, December 2019 = £32934. Current Debt = £12762. 1% Challenge = 61.1%. #51 3-6 Month EF Challenge = £1200/£6000



  • Honeysucklelou2
    Honeysucklelou2 Posts: 4,657 Forumite
    First Anniversary Name Dropper First Post
    Hi MidsHollie,
    I’d like to try again with the 100 day challenge. I started the last one and had a chance of starting a shift a week in a second job, which I’d hoped would have cleared it but then lockdown happened. I do like the idea of focussing on one debt and getting it down. That end I’m going for the debt with the highest APR. I have £1820 outstanding and have made a payment of £30 this morning.

    £30/£1820
    paydbx2024 #2 £480/£5000 . Mortgage £144k start ~ £148k Jun 23 -
    2024 savings challenge £5/£2000     EF £140. Savings 2 £30.00. Weekly savings envelope #17
  • Thisisus
    Thisisus Posts: 7 Forumite
    First Post
    Hi everyone, hope you guys are all keeping well.
    I have put an overpayment of £301  to the loan
    #4 £647/ £2500

  • MoneysavingmadGem
    MoneysavingmadGem Posts: 219 Forumite
    Name Dropper First Anniversary First Post
    Good morning. Hope everyone is keeping well?
    Received refund  for flip flops I returned of 29.98 added to card
    229.98/1861.80
  • MoneysavingmadGem
    MoneysavingmadGem Posts: 219 Forumite
    Name Dropper First Anniversary First Post
    Well other half given me his money towards what was on the card so paid that straight off today! £500
    So thats £729.98/1861.80
  • aimeemum
    aimeemum Posts: 687 Forumite
    First Anniversary First Post Xmas Saver!
    Hi, Please could I join. 
    My target is my CC (Well, actually it's hubby's but still...) which the balance yesterday was £748. 
    Payday today so I've paid my regular payment of £35. 
    Changing my Family's Future!! - Starting again!!!!
    Current Progress -
    Debt - Start date 31/8/22 = £7,252.78
    Savings 31/8/22 - £0
    plus £1000 EF - £0/£1000 = 0%
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