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Regular Savings Accounts: The Best Currently Available List!

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Comments

  • allegro120
    allegro120 Posts: 2,021 Forumite
    1,000 Posts Second Anniversary Name Dropper
    Tipton. Received the letter with "unique ID number" today, activated the app and deposited £50 this morning. It's nearly midnight now and the money not showing in the app yet. Most BSs credit on the same day.  Not a big deal, only £50, but I'm not sure if I want to go full £500 a month scale for this 5.5% offering.
  • ForumUser7
    ForumUser7 Posts: 2,502 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    edited 5 July 2023 at 11:50PM
    Tipton. Received the letter with "unique ID number" today, activated the app and deposited £50 this morning. It's nearly midnight now and the money not showing in the app yet. Most BSs credit on the same day.  Not a big deal, only £50, but I'm not sure if I want to go full £500 a month scale for this 5.5% offering.
    Deposits I made at 12:00 and 16:00 on different days both show as the same date that I sent them on.

    These have tended to show the next day for me but be backdated.

    I was told by T&CBS that deposits are logged into their system at ~07:00 each morning
    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
  • Ed-1
    Ed-1 Posts: 3,964 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Principality rate changes:

    First Home Saver Online Issue 2:
    • Tier 1 £1.00 - £2,500.00 -> 3.90%
    • Tier 2 £2,500.01 - £7,500.00 -> 4.10%
    • Tier 3 £7,500.01 - £25,000 -> 4.60%
    Learner earner issue 3 (NLA) -> 4.50%

    Websaver issue 8 -> 3.25% (for those like me who have it for RS maturities)

    Source ~ My account


    Further Principality rate changes:

    NHS Thank You Online Saver -> 4.00%

    Gift Saver -> 4.35%

    Source ~ MoneyFacts
    Learner Earner Issue 1 and 2 (NLA)
    Increase from 5.3% to 5.55%.
  • fabsaver
    fabsaver Posts: 1,306 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Tipton. Received the letter with "unique ID number" today, activated the app and deposited £50 this morning. It's nearly midnight now and the money not showing in the app yet. Most BSs credit on the same day.  Not a big deal, only £50, but I'm not sure if I want to go full £500 a month scale for this 5.5% offering.
    Likewise. I activated my app and made a deposit yesterday morning. It's still not showing in the app  :(
  • TheWoodler
    TheWoodler Posts: 215 Forumite
    Third Anniversary 100 Posts Photogenic Name Dropper
    edited 6 July 2023 at 9:48AM
    Normally Tipton are quick and FPs show up immediately.

    I had this outbound from with matured funds from Friday not landing in my nominated account. I called on Tuesday and they said there’d been a glitch with their clearing bank. So they sent my outbound payment by CHAPS that afternoon. 

    As it happens I bank with their clearing bank. Two FPs from that account to different savers, one to this new Tipton RS, hadn’t landed by the next morning, so it had to be the originating bank. Again, I called the originating bank and that pushed things along. So I don’t think it’s the Tipton, it’s the clearing bank end.
  • boingy
    boingy Posts: 1,938 Forumite
    1,000 Posts Second Anniversary Name Dropper
    Nationwide "Start To Save 2" going up to 5.5% from 14th July

  • fabsaver
    fabsaver Posts: 1,306 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    fabsaver said:
    Tipton. Received the letter with "unique ID number" today, activated the app and deposited £50 this morning. It's nearly midnight now and the money not showing in the app yet. Most BSs credit on the same day.  Not a big deal, only £50, but I'm not sure if I want to go full £500 a month scale for this 5.5% offering.
    Likewise. I activated my app and made a deposit yesterday morning. It's still not showing in the app  :(
    Update - the deposit has now appeared in my Tipton app and dated yesterday.
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