Simple bank account with High Street branches

BarGin

My main current account is with Tesco which I want to keep because the Clubcard points pay my mobile phone bill. My problem is that I receive cheques from time to time and the only way I can pay them into my Tesco current account is by posting them. This way it can take up to 2 weeks for the amount to appear in my account.

Can anyone recommend a simple bank account which I could pay the cheques into using an ATM or over the counter and then transfer the funds using internet banking? This would need to not require minimum deposits and no direct debits, etc.

Any help much appreciated.

jonnygee2

Which banks have branches on your local high street?
If you just want the account to deposit cheques and transfer them, every bank offers an account that will do this, so choose the closest one to you with the most convenient opening hours.
Many also let you cash cheques at the post office https://www.postoffice.co.uk/everydaybanking - although also check the bank to see if they charge fees for this. 

Tildaplum

if you have a smartphone you could open a bank account where you can pay cheques in using the phone app and thus never have to go to a branch.

xylophone

If you have a smart phone, type "phone app pay in cheque" into Google and it will come up with banks offering this service.

Lumiona

Halifax has the app pay in cheques, I think HSBC does too but only up to a certain amount.

BarGin

Thanks for the suggestions. I already have a Halifax Clarity card so will try and open a current account with them.

nologo

lloyds bank has just raised the smartphone cheque amount to £1000, not sure if this is pernermant or just for the currant times.

badger09

Out of idle curiosity I just tried to locate my nearest Halifax branch. Nowhere on the 'Branch Finder' page can I see any link to click, apart from a list of temporary branch closures due to Covid.

Is it just me?

Tildaplum

i heard it through the grape vine that it is only for currant times.

colsten

badger09 said:

Is it just me?

Not just you. Halifax are blowing us a raspberry.

northwalesd

badger09 said:

Out of idle curiosity I just tried to locate my nearest Halifax branch. Nowhere on the 'Branch Finder' page can I see any link to click, apart from a list of temporary branch closures due to Covid.

Is it just me?

They've done the same on the Llloyds website (well as far as I can see).