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Regular Savings Accounts: The Best Currently Available List!
Comments
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Although West Bromwich do offer a 5% (fixed) Adult Regular Saver and a 5.50% (fixed) Children's Regular Saver.CompulsiveSaver said:..., with some shockers like West Brom only paying 3.1% on it's access regular saver!
The Access Regular Saver, is because it gives you exactly that, hence the trade off in interest rate.0 -
OK, fair enough! but like I said at the end of my post, it was from a comparison site, rather than going to each of their websites, but still an access account, paying less than instant access!!! there is something wrong there!wiseonesomeofthetime said:
Although West Bromwich do offer a 5% (fixed) Adult Regular Saver and a 5.50% (fixed) Children's Regular Saver.CompulsiveSaver said:..., with some shockers like West Brom only paying 3.1% on it's access regular saver!
The Access Regular Saver, is because it gives you exactly that, hence the trade off in interest rate.1 -
Beverley BS: As of Thursday 13th July all Variable interest rates will be increasing.
Anyone know what the Monthly Saver is going to yet?If you want me to definitely see your reply, please tag me @forumuser7 Thank you.
N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.1 -
Darlington BS Rate Increases according to MoneyFacts:
- Regular Monthly Saver -> 4.50%
- Darly Young Saver -> 4.05%
Not great, but better than nothing I suppose. Hopefully they also increase the Green RS etc.
EDIT: Per their website:
If you want me to definitely see your reply, please tag me @forumuser7 Thank you.
N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.8 -
My two Darlington SO RS accounts both mature this week, I won't be opening anymore though I'll keep my easy access savings account as a toe in the water.0
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10_66 said:
The Darlington Special Occasion regular savers don't have a specific term.Gers said:My two Darlington SO RS accounts both mature this week, I won't be opening anymore though I'll keep my easy access savings account as a toe in the water.Thanks.Just re-read the T&Cs - it quotes an amount after 12 months which is why I assumed a term, then at the end there's reference to a longer term. No matter, I will close them and wait for the cheque to arrive. That, along with the now poor interest rate, means that I can make my monies work better for me. They are gone!
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I closed my 3 Special occasion accounts months ago, got fed up waiting. So much available now over 5%.Gers said:10_66 said:
The Darlington Special Occasion regular savers don't have a specific term.Gers said:My two Darlington SO RS accounts both mature this week, I won't be opening anymore though I'll keep my easy access savings account as a toe in the water.Thanks.Just re-read the T&Cs - it quotes an amount after 12 months which is why I assumed a term, then at the end there's reference to a longer term. No matter, I will close them and wait for the cheque to arrive. That, along with the now poor interest rate, means that I can make my monies work better for me. They are gone!I choose the rooms that I live in with care,
The windows are small and the walls almost bare,
There's only one bed and there's only one prayer;
I listen all night for your step on the stair.0 -
The ONLY things that's keeping Darlington in the frame is that they permit 4 WDs and closure so they are better than EA accounts currently and if you've accrued a high balance even better, especially if you've already exhausted all other RS options, however the gap between them and EA is closing so moving to NA a/c is getting closer all the time unless funds are needed quicker.2
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Wheres_My_Cashback said:
LEEK BS Savings Rates
Interest rates on all of our variable rate savings accounts will increase by 0.15%, with effect from 1 August 2022.
and the justification for such a paltry increase is.....
Interest rates on a number of our variable rate savings accounts were last increased on 13 June 2022 by up to 0.25%.
LEEK BS - wrong year, we are in 2023 not 20220
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