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One eye on the future ..one eye on the past

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  • elly68
    elly68 Posts: 2,556 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Well its been a debt busting time in the household lots of cc paid off lots of loans gone no overdraft for 2 years mortgage into the 50's just like me lol

    Searching for work life balance so reducing hours hubby wages up my hours down seems a fair ying and yang to me lol .
    My life goal a little bit of work a lotta bit of living its amazing how you change as you age .

     hope everyone is well next year is for cleaning decluttering and decorating inside and outside the house to make me want to spend time here rather than running away every weekend 

    Big plan no cc or loans by 55 18 months and counting 

    Minimilism is it an option for an artist lol

    So finally debt free and it feels amazing however continuing here to stay debt free.Next declutter house and body and finally swim under that waterfall x
  • elly68
    elly68 Posts: 2,556 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Well I'm going at the living room like a gladiator todays bags ready brush ready mop ready I have an hour before I log on for work wishe me luck. I'm declutter if today need stuff gone 
    Ginna push my sofas together to see how a corner one would work 
    And all my paintings need to leave for the shed next 
    So finally debt free and it feels amazing however continuing here to stay debt free.Next declutter house and body and finally swim under that waterfall x
  • elly68
    elly68 Posts: 2,556 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    long time since i posted here lifes good hours reduced and got a pup she is a year now ,further reduction in hours delayed as daughter took gap year but she is so much better for it .
    hope everyone is well and ill update weekly now 
    So finally debt free and it feels amazing however continuing here to stay debt free.Next declutter house and body and finally swim under that waterfall x
  • elly68
    elly68 Posts: 2,556 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    long chat with hubby last night re taking pension early clearing mortgage and going down to 2-3 days i'll have to contact pensions as have some years in england and stick them altogether .  Plan to put it in for October next year  
    So finally debt free and it feels amazing however continuing here to stay debt free.Next declutter house and body and finally swim under that waterfall x
  • elly68
    elly68 Posts: 2,556 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    started this last year and ive just gone down to three days plenty time to declutter ,paint and garden one pension come through should clear everything and some change will wait and see when money finally comes in .getting rid of 31 black bags of stuff in march one a day 3/31 done wish me luck
    So finally debt free and it feels amazing however continuing here to stay debt free.Next declutter house and body and finally swim under that waterfall x
  • elly68
    elly68 Posts: 2,556 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    so did really well with first three black bags then got distracted with getting rid of car that has sat on the drive for 4 years £152 in the bank and £5 found whist clearing it out along with a pack of dog balls .
    so need 11 black bags worth to catch up after being in son's bedroom to find a charger i think that might be easy .
    so today is bag up the clothes day all the shops that used to pay have closed so these are going straight to the charity shop cant wait .
    hope everyone else is well cars at the garage so more money no doubt .but hey need to get to work .

    So finally debt free and it feels amazing however continuing here to stay debt free.Next declutter house and body and finally swim under that waterfall x
  • elly68
    elly68 Posts: 2,556 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    So had a great weekend with family and afternoon tea with work now to get the black bags out and start the purge . I'm going to go  do a room a day and a good dog walk (trying to kickstart the body purge) .My target was 31 black bags out of the house by end of march currently 3/31 .Today is my bedroom wish me luck or send me a kick up the butt .
    Hope your weekend was lovely x
    So finally debt free and it feels amazing however continuing here to stay debt free.Next declutter house and body and finally swim under that waterfall x
  • elly68
    elly68 Posts: 2,556 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    So box for towels sorted and now its just towels in there then i moved it joys (really not) that's tidied now first charity black bag filled going straight in car . but lucky me i've found several new pairs of tights so that stops a shein order thats not needed and the usual cause of charity bags in the first place so whoop whoop .
    So finally debt free and it feels amazing however continuing here to stay debt free.Next declutter house and body and finally swim under that waterfall x
  • elly68
    elly68 Posts: 2,556 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    so now on 5/31 booked a tip run for tomorrow so going to clear tins of pain ect that have been dumped and couple of old duvets and pillows hoping to have all rubbish gone from hall stairs and grown up kids bedrooms dont ask he finishes at 4 so will hand him the bags but daughter away so will go dig around in there for junk.
    still no email re pension hopefully find out soon .
    put a washing out but had to bring back in as showery weather now sunny again 
    really hoping my motivation comes back slow morning 
    have some items to sell so hoping to fund next weekend away 
    have a great day

    So finally debt free and it feels amazing however continuing here to stay debt free.Next declutter house and body and finally swim under that waterfall x
  • elly68
    elly68 Posts: 2,556 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    So DS did well 4 black bags for tip he is unwell though so i will go in wish me luck and remove probably another 4 .been lazy last 2 days but picking away at it shoe shrank almost empty im avoiding understairs cupboard though  full to the gunnels but thats the charity shop black bags for tomorrow .need to do a shop today both lidls and tesco and visit my sis well have a great day i've got 3 mins till my 2 hr bag packing shift starts lol 
    So finally debt free and it feels amazing however continuing here to stay debt free.Next declutter house and body and finally swim under that waterfall x
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