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Single gal balancing my way to mortgage freedom!
Comments
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@frankersBri
I hope your dad feels better soon and he can have his tests done to find what is causing any health problems. Warm thoughts to him.With regards to another job probably apply and see how that goes as that will lesson your worries knowing that you have plan be if you keep feeling like new management might not be “steering the boat” in the direction you are now enthusiastic about.Initial mortgage bal £487.5k, current £258k, target £243,750(halfway!)
Mortgage start date first week of July 2019,
Mortgage term 23yrs(end of June 2042🙇🏽♀️),Target is to pay it off in 10years(by 2030🥳).MFW#10 (2022/23 mfw#34)(2021 mfw#47)(2020 mfw#136)
£12K in 2021 #54 (in 2020 #148)
MFiT-T6#27
To save £100K in 48months start 01/07/2020 Achieved 30/05/2023 👯♀️
Am a single mom of 4.Do not wait to buy a property, Buy a property and wait. 🤓1 -
Thanks @Sandyra and @Sistergold. Definitely at the point now of harassing my parents for their wellbeing; feels like the child-parent dynamic is flipping!
I think you're right on applying for the other job(s). Nothing to lose and means I am taking steps to create options if they are needed4 -
So sorry to hear about your dad, hope he makes a full recovery soon.
And on the job front, I would definitely be keeping my ear to the ground. Especially as you don't share their vision.
Congratulations on the OPs!3 -
Prolific payout this week was £6.65. It's been quiet on there this week though, has anyone else found that? Not expecting a payout next week sadly.
My Nan also just transferred me £200, for no reason at all! Apparently she has sent that to all of the kids/grandkids/greatgrandkids, which is incredibly generous of her. She's hellbent on giving away her wealth and possessions before she dies, so a bit of a morbid gift but much appreciated anyway. And in my new MSE and MFW habits, I sent that straight to the mortgage too.
Total OPs for June: £655.35 so far!4 -
We spend too much time at work to be unhappy, conflicted or anything else. Submit the application and see what happens.
I hope your dad is feeling better and home soon.
With your nan, she wants to see the happiness and pleasure her gifts are bringing to you all.
That's an impressive OP for this month so far!Mortgage started 2020, aiming to clear 31/12/2029.5 -
@frankersBri
your Nan is the best! 😘Initial mortgage bal £487.5k, current £258k, target £243,750(halfway!)
Mortgage start date first week of July 2019,
Mortgage term 23yrs(end of June 2042🙇🏽♀️),Target is to pay it off in 10years(by 2030🥳).MFW#10 (2022/23 mfw#34)(2021 mfw#47)(2020 mfw#136)
£12K in 2021 #54 (in 2020 #148)
MFiT-T6#27
To save £100K in 48months start 01/07/2020 Achieved 30/05/2023 👯♀️
Am a single mom of 4.Do not wait to buy a property, Buy a property and wait. 🤓2 -
I had a lovely weekend. Nice food from a local restaurant with my housemate on Friday, painted walls in my room and then went for a socially distanced walk with a friend on Saturday, and more painting and carpet purchasing yesterday. Productive, but enjoyable. Also saved 30% extra on the carpet as it was mis-labelled as the wrong price, winner!
I also had to cancel my wardrobe/drawers order. From an online retailer that when I booked in May said it would be June delivery. This was then pushed back to July, annoying but ok. Then I logged in this weekend and it said October! And no guarantee that date would be met so I had to cancel really.. So I've picked something from the big Swedish place. Annoyingly not everything is available online to order, and some bits are too large to fit in the car.. I've ordered what I can online now.. the rest is in stock in the local store so I need to ask a friend if they wouldn't mind using their big car to help me bring it home!
With painting the walls, ordering a carpet and now (most) of a wardrobe it feels like things are starting to come together. Just need to do the gloss work and then I can focus on styling. I've got a few bits of furniture that I may paint/repurpose so I can work on those whilst I await the carpet and wardrobe deliveries that are 3 and 4 weeks away.
No big MFW updates, though will round down my current account balance this evening. Spoke to my Dad yesterday and he told me he was proud of me for being focused on this goal. I told him it was his training in fiscal responsibility that probably drove me to it! Looking forward to being able to see him and Mum at some point soon, hopefully.7 -
I feel your pain FB, I ordered my bed from JL in February, got a new mattress and got rid of my old bed. Not to worry I thought, my bed will be delivered in a matter of weeks, what's a few weeks of sleeping on the floor? Of course lockdown came and now my bed is due to arrive August at the earliest. 6 months of no bed!!!
MFW 2025 #32 £4,926.23/£3,000; MFW 2024 #32 £4,217.84/£3,000; MFW 2023 #32 £5,238.84/£4,000; MFW 2022 #32 £8,246.43/£8,000; MFW 2021 #32 £8,982.73/£8,000; MFW 2020 #32 £12,000/£6,000
Save £12k in 2025 #48 £11,200/£14,000; Save £12k in 2024 #26 £13,055.37/£6,000; Save £12k in 2023 #31 £11,500/£6,000; Save £12k in 2022 #32 £7,180.24/£7,000; Save £12k in 2021 #32 £9,500/£8,000; Save £12k in 2020 #147 £9,370/£8,000
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@Sandyra 6 months! Oh I feel for you; fingers crossed it does arrive in August for you! It's understandable to have delays, but doesn't mean we can't be frustrated!1
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Updated YNAB this evening. A fair bit of work after a couple of big refunds and big carpet/wardrobe purchases. But pleased to see all of it came out of budgeted categories, yay!
Rounded down my current account today and sent £30.34 to the mortgage. Month so far £685.69. Should be able to push through the £700 mark by the end of the month hopefully!3
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