PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.

Moving house in April. Worried about COVID-19 lockdown!

Hi peeps!
Like the title says, we're due to complete on 3rd April, but the way things are going at the moment, it looks like the country might be under some sort of lock-down by then.  :open_mouth:

Has anyone heard anything about what plans solicitors, estate agents, and removal companies might have for such a situation?  We've contacted our guys this morning, but haven't had a response yet.  I'm getting tempted to buy an old van, in case the removal men and van rental places shut up shop.   :#
«134

Comments

  • hazyjo
    hazyjo Posts: 15,474 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Might be worth searching the forum as we've had 5 or 6 threads on it in the last week.

    Generally, nobody really knows yet! Buying a van seems somewhat drastic, but I do get your concern. It would be a nightmare to find they couldn't move you on completion day!
    2024 wins: *must start comping again!*
  • davidmcn
    davidmcn Posts: 23,596 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 11 March 2020 at 1:00PM
    Solicitors (at least the more organised firms) will be preparing contingency plans (or dusting them off) to continue what work they can from home(s) - which is quite a lot considering how much is online or phone these days. Things which actually require bits of paper to be moved around are more tricky.
    It will obviously be less of an issue if everyone is in the same boat, but trickier if e.g. your solicitors' office, or your local region, has been quarantined but nobody else's has.
  • voorsk
    voorsk Posts: 11 Forumite
    First Post Photogenic
    hazyjo said:
    Might be worth searching the forum as we've had 5 or 6 threads on it in the last week.

    Generally, nobody really knows yet! Buying a van seems somewhat drastic, but I do get your concern. It would be a nightmare to find they couldn't move you on completion day!
    Ah, sorry - the search was a bit too full to use, and my precursory glance at the board didn't go back enough pages.  I'll go info hunting!
  • davidmcn
    davidmcn Posts: 23,596 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Mickey666 said:
    Talk to your solicitor about the risk and responsibilities.  While you are contractually obliged to hand over your house on completion, what if you are prevented from doing so by an enforced 'lock-down'  That would surely be force majeure wouldn't it?
    Also, what is the legal situation with such a 'lock down' anyway?   Isn't it more like official advice rather than martial law or a curfew?
    1. There's no overriding "force majeure" principle implied into contracts - if you want to rely on something as an exception then it needs to be in the contract. And it isn't typically something included in property purchase contracts.
    Though contractual penalties will generally only apply if one party can fulfil their side of the bargain but the other can't. So if you can't move out of your house, but the buyer can't send you the money anyway (because their bank or solicitor is shut) then it's just a stalemate.
    2. For the meantime yes just guidelines, but governments can obviously use emergency powers if they need to enforce curfews etc.
  • voorsk
    voorsk Posts: 11 Forumite
    First Post Photogenic
    Mickey666 said:
    Also, what is the legal situation with such a 'lock down' anyway?   Isn't it more like official advice rather than martial law or a curfew?
    Somewhere in-between, I think.  We're at the mercy of stressed-out HR departments, so anything could happen!
    I think the solicitors and estate agents should be fine, but the removal company is my biggest concern.  They're a mid-sized company, and they're doing their survey of our junk worldly possessions tonight, so I'll find out what their plan is then.
  • voorsk
    voorsk Posts: 11 Forumite
    First Post Photogenic
    The movers had no contingency plan, and even had a clause in the contact that said we'd still have to pay even if they couldn't do the move. Not using them!

    I'm now considering hiring a van, but that could go wrong, or a private man&van kinda thing.
  • greatcrested
    greatcrested Posts: 5,925 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Mickey666 said:
    Also, what is the legal situation with such a 'lock down' anyway?   Isn't it more like official advice rather than martial law or a curfew?
    https://inews.co.uk/news/coronavirus-uk-police-powers-detain-suspected-covid-19-emergency-law-2450654


  • NewShadow
    NewShadow Posts: 6,858 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    edited 16 March 2020 at 11:39PM
    voorsk said:
    The movers had no contingency plan, and even had a clause in the contact that said we'd still have to pay even if they couldn't do the move. Not using them!

    I'm now considering hiring a van, but that could go wrong, or a private man&van kinda thing.
    You could try asking them - given the circumstances - to amend the contract. What would you want though?

    - For them to be able to cancel and you not have to pay is probably fairest - but it means you might not be able to move at short notice, so not ideal 
    - For them to be able to reschedule you - same issue as above... 
    - For them to be responsible for sourcing an alternative company to fulfil the contract - they're unlikely to agree, but you could try
    - For them to be liable for any penalty due for failing to fulfil - not a scoobies chance of them agreeing :) 

    If I were you, I'd be contacting my buyer/seller and agreeing with THEM a contingency for if you can't move. 

    I'm due - vaguely - to complete around the same time and I've already spoken to my landlord about staying an extra week or so if there's issues arranging move out, and he's agreed I don't have to clean - given we've agreed he will keep my deposit in return for letting me break my contract. 

    I would suggest tea and cake but... that sounds unnecessarily social ;) 
    That sounds like a classic case of premature extrapolation.

    House Bought July 2020 - 19 years 0 months remaining on term
    Next Step: Bathroom renovation booked for January 2021
    Goal: Keep the bigger picture in mind...
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    voorsk said:

    Has anyone heard anything about what plans solicitors, estate agents, and removal companies might have for such a situation?  
    At the speed events are happening. Two weeks is a long time. Impossible to factor in every scenario. Not just a question of lock down. It's individuals health that may determine events. Self isolation is going to create all sorts of issues. 
  • Davesnave
    Davesnave Posts: 34,741 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    voorsk said:  I'm getting tempted to buy an old van, in case the removal men and van rental places shut up shop.   :#
    Do it. We bought a six year old ex-Transco van to do our move 11 years ago and we're still driving it. It's been a lot less bother than the car and we get to see over the hedges too. Once you have one you'll wonder how you ever managed before!

This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 349.7K Banking & Borrowing
  • 252.6K Reduce Debt & Boost Income
  • 452.9K Spending & Discounts
  • 242.7K Work, Benefits & Business
  • 619.4K Mortgages, Homes & Bills
  • 176.3K Life & Family
  • 255.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 15.1K Coronavirus Support Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.