We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Regular Savings Accounts: The Best Currently Available List!

18858868888908911699

Comments

  • ForumUser7
    ForumUser7 Posts: 2,526 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper


    Source ~ MoneyFacts
    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
  • ChewyyBacca
    ChewyyBacca Posts: 375 Forumite
    Fifth Anniversary 100 Posts Name Dropper
    P3 said:
    Hmmmm 1 yr 6%

    Is it time for me to close 5%, 5.5% RS ????

    Currently 6 rs over 6%

    7 rs @ 5.5%

    6 rs @ 5%

    Over £5k per month 
    Pls post the names of your RS & whether NLA
  • refluxer
    refluxer Posts: 3,272 Forumite
    Fifth Anniversary 1,000 Posts Photogenic Name Dropper
    edited 18 July 2023 at 11:08AM
    P3 said:
    Hmmmm 1 yr 6%

    Is it time for me to close 5%, 5.5% RS ????

    Currently 6 rs over 6%

    7 rs @ 5.5%

    6 rs @ 5%

    Over £5k per month 
    Pls post the names of your RS & whether NLA
    Start at the top of this list and work your way down - I expect most of those will be here, with the odd exception...

    https://moneyfactscompare.co.uk/savings-accounts/regular-savings-accounts/?quick-links-first=false

    Note that you'll have to be prepared to open current accounts with the same bank to access some of them.
  • P3
    P3 Posts: 169 Forumite
    Third Anniversary 100 Posts Name Dropper
    edited 20 July 2023 at 11:30PM
    Can you open both Skipton BS Member Regular Saver Issue 1 and 2?

    You can only hold one Member Regular Saver Issue 2 account (either Member Regular Saver or Member Branch Regular Saver) in your name at any one time.

    This only refer to issue 2, online or branch. It doesn't say anything about issue 1. 
  • ForumUser7
    ForumUser7 Posts: 2,526 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    P3 said:
    Can you open both Skipton BS Member Regular Saver Issue 1 and 2?

    You can only hold one Member Regular Saver Issue 2 account (either Member Regular Saver or Member Branch Regular Saver) in your name at any one time.

    This only refer to issue 2, online or branch. It doesn't say anything about issue 1. 
    Issue 1 is NLA. It was available in 2021 AFAICR.

    Have you got a link for the account you’re referring to?
    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
  • ForumUser7
    ForumUser7 Posts: 2,526 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Hattie627 said:
    That is issue 2 - issue 1 which OP refers to seems to be NLA anyway
    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
  • ForumUser7
    ForumUser7 Posts: 2,526 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    As far as I am aware, the only difference is the opening and operation of the accounts. Issue 8 is by post or at branch and Issue 3 is online.
    Interest is paid to date of closure even part way through the duration.
    Which account are you referring to? Skipton is issue 2 for both I think
    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
  • chris_the_bee
    chris_the_bee Posts: 466 Forumite
    Third Anniversary 100 Posts Name Dropper
    edited 23 July 2023 at 2:59PM
    As far as I am aware, the only difference is the opening and operation of the accounts. Issue 8 is by post or at branch and Issue 3 is online.
    Interest is paid to date of closure even part way through the duration.
    Which account are you referring to? Skipton is issue 2 for both I think
    This was a reply to a question about Dudley RS accounts, which seems to have been deleted.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.2K Work, Benefits & Business
  • 600.9K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.