Regular Savings Accounts: The Best Currently Available List!

Wheres_My_Cashback

Feeder accounts

Kroo Current up to 3.60% AER from 01/06

Chase Saver up to 3.30% AER from 22/05

JamesRobinson48

Santander has an RS paying 5.00% fixed (12 months, max £200 pm).  I haven't seen it on here so I imagine it might be new today.  Seems like a big improvement on their previous RS rate.

https://www.santander.co.uk/personal/savings-and-investments/savings/regular-esaver

dekkard

JamesRobinson48 said:

Santander has an RS paying 5.00% fixed (12 months, max £200 pm).  I haven't seen it on here so I imagine it might be new today.  Seems like a big improvement on their previous RS rate.

https://www.santander.co.uk/personal/savings-and-investments/savings/regular-esaver

Must have a Santander current account to open it.

Bridlington1

JamesRobinson48 said:

Santander has an RS paying 5.00% fixed (12 months, max £200 pm).  I haven't seen it on here so I imagine it might be new today.  Seems like a big improvement on their previous RS rate.

https://www.santander.co.uk/personal/savings-and-investments/savings/regular-esaver

Many thanks for this. My account is now open and funded.

allegro120

JamesRobinson48 said:

Santander has an RS paying 5.00% fixed (12 months, max £200 pm).  I haven't seen it on here so I imagine it might be new today.  Seems like a big improvement on their previous RS rate.

https://www.santander.co.uk/personal/savings-and-investments/savings/regular-esaver

Thanks for this. It's been a long time since I stopped "RSing" with Santander. Their RS offers were rubbish in the past few years. This one is good, doesn't require to have 123 or Edge, very straight forward.

pecunianonolet

dekkard said:

JamesRobinson48 said:

Santander has an RS paying 5.00% fixed (12 months, max £200 pm).  I haven't seen it on here so I imagine it might be new today.  Seems like a big improvement on their previous RS rate.

https://www.santander.co.uk/personal/savings-and-investments/savings/regular-esaver

Must have a Santander current account to open it.

Now I just need a new switching campaign so I can open a current account. Missed out on the one earlier in the year not kind of not want to waste the opportunity by opening a current account with them without switching incentive.

Bridlington1

pecunianonolet said:

dekkard said:

JamesRobinson48 said:

Santander has an RS paying 5.00% fixed (12 months, max £200 pm).  I haven't seen it on here so I imagine it might be new today.  Seems like a big improvement on their previous RS rate.

https://www.santander.co.uk/personal/savings-and-investments/savings/regular-esaver

Must have a Santander current account to open it.

Now I just need a new switching campaign so I can open a current account. Missed out on the one earlier in the year not kind of not want to waste the opportunity by opening a current account with them without switching incentive.

The last 3 switching offers have been available to existing customers too, albeit requiring a branch visit.

OceanSound

Does anyone have a Santander RS without first having a First Direct (FD) and/or club Lloyd's RS. If yes, any particular reason(s) for this?, Considering FD and club Lloyd's RS's are both higher interest 

Bridlington1

OceanSound said:

Does anyone have a Santander RS without first having a First Direct (FD) and/or club Lloyd's RS. If yes, any particular reason(s) for this?, Considering FD and club Lloyd's RS's are both higher interest 

I don't hold the FD regular saver because I'm holding out till I'm eligible for the FD switching incentive first and also their app isn't compatible with my smartphone. If they launch a switching incentive I'm eligible for that pays more than or not much less than the cost of a compatible phone I shall grab the regular saver and the switching incentive.

Lloyds are closing all my accounts on Friday so I won't be able to hold the Club Lloyds regular saver for this reason.

Thus from Friday I will hold the Santander regular saver but not the FD or Lloyds regular savers.

ForumUser7

OceanSound said:

Does anyone have a Santander RS without first having a First Direct (FD) and/or club Lloyd's RS. If yes, any particular reason(s) for this?, Considering FD and club Lloyd's RS's are both higher interest 

I hold all 3, but someone may not want the FD one if they may need to access the funds, and don't wish to incur a large penalty. Also, some may wish to open a savings account with their own bank rather than opening a 2nd current account. Although lots of forumites, myself included, have many current accounts with many providers