Regular Savings Accounts: The Best Currently Available List!

Kazza242

Chorley BS have now released their savings rate increases, see here.

This also confirms that the Chorley Regular Saver (and Seasonal Saver) accounts, currently paying 4.00% will be increasing to 5.00% from 20th July 2023 (as discussed yesterday).   

allegro120

Tipton. Received the letter with "unique ID number" today, activated the app and deposited £50 this morning. It's nearly midnight now and the money not showing in the app yet. Most BSs credit on the same day.  Not a big deal, only £50, but I'm not sure if I want to go full £500 a month scale for this 5.5% offering.

ForumUser7

allegro120 said:

Tipton. Received the letter with "unique ID number" today, activated the app and deposited £50 this morning. It's nearly midnight now and the money not showing in the app yet. Most BSs credit on the same day.  Not a big deal, only £50, but I'm not sure if I want to go full £500 a month scale for this 5.5% offering.

Deposits I made at 12:00 and 16:00 on different days both show as the same date that I sent them on.

These have tended to show the next day for me but be backdated.

I was told by T&CBS that deposits are logged into their system at ~07:00 each morning

ForumUser7

Principality rate changes:

First Home Saver Online Issue 2:

• Tier 1 £1.00 - £2,500.00 -> 3.90%
• Tier 2 £2,500.01 - £7,500.00 -> 4.10%
• Tier 3 £7,500.01 - £25,000 -> 4.60%

Learner earner issue 3 (NLA) -> 4.50%

Websaver issue 8 -> 3.25% (for those like me who have it for RS maturities)

Source ~ My account

Further Principality rate changes:

NHS Thank You Online Saver -> 4.00%

Gift Saver -> 4.35%

Source ~ MoneyFacts

soulsaver

Well, not too bad if you've already got the £7.5K in them... But I can't see many first time buyers starting down that PBS FHS O/L Saver route - they'd have to be willing to save £1500 pm for 5 months to get to a rate that only narrowly beats any of the ToTP 10 easy access savers... Poor show from Principality.

ForumUser7 said:

Principality rate changes:

First Home Saver Online Issue 2:

• Tier 1 £1.00 - £2,500.00 -> 3.90%
• Tier 2 £2,500.01 - £7,500.00 -> 4.10%
• Tier 3 £7,500.01 - £25,000 -> 4.60%

Ed-1

ForumUser7 said:

Principality rate changes:

First Home Saver Online Issue 2:

• Tier 1 £1.00 - £2,500.00 -> 3.90%
• Tier 2 £2,500.01 - £7,500.00 -> 4.10%
• Tier 3 £7,500.01 - £25,000 -> 4.60%

Learner earner issue 3 (NLA) -> 4.50%

Websaver issue 8 -> 3.25% (for those like me who have it for RS maturities)

Source ~ My account

Further Principality rate changes:

NHS Thank You Online Saver -> 4.00%

Gift Saver -> 4.35%

Source ~ MoneyFacts

Learner Earner Issue 1 and 2 (NLA)
Increase from 5.3% to 5.55%.

fabsaver

allegro120 said:

Tipton. Received the letter with "unique ID number" today, activated the app and deposited £50 this morning. It's nearly midnight now and the money not showing in the app yet. Most BSs credit on the same day.  Not a big deal, only £50, but I'm not sure if I want to go full £500 a month scale for this 5.5% offering.

Likewise. I activated my app and made a deposit yesterday morning. It's still not showing in the app 

TheWoodler

Normally Tipton are quick and FPs show up immediately.

I had this outbound from with matured funds from Friday not landing in my nominated account. I called on Tuesday and they said there’d been a glitch with their clearing bank. So they sent my outbound payment by CHAPS that afternoon. 

As it happens I bank with their clearing bank. Two FPs from that account to different savers, one to this new Tipton RS, hadn’t landed by the next morning, so it had to be the originating bank. Again, I called the originating bank and that pushed things along. So I don’t think it’s the Tipton, it’s the clearing bank end.

boingy

Nationwide "Start To Save 2" going up to 5.5% from 14th July

https://www.nationwide.co.uk/-/assets/nationwidecouk/documents/savings/smd723-5-july-23.pdf

fabsaver

fabsaver said:

allegro120 said:

Tipton. Received the letter with "unique ID number" today, activated the app and deposited £50 this morning. It's nearly midnight now and the money not showing in the app yet. Most BSs credit on the same day.  Not a big deal, only £50, but I'm not sure if I want to go full £500 a month scale for this 5.5% offering.

Likewise. I activated my app and made a deposit yesterday morning. It's still not showing in the app 

Update - the deposit has now appeared in my Tipton app and dated yesterday.