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Liquidate entire portfolio until virus is over?

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  • I would not invest anything in the market generally until we are through the virus peak in the UK and Europe. Maybe do 8 lots of 5K over 8 months if you are itching to invest.
  • Ciprico
    Ciprico Posts: 643 Forumite
    Part of the Furniture 100 Posts Name Dropper
    edited 16 March 2020 at 10:06PM
    Buy an etf. For example if you fancied vls60 put 60% in a global tracker and keep 40% as cash
    When things stabilise sell the etf and buy vls60.
    At the moment cash is probably safer than bonds.... avoids the timing issue
  • bostonerimus
    bostonerimus Posts: 5,617 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    edited 16 March 2020 at 10:43PM
    I'm glad I didn't use my ring fenced spending cash to buy into the market at the end of last week. My first rebalancing is done, $100k of bonds into equities, and I'll do it again as the markets go up and down, but I probably won't be looking at the numbers again for a couple of weeks - just too much volatility to make sane adjustments.
    “So we beat on, boats against the current, borne back ceaselessly into the past.”
  • Kendall80
    Kendall80 Posts: 965 Forumite
    Ninth Anniversary 500 Posts Name Dropper
    How to make a million..... invest 1.1 mill in the S&P500 and hold for a day.
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    123mat123 said:
    Buy an etf. For example if you fancied vls60 put 60% in a global tracker and keep 40% as cash
    When things stabilise sell the etf and buy vls60.

    ETF's themselves can suffer from wide spreads due to liquidity issues in the marketplace. Someone needs to be willing to buy what you are selling. 
  • Ciprico
    Ciprico Posts: 643 Forumite
    Part of the Furniture 100 Posts Name Dropper
    123mat123 said:
    Buy an etf. For example if you fancied vls60 put 60% in a global tracker and keep 40% as cash
    When things stabilise sell the etf and buy vls60.

    ETF's themselves can suffer from wide spreads due to liquidity issues in the marketplace. Someone needs to be willing to buy what you are selling. 
    But you get a chance to see and confirm price before committing ? 



  • bostonerimus
    bostonerimus Posts: 5,617 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    Kendall80 said:
    How to make a million..... invest 1.1 mill in the S&P500 and hold for a day.
    or lose a lot too. The critical thing is when you look at the numbers. 
    “So we beat on, boats against the current, borne back ceaselessly into the past.”
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    123mat123 said:
    123mat123 said:
    Buy an etf. For example if you fancied vls60 put 60% in a global tracker and keep 40% as cash
    When things stabilise sell the etf and buy vls60.

    ETF's themselves can suffer from wide spreads due to liquidity issues in the marketplace. Someone needs to be willing to buy what you are selling. 
    But you get a chance to see and confirm price before committing ? 



    Hence the saying the market can remain irrational longer than you can remain solvent. 
  • Grandst2
    Grandst2 Posts: 36 Forumite
    Fifth Anniversary 10 Posts
    I've been through two 50% bear markets, looks like I'm heading for my third. Just pure bad luck.
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    You've been fortunate to miss a few others. The Nikkei crash is a stark reminder of what can happen. 
    Nothing to do with bad luck. Far more frequent than you'd imagine. There's a very heavy weight book called

    This Time Is Different: Eight Centuries of Financial Folly

    by Reinhart and Rogoff. History just keeps on repeating itself for one reason or another. 

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