We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Is there a **LLOYDS** customer please

james_smitha
james_smitha Posts: 423 Forumite
Part of the Furniture 100 Posts Name Dropper Combo Breaker
edited 28 April 2020 at 10:48AM in Budgeting & bank accounts
No it is not April First
Recently Lloyds took it upon them selves to lock me out of my internet banking because I refused to wait the advised hour plus to speak to the phone support.
I phoned once to be told wait at least an hour, fair enough, I try again a bit more than an hour later no luck. So {Text removed by Forum Team}

The branch staff very kindly got me a phone call on that occasion very quickly.
I explained the above to the person on the phone.
Skype with no number that I have used for at least two years has not been a problem before, so is not an excuse now.
The person at Lloyds phone support did not challenge what I told them, so I believed that they accepted what I told them so I believed my account would be unlocked.
Sadly no such thing happened.
____________________________________________________

This is where I would like to share real experience.
In some one's experience in a like situation did a cash point machine take their debit card?
in some one's experience, when funds allowed were  direct debits honoured?
How easy would it be to give Lloyds my longest finger and simply move the account and funds?

Thanks

«13

Comments

  • Gers
    Gers Posts: 13,837 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 28 April 2020 at 10:48AM
    No it is not April First
    Recently Lloyds took it upon them selves to lock me out of my internet banking because I refused to wait the advised hour plus to speak to the phone support.
    I phoned once to be told wait at least an hour, fair enough, I try again a bit more than an hour later no luck. So {Text removed by Forum Team}

    The branch staff very kindly got me a phone call on that occasion very quickly.
    I explained the above to the person on the phone.
    Skype with no number that I have used for at least two years has not been a problem before, so is not an excuse now.
    The person at Lloyds phone support did not challenge what I told them, so I believed that they accepted what I told them so I believed my account would be unlocked.
    Sadly no such thing happened.
    ____________________________________________________

    This is where I would like to share real experience.
    In some one's experience in a like situation did a cash point machine take their debit card?
    in some one's experience, when funds allowed were  direct debits honoured?
    How easy would it be to give Lloyds my longest finger and simply move the account and funds?

    Thanks

    Sorry, I have no idea what you are talking about and so can't help. Your post is rather confusing.


  • badger09
    badger09 Posts: 11,876 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    It may not be April First (?) but I'm afraid your post doesn't make sense to me.

    What triggered your need to speak to Lloyds phone support in the first place?
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Lloyds will not be bothered in the slightest if you take your custom elsewhere. 
  • D3xt3r5L4b
    D3xt3r5L4b Posts: 1,852 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    Oh dear. 

    One of “these” again...
  • Shakin_Steve
    Shakin_Steve Posts: 2,853 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    Open a second current account with a different banking group.  If your Lloyds account has been 'frozen' pending investigations then you may have trouble doing that.  If that is a problem then I recommend you open account with the likes of Monzo as they do not credit check you unless you require an overdraft.

    I will not be bothered in the slightest if you f.o.
    That is not very nice of you  :(
    Totally uncalled for.....and reported.
    I came into this world with nothing and I've got most of it left.
  • ***Willing2Learn***  there is nothing to investigate, they twice told me that the phone queue is at least an hour, so I said here is my longest finger. That last bit about not needing an over draft looks good, but an institution that Is a bit better known would help. But I still have to get **MY** money back, about £400 if you wish to ask
  • Hasbeen
    Hasbeen Posts: 4,404 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 26 April 2020 at 6:02PM
    Op I am a lloyds customer AND?

    Oh you are reported as well  o:)
    The world is not ruined by the wickedness of the wicked, but by the weakness of the good. Napoleon
  • Willing2Learn
    Willing2Learn Posts: 6,294 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    ***Willing2Learn***  there is nothing to investigate, they twice told me that the phone queue is at least an hour, so I said here is my longest finger. That last bit about not needing an over draft looks good, but an institution that Is a bit better known would help. But I still have to get **MY** money back, about £400 if you wish to ask
    What £400?  Why are you getting stressed over £400?  Why are giving your bank (and anyone who wants to listen) the proverbial finger?  You locked yourself out of your banking and did not set up alternative methodology to remove any block on the account.  You sound impatient.

    So you abused their call centre staff and are annoyed they froze your account?
    That seems like the 'long and short' of it all.

    I work within the voluntary sector, supporting vulnerable people to rebuild their lives.

    I love my job

    :smiley:
  • Any idea what the Op is ranting and angry about ? Seems rather unstable to me. Silly season here on POF is going from the mad to the ridiculous.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 355K Banking & Borrowing
  • 254.6K Reduce Debt & Boost Income
  • 455.7K Spending & Discounts
  • 247.8K Work, Benefits & Business
  • 604.9K Mortgages, Homes & Bills
  • 178.7K Life & Family
  • 262.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.