Regular Savings Accounts: The Best Currently Available List!

cosh25

Leeds Building Society rates up from tomorrow 

https://www.leedsbuildingsociety.co.uk/savings/savings-account-changes/

Regular Saver up to 5% up to £6k and then 2.2% anything above

Home deposit saver is up to 4.90%

AndyTh_2

soulsaver said:

Well, not too bad if you've already got the £7.5K in them... But I can't see many first time buyers starting down that PBS FHS O/L Saver route - they'd have to be willing to save £1500 pm for 5 months to get to a rate that only narrowly beats any of the ToTP 10 easy access savers... Poor show from Principality.

ForumUser7 said:

Principality rate changes:

First Home Saver Online Issue 2:

• Tier 1 £1.00 - £2,500.00 -> 3.90%
• Tier 2 £2,500.01 - £7,500.00 -> 4.10%
• Tier 3 £7,500.01 - £25,000 -> 4.60%

£7,500.01 that 1p makes all the difference sadly and not obtainable till the 6th month

this is from experience, having reached my 5th month in June and seeing the 2nd tier still at £7,500.00

Wheres_My_Cashback

AndyTh_2 said:

soulsaver said:

Well, not too bad if you've already got the £7.5K in them... But I can't see many first time buyers starting down that PBS FHS O/L Saver route - they'd have to be willing to save £1500 pm for 5 months to get to a rate that only narrowly beats any of the ToTP 10 easy access savers... Poor show from Principality.

ForumUser7 said:

Principality rate changes:

First Home Saver Online Issue 2:

• Tier 1 £1.00 - £2,500.00 -> 3.90%
• Tier 2 £2,500.01 - £7,500.00 -> 4.10%
• Tier 3 £7,500.01 - £25,000 -> 4.60%

£7,500.01 that 1p makes all the difference sadly and not obtainable till the 6th month

this is from experience, having reached my 5th month in June and seeing the 2nd tier still at £7,500.00

Too late for you guys now, but the top tier can be obtained in month 5 dependent upon a later in the year account opening date as interest is paid on 1st Jan

Wheres_My_Cashback

Furness BS

Account Name

Current Rate

Increase

New Rate (effective 01/08/23)

1 Year Regular Saver

4.50%

0.25%

4.75%

https://www.furnessbs.co.uk/savings/rate-increase-1st-of-august-2023

simonsmithsays

Wheres_My_Cashback said:

Furness BS

Account Name

Current Rate

Increase

New Rate (effective 01/08/23)

1 Year Regular Saver

4.50%

0.25%

4.75%

https://www.furnessbs.co.uk/savings/rate-increase-1st-of-august-2023

Thanks for this

Also means the three years stays at 3.4%

That's terrible 

ForumUser7

Wheres_My_Cashback said:

Furness BS

Account Name

Current Rate

Increase

New Rate (effective 01/08/23)

1 Year Regular Saver

4.50%

0.25%

4.75%

https://www.furnessbs.co.uk/savings/rate-increase-1st-of-august-2023

Thanks for flagging this.

It should be noted that Furness rose 0.20% from 4.30% to 4.50% on 01/03/2023 in response to the BOE BR rise of 0.50% on 02/02/2023.

Since then, the BOE has increased the rate a further 1% and Furness did not respond until just now, to tell us they are increasing the rate by 0.25%, and the change will take effect in just under a months time!

surreysaver

Ed-1 said:

ForumUser7 said:

Principality rate changes:

First Home Saver Online Issue 2:

• Tier 1 £1.00 - £2,500.00 -> 3.90%
• Tier 2 £2,500.01 - £7,500.00 -> 4.10%
• Tier 3 £7,500.01 - £25,000 -> 4.60%

Learner earner issue 3 (NLA) -> 4.50%

Websaver issue 8 -> 3.25% (for those like me who have it for RS maturities)

Source ~ My account

Further Principality rate changes:

NHS Thank You Online Saver -> 4.00%

Gift Saver -> 4.35%

Source ~ MoneyFacts

Learner Earner Issue 1 and 2 (NLA)
Increase from 5.3% to 5.55%.

Its good to see them increasing the NLA Learner Earners. I closed my son's Issue 1 earlier this year as its more cost effective to put it in the jISA, but mine's still open!

Wheres_My_Cashback

ForumUser7 said:

Wheres_My_Cashback said:

Furness BS

Account Name

Current Rate

Increase

New Rate (effective 01/08/23)

1 Year Regular Saver

4.50%

0.25%

4.75%

https://www.furnessbs.co.uk/savings/rate-increase-1st-of-august-2023

Thanks for flagging this.

It should be noted that Furness rose 0.20% from 4.30% to 4.50% on 01/03/2023 in response to the BOE BR rise of 0.50% on 02/02/2023.

Since then, the BOE has increased the rate a further 1% and Furness did not respond until just now, to tell us they are increasing the rate by 0.25%, and the change will take effect in just under a months time!

Yep, they're certainly near the bottom of the pile, but still better than easy access accounts and they permit one withdrawal pa.

simonsmithsays

Wheres_My_Cashback said:

ForumUser7 said:

Wheres_My_Cashback said:

Furness BS

Account Name

Current Rate

Increase

New Rate (effective 01/08/23)

1 Year Regular Saver

4.50%

0.25%

4.75%

https://www.furnessbs.co.uk/savings/rate-increase-1st-of-august-2023

Thanks for flagging this.

It should be noted that Furness rose 0.20% from 4.30% to 4.50% on 01/03/2023 in response to the BOE BR rise of 0.50% on 02/02/2023.

Since then, the BOE has increased the rate a further 1% and Furness did not respond until just now, to tell us they are increasing the rate by 0.25%, and the change will take effect in just under a months time!

Yep, they're certainly near the bottom of the pile, but still better than easy access accounts and they permit one withdrawal pa.

The three year (at 3.4%) can be smashed by easy access.

There can't be too many still holding these?

Wheres_My_Cashback

simonsmithsays said:

Wheres_My_Cashback said:

ForumUser7 said:

Wheres_My_Cashback said:

Furness BS

Account Name

Current Rate

Increase

New Rate (effective 01/08/23)

1 Year Regular Saver

4.50%

0.25%

4.75%

https://www.furnessbs.co.uk/savings/rate-increase-1st-of-august-2023

Thanks for flagging this.

It should be noted that Furness rose 0.20% from 4.30% to 4.50% on 01/03/2023 in response to the BOE BR rise of 0.50% on 02/02/2023.

Since then, the BOE has increased the rate a further 1% and Furness did not respond until just now, to tell us they are increasing the rate by 0.25%, and the change will take effect in just under a months time!

Yep, they're certainly near the bottom of the pile, but still better than easy access accounts and they permit one withdrawal pa.

The three year (at 3.4%) can be smashed by easy access.

There can't be too many still holding these?

There was a time when it was up there with the best, but nowadays it's woeful. Mine is till open albeit, with a balance of £1.