Crunchy pays off the loan early, and other stories

Sarahwithlove

It's still a big difference and if you keep up at same pace you'd get to be debt free in couple years. I know it seems a long way off but you will get there 

crunchy_time

Afternoon all!
I’ve decided I want this £8500 of consumer debt paid off by the end of 2021 when I will be 40!

Just slushed another £11 at the husbands loan that was left over in my account from cancelling a direct debit.

I get paid on Thursday and will get the tax I over paid at the beginning of the year so will then slush £600 towards husbands loan.

Hope everyone is bearing up well in lockdown! 

Crunchy xx

Sarahwithlove

That's what about £650 a month on average. How much are you managing at the moment? 

crunchy_time

Sarahwithlove said:

That's what about £650 a month on average. How much are you managing at the moment? 

We pay £356 on one loan and £182 on the other so £538 but in the new year I am going to round it up to £400 and £200 so £600. So it's more than doable.  
We have £125 left in the food budget till the end of the month that, fingers crossed, will be enough.

Sarahwithlove

That's good sounds like you will get there in the end! 

DayDreamerandGeneralWaster

Hi Crunchy l am aiming for end of 2021 to have the loan in my sig clear. There is another loan but it's a part of the mortgage account..will cross that bridge in Jan 2022. Race you to the bottom? In a nice friendly way of course 🙂

crunchy_time

DayDreamerandGeneralWaster said:

Hi Crunchy l am aiming for end of 2021 to have the loan in my sig clear. There is another loan but it's a part of the mortgage account..will cross that bridge in Jan 2022. Race you to the bottom? In a nice friendly way of course 🙂

Challenge accepted!!!x

Sarahwithlove

crunchy_time said:

DayDreamerandGeneralWaster said:

Hi Crunchy l am aiming for end of 2021 to have the loan in my sig clear. There is another loan but it's a part of the mortgage account..will cross that bridge in Jan 2022. Race you to the bottom? In a nice friendly way of course 🙂

Challenge accepted!!!x

I'm aiming for end of 2021 for my credit cards as well 🙏

crunchy_time

Evening all!
Currently having a break from my assignment. Finding this own hard. I still have 1000 words to write and it’s due on Tuesday. I shall go for a run tomorrow and then focus hard on it all morning. And I want to do a masters!!!! I blow my own mind sometimes!
The kettle blew up today so that is something I must start to shop around for. It lasted 6 years so its had some good innings.  I shall try and keep husband in check for a reasonable priced one.
I really should start my Christmas shopping but I seem to have lost all enthusiasm! Maybe that can be my treat after I have finished this assignment!
Right, better get back to it, it’s not going to write itself!
Crunchy xx

DayDreamerandGeneralWaster

Join in @Sarahwithlove 😀 we will be each others' debt free cheerleaders without the side of beatch 😂
Good luck with the assignment Crunchy!