Most credit cards

2e0arr

I have two, john lewis finance partnership card  and tesco. club card credit card.
I like the JL CC cos i get text messages and emails for every transaction plus JL 1% cashback and 0.5% elsewhere cashback in JL vouchers.
The tesco is a back-up.
For cash withdrawals I use TSB debit card never withdrawn cash i on my CC's.
I'm paying off both quickly and experimenting with CC Untilisation to raise credit score back to max. 

D3xt3r5L4b

2e0arr said:

I'm paying off both quickly and experimenting with CC Untilisation to raise credit score back to max. 

Why oh why oh why!? 

jones_guitar

oldagetraveller1 said:

I have two. One for everyday use and the other used occasionaly to keep it active. The "other" is only in case there is a problem with the primary.

There have been many instances on MSE of people having problems with their credit card and not having a back up.

Why the guitar person wants to know is anybodys guess? Unless they are trying to show off about how many cards they have achieved?

Cue a month's time - "I'm maxed out on 7 credit cards and can't afford any repayments, what can I do?"

Trying to get credit limits up...

D3xt3r5L4b

jones_guitar said:

oldagetraveller1 said:

I have two. One for everyday use and the other used occasionaly to keep it active. The "other" is only in case there is a problem with the primary.

There have been many instances on MSE of people having problems with their credit card and not having a back up.

Why the guitar person wants to know is anybodys guess? Unless they are trying to show off about how many cards they have achieved?

Cue a month's time - "I'm maxed out on 7 credit cards and can't afford any repayments, what can I do?"

Trying to get credit limits up...

How does getting more cards achieve this goal?

jones_guitar

Keep transfering balance from one to anouther?

2e0arr

D3xt3r5L4b said:

2e0arr said:

I'm paying off both quickly and experimenting with CC Untilisation to raise credit score back to max. 

Why oh why oh why!? 

For my own interest to see how and when it changes it will cost me nothing and no risk and I may learn from the experience.

Thank you for your interest its much appreciated and valued as a beginner I respect and appreciate the support you give to the forum.

D3xt3r5L4b

2e0arr said:

D3xt3r5L4b said:

2e0arr said:

I'm paying off both quickly and experimenting with CC Untilisation to raise credit score back to max. 

Why oh why oh why!? 

For my own interest to see how and when it changes it will cost me nothing and no risk and I may learn from the experience.

Thank you for your interest its much appreciated and valued as a beginner I respect and appreciate the support you give to the forum.

An entirely pointless exercise but ok. Enjoy... 

D3xt3r5L4b

jones_guitar said:

Keep transfering balance from one to anouther?

Again, to achieve what?
Why just bounce debt around?

jones_guitar

Becuase, I want to get the credit limits up. I renovate property.

jones_guitar

jones_guitar said:

Becuase, I want to get the credit limits up. I renovate property.

I want to get a few up to 5k, maybe one or two upto 10k. Therefore, I need to work up the credit limits.