5 months to emerge as a butterfly

edited 6 April 2020 at 9:50AM in Debt Free Diaries
857 replies 111.5K views
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  • Four_SeasonsFour_Seasons Forumite
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    Hope you feel better soon BenBen x
  • benbenandmebenbenandme Forumite
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    Thanks Four Seasons :)
    Up to £9.82 on surveys completed today on prolific.
    Mortgage Total: £60,984 / £75,000 Mortgage End Date: May 2040
    2022 Gas/Electric extra £££ earned £628 Matched Betting profits £452.87
  • benbenandmebenbenandme Forumite
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    Right, signature has been updated. I've decided I'm not going to increase my direct debit as they have suggested. I will increase it to £150 and then I will monitor my usage like a possessed thing and also squirrel away any extra bits and pieces I make and make extra payments as and when I can from that. That will have to do.
    Mortgage Total: £60,984 / £75,000 Mortgage End Date: May 2040
    2022 Gas/Electric extra £££ earned £628 Matched Betting profits £452.87
  • badmemorybadmemory Forumite
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    You do know that in six months the gov will be whinging about how sales in shops have gone down & wondering why & how many are going to close down.  I sometimes wonder where they keep the key to turn their brains on.  Although by going by many of their reputations I can probably easily guess.
  • benbenandmebenbenandme Forumite
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    Absolutely ... restaurants and bars particularly, crikey they've suffered enough over the last couple of years but that will be not happening on my wages anytime soon. 
    Mortgage Total: £60,984 / £75,000 Mortgage End Date: May 2040
    2022 Gas/Electric extra £££ earned £628 Matched Betting profits £452.87
  • DrawingalineDrawingaline Forumite
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    We are ok, and I have absorbed the energy increase by cancelling the overpayment to the mortgage. But I was planning on some work in the house (semi non urgent) and that wil all have to be postponed as I have no way of saving for it. And the girl is off to uni in September, probably London as she was accepted into a very prestigious art school, so will have to fund some of her extortionate accommodation! 

    And there is only so far the money will go. Fun things will go, swimming lessons may have to be cancelled and my high food budget may have to be pruned (I prioritise this as I loath cooking. It's been bliss being able to justify our spending. And now we will be back to me stressing over meal planning and having to juggle it which I hate, hate, hate!) 
    Debt free Feb 2021 🎉
  • benbenandmebenbenandme Forumite
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    A much better nights sleep last night, I'm definitely on the mend now :)
    Today I hope to:

    • Check banking
    • Complete more prolific surveys
    • Sit in the conservatory for a couple of hours in the sun
    • Have a shower / try to feel human again :)
    Mortgage Total: £60,984 / £75,000 Mortgage End Date: May 2040
    2022 Gas/Electric extra £££ earned £628 Matched Betting profits £452.87
  • MeandOMeandO Forumite
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    Hope you are feeling better soon BenBen xx
    Mortgage @ March 2019: £107K, Now: £76,500
    Mortgage OP's 2022: £2111.22
    Total OP’s: £6000
    Saving pots: £4600
  • beanieloubeanielou Forumite
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    Be better soon. 
    Am sitting in my conservatory as I type! 
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~**
    MFW. Finally mortgage free February 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
  • benbenandmebenbenandme Forumite
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    Thanks Beanie and Me&O, sorry Drawing I missed your comment earlier, but I agree this really is going to hit everyone hard, businesses will find it so tough yet again as no-one will have disposable income left :(

    So I am hugely improved on where I was yesterday - I have managed a shower and I got dressed today :) I spent about an hour sat in my chair in the garden getting some Vitamin D, have done two loads of washing and put the dishwasher on. It sounds quite a bit considering I've barely been out of bed this week but it has taken me nearly all day to achieve that :)

    I have eaten some pasta with mixed beans and cheese, followed by a plum. The scales are showing a weight-loss of 4lbs since Monday but I know that will re-appear once I'm eating normally again. This weekend will be a very chilled one, I plan to do some food shopping and maybe tidy the garden a bit. Other than that it will be a quick tidy up and clean through,(been in bed all week so not too messy), strip both beds tomorrow and remake, lots of sleep, sun and rest :)
    Mortgage Total: £60,984 / £75,000 Mortgage End Date: May 2040
    2022 Gas/Electric extra £££ earned £628 Matched Betting profits £452.87
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