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Bluestone Mortgages
Comments
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I seen that and phone calls answered in 40 seconds instead of 80, so possibly them reducing the highest ltv to 75% for new applications has helped and is allowing them to work faster through the current applications that are already submitted.2
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Let’s hope so x0
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My dip is for. 20% deposit. But concerned with the changes they will ask for 25% based on this article https://therightmortgage.co.uk/bluestone-mortgages-criteria-update/ Any advice anyone ?0
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From that article it looks like the changes will even apply to those already submitted? So the maximum LTV is 75%?
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That’s what I thought too 🥲0
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Foreverwaiting123 said:My dip is for. 20% deposit. But concerned with the changes they will ask for 25% based on this article https://therightmortgage.co.uk/bluestone-mortgages-criteria-update/ Any advice anyone ?
If you look at the very bottom of that page that article was from April 2020. So it doesn't apply now. The new updates now for 75%ltv is only for new applicants I believe.Foreverwaiting123 said:My dip is for. 20% deposit. But concerned with the changes they will ask for 25% based on this article https://therightmortgage.co.uk/bluestone-mortgages-criteria-update/ Any advice anyone ?1 -
Good spot!!!Jen271626 said:Foreverwaiting123 said:My dip is for. 20% deposit. But concerned with the changes they will ask for 25% based on this article https://therightmortgage.co.uk/bluestone-mortgages-criteria-update/ Any advice anyone ?
If you look at the very bottom of that page that article was from April 2020. So it doesn't apply now. The new updates now for 75%ltv is only for new applicants I believe.Foreverwaiting123 said:My dip is for. 20% deposit. But concerned with the changes they will ask for 25% based on this article https://therightmortgage.co.uk/bluestone-mortgages-criteria-update/ Any advice anyone ?0 -
Oh my gosh you just saved me life 🥰0
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Omg I hope not we had 15%ltv. The article was written in April 2020 but the product guide says June 21. I’ve just sent my MA a message to double check because no ways can we do 25%Foreverwaiting123 said:My dip is for. 20% deposit. But concerned with the changes they will ask for 25% based on this article https://therightmortgage.co.uk/bluestone-mortgages-criteria-update/ Any advice anyone ?0 -
Those of you that have had offers on the past couple of weeks, has anyone had 80% ltv xx0
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