Regular Savings Accounts: The Best Currently Available List!

OneUser1

Anyone with the NLA Buckinghamshire Locals Regular Saver does slightly better with their rate rising to 4.5%

dlevene

The Lord of Monmouthshire, Chapter 43

Tried opening an Exclusive Saver alongside the EA and RS last Wednesday. Signatory forms for the latter arrived on Saturday and Tuesday. Passbook for the Exclusive Saver arrived today! No signatory form, no issue with not being an existing customer!

Bemused but happy!

My advice to those interested in the Exclusive Saver who aren't existing customers: just apply for an EA and then apply for the Exclusive Saver, and be prepared for an odd experience....

soulsaver

Bridlington1 said:

Leeds Regular Saver Issue 43 has now been replaced by Issue 44 at the same rate (5.25%), maturing on 1/9/25.

"You are only allowed one account per customer including joint accounts. You may only hold one Leeds Building Society Regular Saver product at a time. If a second Regular Saver account is opened all the money in the second account will be transferred to the current instant access account available to new customers."
 

flaneurs_lobster

A sideline enquiry involving MonBS but probably relevant elsewhere.

I now have 3 MonBS regular savers. To fund them by Faster Payment each month I would ideally like to set up 3 payees with my normal feeder current account that differ only in the Reference (the BS account number).

RBS don't allow Payee/Account No/Sort Code dups. 
Chase don't hold the reference between payments but do allow dups.

I don't want to be entering/amending the reference each month 3 times, too much potential for typos and subsequent grief.

Anyone suggest a solution or another bank that allows this duplication (I have a few others).

soulsaver

Santander

flaneurs_lobster said:

A sideline enquiry involving MonBS but probably relevant elsewhere.

I now have 3 MonBS regular savers. To fund them by Faster Payment each month I would ideally like to set up 3 payees with my normal feeder current account that differ only in the Reference (the BS account number).

RBS don't allow Payee/Account No/Sort Code dups. 
Chase don't hold the reference between payments but do allow dups.

I don't want to be entering/amending the reference each month 3 times, too much potential for typos and subsequent grief.

Anyone suggest a solution or another bank that allows this duplication (I have a few others).

wmb194

flaneurs_lobster said:

A sideline enquiry involving MonBS but probably relevant elsewhere.

I now have 3 MonBS regular savers. To fund them by Faster Payment each month I would ideally like to set up 3 payees with my normal feeder current account that differ only in the Reference (the BS account number).

RBS don't allow Payee/Account No/Sort Code dups. 
Chase don't hold the reference between payments but do allow dups.

I don't want to be entering/amending the reference each month 3 times, too much potential for typos and subsequent grief.

Anyone suggest a solution or another bank that allows this duplication (I have a few others).

Lloyds (and I'd presume BoS and Halifax).

dlevene

flaneurs_lobster said:

A sideline enquiry involving MonBS but probably relevant elsewhere.

I now have 3 MonBS regular savers. To fund them by Faster Payment each month I would ideally like to set up 3 payees with my normal feeder current account that differ only in the Reference (the BS account number).

RBS don't allow Payee/Account No/Sort Code dups. 
Chase don't hold the reference between payments but do allow dups.

I don't want to be entering/amending the reference each month 3 times, too much potential for typos and subsequent grief.

Anyone suggest a solution or another bank that allows this duplication (I have a few others).

First Direct do (and so possibly HSBC)

Gers

soulsaver said:

Bridlington1 said:

Leeds Regular Saver Issue 43 has now been replaced by Issue 44 at the same rate (5.25%), maturing on 1/9/25.

"You are only allowed one account per customer including joint accounts. You may only hold one Leeds Building Society Regular Saver product at a time. If a second Regular Saver account is opened all the money in the second account will be transferred to the current instant access account available to new customers."
 

I've held a number of Leeds RS at the same time - I think at one point issue 38, 39 and 40 until I closed them in July.

flaneurs_lobster

soulsaver said:

Santander

wmb194 said:
Lloyds (and I'd presume BoS and Halifax).

dlevene said:

First Direct do (and so possibly HSBC)

Thanks all, I've got most of those. I'll get on it, saved me a bunch of trial'n'error.

Wheres_My_Cashback

flaneurs_lobster said:

A sideline enquiry involving MonBS but probably relevant elsewhere.

I now have 3 MonBS regular savers. To fund them by Faster Payment each month I would ideally like to set up 3 payees with my normal feeder current account that differ only in the Reference (the BS account number).

RBS don't allow Payee/Account No/Sort Code dups. 
Chase don't hold the reference between payments but do allow dups.

I don't want to be entering/amending the reference each month 3 times, too much potential for typos and subsequent grief.

Anyone suggest a solution or another bank that allows this duplication (I have a few others).

Chase do If I'm understanding what you're saying. I have multiple payments out of chase to the same a/c number with a diff ref which keep the ref.