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Paying in cheques by post

ac427
ac427 Posts: 128 Forumite
Part of the Furniture 10 Posts Name Dropper Combo Breaker
edited 5 April 2020 at 12:17PM in Budgeting & bank accounts
I went to my local Barclays Bank to pay in a check and queued at a 2m distance. When i got to the front of the queue, i was asked which service i was looking for.
I replied 'paying in a cheque' and was told i could use one of the machines to deposit it. I asked if i could go to the one cashier desk with 2 people waiting and was told no.
I didn't see anyone wiping the those machines screens over with any sort of bio cleaner so i left.

I think i can send in a cheque to be deposited by post but is there anybody at the other to actual process the cheque?

Has anyone recently paid in a cheque by post and had their account credited?

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Comments

  • General_Grant
    General_Grant Posts: 5,403 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 5 April 2020 at 2:05PM
    Not paid in a cheque to Barclays by post but have sent to Sainsbury's for a savings account and it is credited on the day I would have expected.
    Royal Mail is working and the banks are working.
  • McKneff
    McKneff Posts: 38,857 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    As above, use the app, you don't even have to get out of you chair, let alone the house
    make the most of it, we are only here for the weekend.
    and we will never, ever return.
  • born_again
    born_again Posts: 22,974 Forumite
    10,000 Posts Sixth Anniversary Name Dropper
    ac427 said:
    I went to my local Barclays Bank to pay in a check and queued at a 2m distance. When i got to the front of the queue, i was asked which service i was looking for.
    I replied 'paying in a cheque' and was told i could use one of the machines to deposit it. I asked if i could go to the one cashier desk with 2 people waiting and was told no.
    I didn't see anyone wiping the those machines screens over with any sort of bio cleaner so i left.

    I think i can send in a cheque to be deposited by post but is there anybody at the other to actual process the cheque?

    Has anyone recently paid in a cheque by post and had their account credited?

    Bank staff are KEY workers. So someone will be there. But it may take a while as it will not be top priority at the moment.

    Take your own bio cleaner and use the machine.
    Life in the slow lane
  • BooJewels
    BooJewels Posts: 3,141 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Not Barclays, but as a new smart phone user, I banked a cheque for the first time last week using the banking app and it cleared 2 days later - I was impressed with the ease of it. I don't know the process, but suspect that it has minimal human intervention, so might save on banking resources at this tricky time.
  • NedS
    NedS Posts: 5,015 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    eskbanker said:
    Brilliant. Thank you, saved me asking the same question :)
    Our green credentials: 12kW Samsung ASHP for heating, 7.2kWp Solar (South facing), Tesla Powerwall 3 (13.5kWh), Net exporter
  • Chino
    Chino Posts: 2,031 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    ac427 said:
    I didn't see anyone wiping the those machines screens over with any sort of bio cleaner so i left.
    If you were concerned about using the machine, all you had to do was to remember to wash your hands when you returned home.
  • BooJewels
    BooJewels Posts: 3,141 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Chino said:
    ac427 said:
    I didn't see anyone wiping the those machines screens over with any sort of bio cleaner so i left.
    If you were concerned about using the machine, all you had to do was to remember to wash your hands when you returned home.
    And not lick your fingers, pick your nose or furtle about near your eyeballs in the meantime. 

    I think probably the most dirty part of a public building will be the door handles anyway.  I don't like touching those on a good day.  As my husband has serious health issues and no immune system, I routinely santitised my hands when getting back to the car, long before it was fashionable.
  • colsten
    colsten Posts: 17,596 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    edited 5 April 2020 at 4:42PM
    eskbanker said:
    That's ok if your cheque is not for more than £500, and if you don't have more than 4 cheques a week.
  • mwarby
    mwarby Posts: 2,060 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Think of the bank staff who will be in close proximity to the public and their dirty bit of paper and discs of metal, every door handle they use will have been touched by multiple people. The risk your taking by spending a minute or 2 in a branch operating a machine will be so much smaller than the risks the bank staff, the food shop workers etc, and it's easily mitigated by soap and water
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