TUI Cancellation Help

Ganga

You obviously signed the paperwork for the holiday without reading it including the small print and terms and conditions,so therefor your fault and not a miss sale.You also mention getting/claiming off insurance ref the Coronavirus,good luck with that.

Popace

I feel I need to clarify - I totally understand about when I pay deposits etc it was the credit rating I was asking about - I was on the understanding that to affect my credit rating, it had to be a credit yet I have not borrowed anything off TUI! not to worry, thanks everyone and Bradders - please refrain from commenting on my posts in the future, you really are a rude man!

bradders1983

I will reply who I want to reply to, if that is OK with you?

If they take you to court and you get a CCJ than yes, it affects your credit rating. Hope this is helpful. 

Popace

Ganga said:

You obviously signed the paperwork for the holiday without reading it including the small print and terms and conditions,so therefor your fault and not a miss sale.You also mention getting/claiming off insurance ref the Coronavirus,good luck with that.

I didn't, but I find it amusing that you read all of the small print on all seven pages before signing for your holiday! And I didn't say about claiming off insurance for Coronovirus, you too haven't read the posts properly as it says I haven't got insurance yet but thank you for your comment anyway!

Popace

bradders1983 said:

comeandgo said:

Why will it effect your credit ratings?  You have to pay the outstanding deposit monies, which will bring your total deposit to £500, which is the same amount you would have paid on booking, but you got the low deposit deal to give you more time to pay the deposit balance.  Win win for you.

He wants to know if he doesn't pay the other £250, will it affect his credit rating.

The answer is yes if they persue it and he gets a CCJ because of it.

Either way, his cries of misselling are ridiculous. Like you say, in any case he would have still had to pay £500 before he could cancel it.

Bradders I feel you work for TUI as you have the same attitude and argument of the Branch Manager yesterday hahahaha!!

bradders1983

You mean I am telling you the truth because by your own admittance you couldn't be arsed reading the terms you were signing up to?

CardinalWolsey

Let me reframe some of the above for the OP. You have signed a contract that requires you to pay £500 as the deposit for the holiday next year, with a balance to pay at some future date. The deposit has been split in to two - £250 on signing, and the second £250 8 (?) weeks later. The contract you have signed will have a cancellation policy, presumably allowing you cancel up to a certain point and losing only your deposit. Having cancelled (or wishing to cancel) the holiday will mean the holiday company are due the full value of the deposit - £500. You have so far only paid £250. If you don't pay that sum, you will owe a debt per the contractual agreement, for which the holiday company could take you to court to recover. When the judge enforces action, allowing the company to recover the £250 plus limited costs, if you fail to pay a summary judgement will be entered against you, which will be picked up by the credit reference agencies. This is highly likely to have a negative impact on your future ability to obtain credit, or as a minimum increase the cost of obtaining credit. So whilst you have not taken out "credit" with the holiday company, you will be in debt to them for £250 upon cancelling.

bradders1983

CardinalWolsey said:

Let me reframe some of the above for the OP. You have signed a contract that requires you to pay £500 as the deposit for the holiday next year, with a balance to pay at some future date. The deposit has been split in to two - £250 on signing, and the second £250 8 (?) weeks later. The contract you have signed will have a cancellation policy, presumably allowing you cancel up to a certain point and losing only your deposit. Having cancelled (or wishing to cancel) the holiday will mean the holiday company are due the full value of the deposit - £500. You have so far only paid £250. If you don't pay that sum, you will owe a debt per the contractual agreement, for which the holiday company could take you to court to recover. When the judge enforces action, allowing the company to recover the £250 plus limited costs, if you fail to pay a summary judgement will be entered against you, which will be picked up by the credit reference agencies. This is highly likely to have a negative impact on your future ability to obtain credit, or as a minimum increase the cost of obtaining credit. So whilst you have not taken out "credit" with the holiday company, you will be in debt to them for £250 upon cancelling.

Hahahahahahahaha do you work for TUI as well hahahahahahahahahaha. Or something.

k3lvc

Popace said:

bradders1983 said:

comeandgo said:

Why will it effect your credit ratings?  You have to pay the outstanding deposit monies, which will bring your total deposit to £500, which is the same amount you would have paid on booking, but you got the low deposit deal to give you more time to pay the deposit balance.  Win win for you.

He wants to know if he doesn't pay the other £250, will it affect his credit rating.

The answer is yes if they persue it and he gets a CCJ because of it.

Either way, his cries of misselling are ridiculous. Like you say, in any case he would have still had to pay £500 before he could cancel it.

Bradders I feel you work for TUI as you have the same attitude and argument of the Branch Manager yesterday hahahaha!!

In terms of telling the truth ? - in which case we maybe all work for TUI

Aylesbury_Duck

Popace said:

Ganga said:

You obviously signed the paperwork for the holiday without reading it including the small print and terms and conditions,so therefor your fault and not a miss sale.You also mention getting/claiming off insurance ref the Coronavirus,good luck with that.

I didn't, but I find it amusing that you read all of the small print on all seven pages before signing for your holiday! And I didn't say about claiming off insurance for Coronovirus, you too haven't read the posts properly as it says I haven't got insurance yet but thank you for your comment anyway!

You find it amusing that someone is diligent when committing to spend at £500 and probably much more?  Interesting.  Can I sell my car to you, please?