Regular Savings Accounts: The Best Currently Available List!

Bridlington1

pookey said:

allegro120 said:

Bridlington1 said:

ForumUser7 said:

allegro120 said:

Bridlington1 said:

YBS are launching a regular saver at 4.5%.

Looks like no point for me to apply as I already have Christmas, which is better than this one.

• You can only hold one Regular eSaver or Regular Saver account in your name. 
• If you are named as Main Holder on more than one Regular eSaver account, the most recent account opened will be transferred to the Internet Saver Plus Issue 13.

The Christmas Regular eSaver is a Christmas Regular eSaver, not a Regular eSaver (IMO) so I applied for the new one and will keep the old one. Didn't cross my mind, hopefully I didn't misinterpret the terms

I interpreted it the same way, I considered them to be 2 separate items so you can have one regular saver and one Christmas regular saver.

I've funded both for this month now anyway so I'll see what happens.

I wanted to interpret it in this way, but didn't because of the risk of having my Christmas turned into low paying Issue 13.  It will be interesting to see what happens with your attempt to have both.

I'm sure I read on here today it says the latest one you open will be changed into  Esaver 13 or something like that (if you can't have both)

The regular saver and Christmas regular saver are two separate products. For some reason they launched an online version and a post/branch version of each.

You can open one Christmas Regular Saver of any kind and one Regular Saver of any kind if you want but you can't open both the online and post/branch version of the Christmas Regular Saver or open both the online and post/branch version of the Regular Saver.

When it says the latest one you open will be changed into Esaver 13, it is referring to if you tried opening both the online and the post/branch version of the regular saver.

adindas

Section62 said:

adindas said:

In the past Saffron does not allow you to have two RSA with them at the swam time. When you take your chance, they will close close it in about a week time so waste of time applying. But this new 9% is different. Is that correct ??

"You can only hold one Members Month Loyalty Saver, as well as one regular savings product at any time with Saffron."

There have been occasions in the past where Saffron allowed a 'special' RS account alongside one of the standard/small RS accounts. (i.e. two in total)

The last time I remember was the 170th Birthday RS account.

That is correct. I also managed to get them in a few occasions. Butt the last one was last year I tried to open  Small RSA along side with Member monthly saver, they closed it.

wiseonesomeofthetime

Bridlington1 said:

orange-juice said:

I have an existing saffron bs small saver. For the new saffron bs regular saver, are payment details just the same except the reference number is the account number of the new account?

That is correct. Also whilst I'm here I may as well mention that you can only have one nominated account across all of your Saffron accounts. 

Not sure about this as my nominated account for my Monthly Loyalty Saver is not the same as for my eSaver, and Saffron didn't challenge the alternate details.

Bridlington1

wiseonesomeofthetime said:

Bridlington1 said:

orange-juice said:

I have an existing saffron bs small saver. For the new saffron bs regular saver, are payment details just the same except the reference number is the account number of the new account?

That is correct. Also whilst I'm here I may as well mention that you can only have one nominated account across all of your Saffron accounts. 

Not sure about this as my nominated account for my Monthly Loyalty Saver is not the same as for my eSaver, and Saffron didn't challenge the alternate details.

When I opened a my saver last year I set a different nominated account to my small saver. They accepted this at first but when I converted the small saver to a different issue on the phone a couple of months later I was told that I could only have one nominated account across all of my Saffron accounts and to choose which nominated account I wanted to keep.

ForumUser7

orange-juice said:

schiff said:

Useful benefit of the new Skipton - deposit by debit card which takes care of half the requirements for the Halifax/Natwest monthly cash-back.  

Experiencing difficulties with depositing by card. Tried 2 different cards.

Anyone else?

Halifax card all fine for me - also used them for a few other RSs today.

schiff

Nick_C said:

@schiff so what is this monthly cashback that you think you can get by using a NatWest Debit Card to pay in to a savings account? 

It's called a Reward. The only experience I have is with a Halifax debit card and a Skipton savings account. Do £500 of debit card payments in a month and deposit £1500 per month to the Halifax Reward current account. You get £5 reward the following month.

alrk

janusdesign said:

YBS have just sent out a second email clarifying the "loyalty" part mentioned on the first email...

We emailed you this morning with our new Regular Saver account which has launched today. The email subject line in our original email suggested it was a loyalty account which was incorrect. The Regular Saver account is open to all who meet the eligibility criteria.

So is there a 5.5% offering from YBS??

housebuyer143

alrk said:

janusdesign said:

YBS have just sent out a second email clarifying the "loyalty" part mentioned on the first email...

We emailed you this morning with our new Regular Saver account which has launched today. The email subject line in our original email suggested it was a loyalty account which was incorrect. The Regular Saver account is open to all who meet the eligibility criteria.

So is there a 5.5% offering from YBS??

I can only see 4.5% 😔

ForumUser7

alrk said:

janusdesign said:

YBS have just sent out a second email clarifying the "loyalty" part mentioned on the first email...

We emailed you this morning with our new Regular Saver account which has launched today. The email subject line in our original email suggested it was a loyalty account which was incorrect. The Regular Saver account is open to all who meet the eligibility criteria.

So is there a 5.5% offering from YBS??

Not that is currently available for customers to open.

housebuyer143 said:

alrk said:

janusdesign said:

YBS have just sent out a second email clarifying the "loyalty" part mentioned on the first email...

We emailed you this morning with our new Regular Saver account which has launched today. The email subject line in our original email suggested it was a loyalty account which was incorrect. The Regular Saver account is open to all who meet the eligibility criteria.

So is there a 5.5% offering from YBS??

I can only see 4.5% 😔

Yep ~ https://www.ybs.co.uk/savings/product?id=YB901731W

ForumUser7

Leek BS RS from 4.30% -> 4.45% effective 12/06/2023

https://www.leekbs.co.uk/news/bank-of-england-01-06-23/