Regular Savings Accounts: The Best Currently Available List!

wiseonesomeofthetime

BooJewels said:

Has anyone been able to open one of the Skipton Regular Savers and fund it from another Skipton account?  I've opened the RS, as I have both an Easy Access Saver and a Base Rate Tracker - and the RS terms say you can transfer from another Skipton account as long as there aren't restrictions in doing so on that other Skipton account.  I didn't think there would be on the EA especially - but the app will only let me move funds between those two accounts.

I've tried doing it both ways - from the EA, to transfer out to another account (only BRT listed) and from the RS to fund it from another Skipton account.  If I have to fund it from a current account it will totally defeat the object for me, as the funds are in the EA account, as they're paid there monthly from a fix.

I had the same problem.

Ended up sending the money from my Tracker to my current account to pay back in. All in the app though.

Subsequent posts seem to suggest that it can be done via browser, so I shall try sort that out today. Edit: Confirmed possible via desktop browser. Thanks


Couldn't transfer at time of application as my funds were in Tandem at 3.75% instead of my Tracker at 3.60% (I then moved £250 from Tandem to current account to Tracker, for internal transfer, but couldn't complete that in my app).

BooJewels

In respect of the Skipton new member regular saver at 7.5%, I can confirm that although I couldn't transfer funds into it from my EA account using the app, I have been able to from a web browser.  I could have done it either way; funding the RS from another account, or transferring it from the EA out to the RS.  Where in the app you had 3 options to fund the RS (debit card, cheque or FPO), on the web page there was a fourth to transfer from another Skipton account.  The web page itself was problematic today, everything was very slow and I had to refresh pages a few times for options to show, so maybe everyone is trying to do the same.

I've also been able to set it up as a monthly payment for 12 months on the 2nd of each month.

ETA:  I've just seen your edit @wiseonesomeofthetime - glad you've sorted it too.

Aidanmc

I understand with some regular savers it is compulsory to pay in every month, HSBC RS is £25month min

I dont think its necessary to pay into Coventry RS every month though, if i needed to skip a month it would be ok?

I'm trying to give highest interest RS's priority

Bridlington1

Aidanmc said:

I understand with some regular savers it is compulsory to pay in every month, HSBC RS is £25month min

I dont think its necessary to pay into Coventry RS every month though, if i needed to skip a month it would be ok?

I'm trying to give highest interest RS's priority

Out of the regular savers I have paying north of 4% the minimum/maximum monthly pay ins are as follows:

Bank/building society	Name				Interest rate	Min deposit	Max deposit
Saffron BS	Members Month Loyalty Saver				9.00%	£0.00	£50.00
Skipton BS	Members Branch Regular Saver				7.50%	£0.00	£250.00
Natwest	Digital regular saver				6.17%	£0.00	£150.00
RBS	Digital regular saver				6.17%	£0.00	£150.00
Monmouthshire BS	Coronation Regular Saver				5.60%	£0.00	£300.00
Monmouthshire BS	Christmas saver Bond Issue 5				5.50%	£0.00	£200.00
Nationwide BS	Start to Save Issue 2				5.25%	£0.00	£50.00
Coventry BS	First Home Saver				5.10%	£0.00	£1,000.00
HSBC	Regular Saver				5.00%	£25.00	£250.00
Principality BS	Christmas 2023 Regular Savings Bond				5.00%	£0.00	£125.00
Santander	Regular e-saver				5.00%	£0.00	£200.00
YBS	Christmas 2023 Regular Savings Bond				5.00%	£0.00	£300.00
YBS	Regular Saver				4.50%	£0.00	£250.00
Furness BS	1Y Regular Saver Issue 5				4.50%	£1.00	£250.00
Principality BS	Regular Savings Bond Issue 32				4.50%	£0.00	£250.00
Leeds BS	Regular Saver Issue 36				4.50%	£0.00	£250.00
Saffron BS	Members 12 Month Regular Saver				4.50%	£0.00	£500.00
Hinckley & Rugby BS	Regular Saver 30 Day Notice				4.50% (upcoming)	£10.00	£500.00
Leeds BS	Home Deposit Saver				4.40%	£0.00	£500.00
Stafford Railway BS	Regular Saver Issue 1				4.40%	£25.00	£500.00
Coventry BS	Regular Saver				4.40%	£0.00	£500.00
Principality BS	First Home Saver				4.25%	£0.00	£1,500.00
Saffron BS	Regular Saver ISA				4.25%	£0.00	£1,650.00
Darlington BS	Regular Saver				4.25%	£0.00	£750.00
Darlington BS	Green Regular Saver				4.25% (TBC)	£0.00	£250.00
Mansfield BS	Regular eSaver				4.25%	£10.00	£500.00
Mansfield BS	Regular Saver				4.25%	£10.00	£500.00
Bath BS	Homestart Regular Saver				4.24%	£50.00	£250.00

Aidanmc

Bridlington1 said:

Aidanmc said:

I understand with some regular savers it is compulsory to pay in every month, HSBC RS is £25month min

I dont think its necessary to pay into Coventry RS every month though, if i needed to skip a month it would be ok?

