One eye on the future ..one eye on the past

elly68

thanks neverending and thanks lonely gambler i started this journey  2010 and its worked out suprisingly  at age 55 with the usual peaks and troughs I had a 8 month fight with nhs pensions to get full amount because i was going early  and had to prove scs and transfer pension from england to scotland  and getting it backdated to Oct  i now have the freedom  but struggling with the decluttering as i can see ££ in every item i want to donate once a debt free wanabee always a debtfree wanabee me thinks good luck with both your journeys x

elly68

well stressful few days dd sick but now improving and hubby's work causing grief i'm encouraging him to find a less stressful job and plan finishing the house and some holidays .
last day of work tomorrow then can get back to the decluttering cant wait .hubby tied a lot when i went to check on dd so that's a big bonus and i made sure bins were full to the top time to empty the rest of the kitchen thats in the storage outside in a plastic container hopefully skip most of it or donate x
hope ev1 is having  a better start to the week than me 

elly68

Jeez my black bag total is terrible as is the walks and weight . i'm off out today and tomorrow so will skip april and start myself a may challenge shows how family stress can make things go tits up so easily . dd better  and resits organised dh no complaint to answer all. 
i've booked the holiday so have 6/52 for the declutter the body challenge 
jobs : need to do a shein return ,post 3 paintings ,decide on isa, start the saving pot ,finally go through kitchen items and paint the hall 
black bags: start again although ive gifted other stuff so the declutter is defo on the way 
continue the walk a day dh and ds do this too but just makes me lazy and want to be fitter for the holiday.
new thing create a secret garden we have an area that swamps so planning to fill it with plants that like it and make it pretty .
i have a full on May but looking forward to it x
 

elly68

easy day in work sat down at 3 and havent moved my butt apart from to make and eat food needs to stop soo ive asked for advice on another thread but you know what i'm not waiting till the 1st gonna try and end April by starting the exercise now .wish me luck x

elly68

so back rosy cheeked and knackered but better than sitting staring at a telly ,im going to do tomorrows as soon as i get home prefer the park and im not caring about the weather . need to start eating better as well maybe wouldnt feel so knackered .
 right gonna do a black bag before bed too and get shein parcel labelled and ready to go back got to l;augh at the dog though standing here with a ball for outside lol

elly68

Well got three black bags out of the bedroom yesterday then hubby suggested going to the beach now i love the beach but with the excess weight and the general fitness not being good i looked down to that beach from the cliff top and thought no way will i get back up thought id be clever on the way back up and get the gdog to pull me instead i had to run up the last 20 yards with her at the steepest part .bit wheezy at top but no i didnt die ,so hills it is then in this challenge to get fit . off to a different beach today but will have fish and chips not so good for the weightloss . money wise still good but jeez car insurance up a hundred and couldnt get a better pricematch .
right off out enjoy the sun x

elly68

Well have had a week off spent no money took the dog for long walks but have neglected the house just enjoying doing nowt lol
so plan today fold sort clean clothes (i have washed everything ),mop the sunroom floor and put the new chair that belongs through their in its place .
Sort the stuff to go to charity shop and post items gonna put these all in the car as im finding this makes me go do the jobs ooo and the shein return 
started a new painting need to get that sorted .
considering stick on floor tiles or stenciling current ones anyone done this 
doing well with not spending the left over lump sum on stupid stuff i dont really need t.determined to make my house garden a place i want to spend time 
right off to start the jobs x

elly68

So had a lovely weekend in Glasgow spent too much but was worth it .Going to take the dog out before the rain comes back on . The decluttering is ongoing  gonna start selling on marketplace this week see if we can get some spends for the holiday x
need to decide where to put money from pension  ideas appreciated .
Bought a new strimmer for the bottom end of the garden also can be used with wheels once cleared gonna plan a cottage garden need to decide whether to sink the bath thats in the garden for a wildlife pond i love a recycle 
the weight is horrendous 3/52 to holiday will need to wire my jaws lol 
I donated £200 to a local charity from the paintings ive sold always feels good to give back 
jobs to do contact tax office wish me luck 

elly68

last game of the season so out this afternoon then thats it till euros but 3 week gap gives me no excuses for the lack of decluttering thats happening or not in my case want to decorate hall and clear liviing room before 14 th june gives me a target .my sisters a bit out of sorts her ds has emigrated and she was childminding now at a loss so going to do the beach walk thursday with her .
hope u all have a great weekend my washings are up to date so just cleaning hoovering needing tackled 
have a great weekend x

enthusiasticsaver

Looks like you are doing well with the decluttering.  Are you fully retired now or working and drawing on your pension? Presumably that lump sum has got to last until you get your state pension or are all your outgoings covered by your NHS pension?