2nd home somewhere on the South coast

SquatNow

northernsal wrote: »

Expected comment from a squatter.

*****NEWSFLASH***First time buyers are struggling to get on the property ladder, but if they took on second jobs, rented a room in a scummy houseshare, lived at home drove a crappy car and worked in another job or put themselves up for promotions at work/re-trained and found a better career it is possible.

If you REALLY want to get on the property ladder, make sacrifices, move away you CAN do it.

Please don't get me started on the "My old man's worked hard all his life and deserves a nice comfy retirement" or I'll repost my "old people asset stripped the nation" comment.

Getting on the property [STRIKE]ladder[/STRIKE] pyramid 20-40 years ago mean saving hard, getting a 20% deposit then buying a small but reasonably priced house on an affordable mortgage usually about 25% of your pay while paying the lowest taxes in history.

Getting on the property [STRIKE]ladder[/STRIKE] pyramid now mean saving up a 5% deposit, then buying a crappy little sh1th0le and having to pay 50% of your wages each month while paying the highest taxes in history.

frannyann

Good area to buy would be Hastings, St Leonards area or the area between Eastbourne and Brighton. Hastings has been for many years a total dump but recently has been getting a lot of re-gen money. Prices still cheap for south coast but once A21 is improved and people twig that is not the old hastings it once was, I can see prices rising.

http://www.rightmove.co.uk/viewdetails-9540885.rsp?pa_n=3&tr_t=buy

Nice 3 bed in "good" area example!! Seafront is not too bad either but need to pick the bit" carefully

trulysaintly

northernsal wrote: »

[/b]


Why should you be considered for Social Housing??

Stop whingeing, move away and earn more money, save then return home and buy somewhere to live.

It's hardly rocket science is it?

Ah OK then.

I'll uproot my young family, move to somewhere where I can earn more (let's say London) spend the same money as now on my terraced house on a 1 bed flat for my wife and child then...just so I can wait, earn more, relocate back and take a lower paid job down here...

Doesn't make financial or logical sense. Why shouldn't I qualify for Social Housing in my village? Down here its the only way new houses get built..and better than seeing another scrounger on benefits get it when they can't be bothered to work.....!

And therein lies the overall problem in this country, if you work hard, like you and your parents, you get nothing.

northernsal

SquatNow wrote: »

So who will run the shops, empty the bins, fix the streetlights, mend the plumbing etc for all the people who have bought 2nd homes?

Who will they go to when they are sick? Who will clear the roads when tree get blown down?

Multiple home ownership and land speculation has destroyed our society.

Shopkeepers, binmen, electricians, and plumbers.

What's your point? I'm saying to the OP if he/she can't afford to live in his home town and is bitter about it - move away save then return.

It's better for those homes to be bought by 2nd home owners used by them during seasons and then rented out during the rest of the years than them sitting empty for years becasue locals can't afford to buy it and like I said before if the locals can't afford to buy, they need to move and save and them come back.

You can't control house prices going mad in desirable areas, you either try and find a solution to buy where you want to or forget it.

dolce_vita

northernsal wrote: »

Expected comment from a squatter.

They live in a very modest terrace in Manchester in a pretty grim area and have worked their ******** off over the years and as a result, now want to put their life savings into something they can enjoy.

My dad has had a second job for the past 20 years and I also have one. I work 7 days a week and am saving like mad...and I choose to do that because that's the only way I can afford to buy my own place.

*****NEWSFLASH***First time buyers are struggling to get on the property ladder, but if they took on second jobs, rented a room in a scummy houseshare, lived at home drove a crappy car and worked in another job or put themselves up for promotions at work/re-trained and found a better career it is possible.

If you REALLY want to get on the property ladder, make sacrifices, move away you CAN do it.

Don't begrudge others who have grafted over the years happiness and a quality of life - and if you bothered to read my original post, they'll be retiring down there eventually, giving that local family in Manchester a place to live.

