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Single gal balancing my way to mortgage freedom!

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  • Sistergold
    Sistergold Posts: 2,136 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    @frankersBri
    I hope your dad feels better soon and he can have his tests done to find what is causing any health problems. Warm thoughts to him. 

    With regards to another job probably apply and see how that goes as that will lesson your worries knowing that you have plan be if you keep feeling like new management might not be “steering the boat”  in the direction you are now enthusiastic about. 
    Initial mortgage bal £487.5k, current £258k, target £243,750(halfway!)
    Mortgage start date first week of July 2019,
    Mortgage term 23yrs(end of June 2042🙇🏽♀️), 
    Target is to pay it off in 10years(by 2030🥳). 
    MFW#10 (2022/23 mfw#34)(2021 mfw#47)(2020 mfw#136)
    £12K in 2021 #54 (in 2020 #148)
    MFiT-T6#27
    To save £100K in 48months start 01/07/2020 Achieved 30/05/2023 👯♀️
    Am a single mom of 4. 
    Do not wait to buy a property, Buy a property and wait. 🤓
  • frankersBri
    frankersBri Posts: 248 Forumite
    Fifth Anniversary 100 Posts Photogenic Name Dropper
    Thanks @Sandyra and @Sistergold. Definitely at the point now of harassing my parents for their wellbeing; feels like the child-parent dynamic is flipping!
    I think you're right on applying for the other job(s). Nothing to lose and means I am taking steps to create options if they are needed
  • HelloB
    HelloB Posts: 60 Forumite
    Fourth Anniversary 10 Posts Name Dropper
    So sorry to hear about your dad, hope he makes a full recovery soon.
    And on the job front, I would definitely be keeping my ear to the ground. Especially as you don't share their vision.
    Congratulations on the OPs!
  • frankersBri
    frankersBri Posts: 248 Forumite
    Fifth Anniversary 100 Posts Photogenic Name Dropper
    Prolific payout this week was £6.65. It's been quiet on there this week though, has anyone else found that? Not expecting a payout next week sadly. 

    My Nan also just transferred me £200, for no reason at all! Apparently she has sent that to all of the kids/grandkids/greatgrandkids, which is incredibly generous of her. She's hellbent on giving away her wealth and possessions before she dies, so a bit of a morbid gift but much appreciated anyway. And in my new MSE and MFW habits, I sent that straight to the mortgage too. 

    Total OPs for June: £655.35 so far!
  • Sistergold
    Sistergold Posts: 2,136 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    @frankersBri
    your Nan is the best! 😘
    Initial mortgage bal £487.5k, current £258k, target £243,750(halfway!)
    Mortgage start date first week of July 2019,
    Mortgage term 23yrs(end of June 2042🙇🏽♀️), 
    Target is to pay it off in 10years(by 2030🥳). 
    MFW#10 (2022/23 mfw#34)(2021 mfw#47)(2020 mfw#136)
    £12K in 2021 #54 (in 2020 #148)
    MFiT-T6#27
    To save £100K in 48months start 01/07/2020 Achieved 30/05/2023 👯♀️
    Am a single mom of 4. 
    Do not wait to buy a property, Buy a property and wait. 🤓
  • Sandyra
    Sandyra Posts: 293 Forumite
    Tenth Anniversary 100 Posts Name Dropper Cashback Cashier
    I feel your pain FB, I ordered my bed from JL in February, got a new mattress and got rid of my old bed. Not to worry I thought, my bed will be delivered in a matter of weeks, what's a few weeks of sleeping on the floor? Of course lockdown came and now my bed is due to arrive August at the earliest. 6 months of no bed!!!  :'(

    MFW 2025 #32 £4,926.23/£3,000; MFW 2024 #32 £4,217.84/£3,000; MFW 2023 #32 £5,238.84/£4,000; MFW 2022 #32 £8,246.43/£8,000; MFW 2021 #32 £8,982.73/£8,000; MFW 2020 #32 £12,000/£6,000

    Save £12k in 2025 #48 £11,200/£14,000; Save £12k in 2024 #26 £13,055.37/£6,000; Save £12k in 2023 #31 £11,500/£6,000; Save £12k in 2022 #32 £7,180.24/£7,000; Save £12k in 2021 #32 £9,500/£8,000; Save £12k in 2020 #147 £9,370/£8,000

  • frankersBri
    frankersBri Posts: 248 Forumite
    Fifth Anniversary 100 Posts Photogenic Name Dropper
    @Sandyra 6 months! Oh I feel for you; fingers crossed it does arrive in August for you! It's understandable to have delays, but doesn't mean we can't be frustrated!
  • frankersBri
    frankersBri Posts: 248 Forumite
    Fifth Anniversary 100 Posts Photogenic Name Dropper
    Updated YNAB this evening. A fair bit of work after a couple of big refunds and big carpet/wardrobe purchases. But pleased to see all of it came out of budgeted categories, yay!
    Rounded down my current account today and sent £30.34 to the mortgage. Month so far £685.69. Should be able to push through the £700 mark by the end of the month hopefully!
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