I'm trying to give highest interest RS's priority

Out of the regular savers I have paying north of 4% the minimum/maximum monthly pay ins are as follows:

Bank/building society	Name				Interest rate	Min deposit	Max deposit
Saffron BS	Members Month Loyalty Saver				9.00%	£0.00	£50.00
Skipton BS	Members Branch Regular Saver				7.50%	£0.00	£250.00
Natwest	Digital regular saver				6.17%	£0.00	£150.00
RBS	Digital regular saver				6.17%	£0.00	£150.00
Monmouthshire BS	Coronation Regular Saver				5.60%	£0.00	£300.00
Monmouthshire BS	Christmas saver Bond Issue 5				5.50%	£0.00	£200.00
Nationwide BS	Start to Save Issue 2				5.25%	£0.00	£50.00
Coventry BS	First Home Saver				5.10%	£0.00	£1,000.00
HSBC	Regular Saver				5.00%	£25.00	£250.00
Principality BS	Christmas 2023 Regular Savings Bond				5.00%	£0.00	£125.00
Santander	Regular e-saver				5.00%	£0.00	£200.00
YBS	Christmas 2023 Regular Savings Bond				5.00%	£0.00	£300.00
YBS	Regular Saver				4.50%	£0.00	£250.00
Furness BS	1Y Regular Saver Issue 5				4.50%	£1.00	£250.00
Principality BS	Regular Savings Bond Issue 32				4.50%	£0.00	£250.00
Leeds BS	Regular Saver Issue 36				4.50%	£0.00	£250.00
Saffron BS	Members 12 Month Regular Saver				4.50%	£0.00	£500.00
Hinckley & Rugby BS	Regular Saver 30 Day Notice				4.50% (upcoming)	£10.00	£500.00
Leeds BS	Home Deposit Saver				4.40%	£0.00	£500.00
Stafford Railway BS	Regular Saver Issue 1				4.40%	£25.00	£500.00
Coventry BS	Regular Saver				4.40%	£0.00	£500.00
Principality BS	First Home Saver				4.25%	£0.00	£1,500.00
Saffron BS	Regular Saver ISA				4.25%	£0.00	£1,650.00
Darlington BS	Regular Saver				4.25%	£0.00	£750.00
Darlington BS	Green Regular Saver				4.25% (TBC)	£0.00	£250.00
Mansfield BS	Regular eSaver				4.25%	£10.00	£500.00
Mansfield BS	Regular Saver				4.25%	£10.00	£500.00
Bath BS	Homestart Regular Saver				4.24%	£50.00	£250.00

Thats a great list, thanks.

i have nowhere near that amount of RS's

I dont see Halifax there though?

Bridlington1

Aidanmc said:

Bridlington1 said:

Aidanmc said:

I understand with some regular savers it is compulsory to pay in every month, HSBC RS is £25month min

I dont think its necessary to pay into Coventry RS every month though, if i needed to skip a month it would be ok?

I'm trying to give highest interest RS's priority

Out of the regular savers I have paying north of 4% the minimum/maximum monthly pay ins are as follows:

Bank/building society	Name				Interest rate	Min deposit	Max deposit
Saffron BS	Members Month Loyalty Saver				9.00%	£0.00	£50.00
Skipton BS	Members Branch Regular Saver				7.50%	£0.00	£250.00
Natwest	Digital regular saver				6.17%	£0.00	£150.00
RBS	Digital regular saver				6.17%	£0.00	£150.00
Monmouthshire BS	Coronation Regular Saver				5.60%	£0.00	£300.00
Monmouthshire BS	Christmas saver Bond Issue 5				5.50%	£0.00	£200.00
Nationwide BS	Start to Save Issue 2				5.25%	£0.00	£50.00
Coventry BS	First Home Saver				5.10%	£0.00	£1,000.00
HSBC	Regular Saver				5.00%	£25.00	£250.00
Principality BS	Christmas 2023 Regular Savings Bond				5.00%	£0.00	£125.00
Santander	Regular e-saver				5.00%	£0.00	£200.00
YBS	Christmas 2023 Regular Savings Bond				5.00%	£0.00	£300.00
YBS	Regular Saver				4.50%	£0.00	£250.00
Furness BS	1Y Regular Saver Issue 5				4.50%	£1.00	£250.00
Principality BS	Regular Savings Bond Issue 32				4.50%	£0.00	£250.00
Leeds BS	Regular Saver Issue 36				4.50%	£0.00	£250.00
Saffron BS	Members 12 Month Regular Saver				4.50%	£0.00	£500.00
Hinckley & Rugby BS	Regular Saver 30 Day Notice				4.50% (upcoming)	£10.00	£500.00
Leeds BS	Home Deposit Saver				4.40%	£0.00	£500.00
Stafford Railway BS	Regular Saver Issue 1				4.40%	£25.00	£500.00
Coventry BS	Regular Saver				4.40%	£0.00	£500.00
Principality BS	First Home Saver				4.25%	£0.00	£1,500.00
Saffron BS	Regular Saver ISA				4.25%	£0.00	£1,650.00
Darlington BS	Regular Saver				4.25%	£0.00	£750.00
Darlington BS	Green Regular Saver				4.25% (TBC)	£0.00	£250.00
Mansfield BS	Regular eSaver				4.25%	£10.00	£500.00
Mansfield BS	Regular Saver				4.25%	£10.00	£500.00
Bath BS	Homestart Regular Saver				4.24%	£50.00	£250.00

Thats a great list, thanks.

i have nowhere near that amount of RS's

I dont see Halifax there though?

There's a very good reason for that:
https://forums.moneysavingexpert.com/discussion/6433933/lbg-closing-all-my-accounts-on-18th-may/p1

happybagger

Bridlington1 said:

JamesPeter said:

Darlington Building Society:

I couldn't see this posted already (?), but the Darlington BS Regular Monthly Saver has increased from 4.00% to 4.25%.

https://www.darlington.co.uk/savings-accounts/regular-savings-accounts/

No increase on the now closed Special Occasion Saver etc nor the youngsters RS Accounts

I suspect increases on those NLA accounts will appear over the course of this morning. The same goes for the NLA green regular saver.

Not always happened, as the High Days RS used to be the same as the Special Occasions, but has now fallen back.

But this time, the Special Occasions has gone up to 4.25 when I logged in this morning. They haven't udated the closed issue rates page yet though.

ForumUser7

Online system confirms Darlington BS Green RS (NLA) -> 4.25% from 4%. But closed issue page not updated 

ForumUser7

Important re Furness BS (some of us on here hold RSs with them). Beware of scams ~ https://www.furnessbs.co.uk/service-update?_its=JTdCJTIydmlkJTIyJTNBJTIyOTgyYTNhNzItNDNkMC00MjBlLWFkYWQtODZlNzM4ZmY4YWY3JTIyJTJDJTIyc3RhdGUlMjIlM0ElMjJybHR%2BMTY4NTcxMDY1OX5sYW5kfjJfMjA3MzI0X2RpcmVjdF83Yjk3ZTc3ZmE5NDcwNDEyNzcxNWFlMWMyZjNiNjY3YiUyMiU3RA%3D%3D

Message for our members

It's come to our attention that some members are receiving calls from phone numbers that appear to belong to Furness Building Society. These calls play a pre-recorded message suggesting there’s a problem with the recipient's account, or similar issues.

We want to assure our members that we’d never contact them in this manner. 

This type of fraudulent activity is known as ‘spoofing’. Scammers manipulate their Caller ID to appear as if they’re calling from a legitimate company to steal personal and/or financial information.

Unfortunately, despite restrictions in place in the UK to prevent spoofing, these attacks can originate from anywhere in the world. As a result, we’re unable to prevent it from happening. We advise our members to be cautious if they receive a suspicious call.

Protect yourself from spoofing

To keep your personal information safe, never share it during incoming phone calls, and don't rely on Caller ID alone for identification.

If someone asks for personal information, hang up. If in doubt, contact us using the number on your official Furness account statement, or via our contact us page, to confirm if the call was genuine. Wait at least five minutes before calling, or use a different phone, to ensure the call has disconnected.

Reporting spoofing scams

Our team has reported this activity to ActionFraud and Ofcom. If you receive a call with a suspicious message from Furness Building Society, please hang up right away and report the incident via the ActionFraud website.

For more information about protecting yourself from fraudsters, take a look at our fraud prevention guide.

ForumUser7

Beverley BS 'As of 14th June we will be increasing the rates of our Variable Interest Accounts'. ~ https://beverleybs.co.uk/savings/savings-rates/

New rates not confirmed yet, but feels like the monthly saver will increase.