I don't know where to start on this one. It's just so ridiculous.

They live in a "modest" house and have to take a second job to survive and yet they feel entitled to own a second home for their retirement.

They obviously haven't got much money to start with and any "money" they do have now comes from the fact that they bought a house cheaply years ago.



Years ago people like your parents earning a modest income could still afford to buy a house.
Someone in the same position now has got no chance.

And the irony is that you can't see that them buying into this second-home bubble now will make things even worse for you.

I despair.

northernsal

SquatNow wrote: »

Please don't get me started on the "My old man's worked hard all his life and deserves a nice comfy retirement" or I'll repost my "old people asset stripped the nation" comment.

Getting on the property [strike]ladder[/strike] pyramid 20-40 years ago mean saving hard, getting a 20% deposit then buying a small but reasonably priced house on an affordable mortgage usually about 25% of your pay while paying the lowest taxes in history.

Getting on the property [strike]ladder[/strike] pyramid now mean saving up a 5% deposit, then buying a crappy little sh1th0le and having to pay 50% of your wages each month while paying the highest taxes in history.

He has worked hard, probably a dam sight harder than you, and isn't squatting in a house that could be rented out.

trulysaintly

OK I'll give you an example.

My village, in the 80's had a thriving community with three shops, youth organisations (Scouts, Brownies, Guides), local football team, annual carnival, youth club and a village school where the pupils either rode bikes or walked to school.

Now, it has one shop which is threatened with closure, no youth organisations, no sports teams, no carnival, no youth club, and the majority of the school pupils are driven to school from other towns because the parents cannot afford to live there.

That is what is wrong with 2nd homes, over time they suck communities dry. It is not progress.

SquatNow

northernsal wrote: »

Shopkeepers, binmen, electricians, and plumbers.

Jes your funny. :T

Oh no wait a minute, your idiot. :rotfl:

Where are all the shopkeepers and binmen going to live? Are they going to commute from France?

northernsal wrote: »

It's better for those homes to be bought by 2nd home owners used by them during seasons and then rented out during the rest of the years

Rented out to who, exactly?

northernsal wrote: »

than them sitting empty for years becasue locals can't afford to buy it and like I said before if the locals can't afford to buy, they need to move and save and them come back.

Locals WOULD be able to afford to buy them in 2nd home owners weren't pricing them out of the market.

northernsal wrote: »

You can't control house prices going mad in desirable areas, you either try and find a solution to buy where you want to or forget it.

Or you could just tax the 2nd home owners heavily, say 500% council tax, and use the money to subsidise the housing for people working in the local area.

northernsal

dolce_vita wrote: »

I don't know where to start on this one. It's just so ridiculous.

They live in a "modest" house and have to take a second job to survive and yet they feel entitled to own a second home for their retirement.

They obviously haven't got much money to start with and any "money" they do have now comes from the fact that they bought a house cheaply years ago.


Years ago people like your parents earning a modest income could still afford to buy a house.
Someone in the same position now has got no chance.



They live in a modest house that they own outright.

No - they don't have to take a second job to survive, they do it to save so they can have a nice retirement and as a result have saved £180,000.

They don't feel entitled to anything at all. They'll potentially own two houses for the 15 years (rent the South Coast one out when they're not using it) till they retire and then like I said will move permanently to the South Coast after selling the house in Manchester.

Oh...and regarding your comment that they 'didn't have much money to start with', so what?? They've worked and saved and have a clear goal they want to achieve.

morg_monster

northernsal wrote: »

Shopkeepers, binmen, electricians, and plumbers.

...
if the locals can't afford to buy, they need to move and save and them come back.

Seriously, do you not get the contradiction in your post? Shopkeepers, binmen, electricians and plumbers are EXACTLY the locals who can't afford to buy and according to your logic should move away. THEN who'll work in the shops, clear the rubbish, etc etc. that was squatnow's point.