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Regular Savings Accounts: The Best Currently Available List!

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  • dingling68
    dingling68 Posts: 331 Forumite
    Part of the Furniture 100 Posts Name Dropper
    Bridlington1 said:
    Apologies if it's been mentioned already but according to moneyfacts Tipton and Cosley BS will launch a 5.5% regular saver tomorrow. It's branch/post opening, allows deposits of £50-£500/mth.

    They'll also be launching an app version at the same rate.
    Oh timely, thank you, was planning on closing my account with them in my weekend interest rate update!
    Save £12k in 2022 #54 reporting for duty 
  • dingling68
    dingling68 Posts: 331 Forumite
    Part of the Furniture 100 Posts Name Dropper
    ForumUser7 said:
    Anyone else got a message from Tipton app saying 'To proceed with your application we need to confirm your identity and address'? Frustrating to say the least - was hoping to get a June deposit in
    Yes, me just now on trying to apply through the app!
    Save £12k in 2022 #54 reporting for duty 
  • Bridlington1
    Bridlington1 Posts: 4,151 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    edited 30 June 2023 at 5:28PM
    ForumUser7 said:
    Anyone else got a message from Tipton app saying 'To proceed with your application we need to confirm your identity and address'? Frustrating to say the least - was hoping to get a June deposit in
    From their terms:

    So even if you did get the account open today I doubt the money would be added to your account before July since we are now outside their normal business opening hours.
  • ForumUser7
    ForumUser7 Posts: 2,527 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    edited 30 June 2023 at 5:29PM
    dingling68 said:
    ForumUser7 said:
    Anyone else got a message from Tipton app saying 'To proceed with your application we need to confirm your identity and address'? Frustrating to say the least - was hoping to get a June deposit in
    Yes, me just now on trying to apply through the app!
    Out of interest @dingling68, have you successfully been electronically verified at other places before, or is this a frequent occurrence for you please? I believed I was all set up with the CRAs, but seems something is up. Wondering about trying again perhaps, but don't want to waste time.

    Anyone been successfully verified through the app? Anyone else not been?

    Bridlington1 said:
    ForumUser7 said:
    Anyone else got a message from Tipton app saying 'To proceed with your application we need to confirm your identity and address'? Frustrating to say the least - was hoping to get a June deposit in
    From their terms:

    So even if you did get the account open today I doubt the money would be added to your account before July since we are now outside their normal business opening hours.
    Ah well, I feel a lot less frustrated about the delay now - thanks for pointing that out :)
    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
  • Descrabled
    Descrabled Posts: 511 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    Tipton
    I seem to remember that the proceeds from former Tipton RSs can only be received by cheque through the post. Is this still true for this new account?
  • dingling68
    dingling68 Posts: 331 Forumite
    Part of the Furniture 100 Posts Name Dropper
    ForumUser7 said:
    dingling68 said:
    ForumUser7 said:
    Anyone else got a message from Tipton app saying 'To proceed with your application we need to confirm your identity and address'? Frustrating to say the least - was hoping to get a June deposit in
    Yes, me just now on trying to apply through the app!
    Out of interest @dingling68, have you successfully been electronically verified at other places before, or is this a frequent occurrence for you please? I believed I was all set up with the CRAs, but seems something is up. Wondering about trying again perhaps, but don't want to waste time.

    Anyone been successfully verified through the app? Anyone else not been?


    I have about a 98% success rate I would say for being electronically verified ;) . 

    Newbury is the only one in the last few weeks that has asked for ID and I have opened a number of accounts including those Vanquis / Oxbury / NBS 
    Save £12k in 2022 #54 reporting for duty 
  • Wheres_My_Cashback
    Wheres_My_Cashback Posts: 4,394 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I suspect the Tipton in app application will function OK from tomorrow considering the a/c only starts then.
  • Wheres_My_Cashback
    Wheres_My_Cashback Posts: 4,394 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Descrabled said:
    Tipton
    I seem to remember that the proceeds from former Tipton RSs can only be received by cheque through the post. Is this still true for this new account?
    Cash/Cheque W/Ds not permitted, nominated a/c only
  • Gers
    Gers Posts: 13,352 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Wheres_My_Cashback said:
    I suspect the Tipton in app application will function OK from tomorrow considering the a/c only starts then.
    My app account is already showing.

  • ForumUser7
    ForumUser7 Posts: 2,527 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Gers said:
    Wheres_My_Cashback said:
    I suspect the Tipton in app application will function OK from tomorrow considering the a/c only starts then.
    My app account is already showing.

    Were you a new or existing customer?
    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
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