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Still better than nothing. Look after the pennies and the pounds'll look after themselves.schiff said:Bridlington1 said:
I would be surprised if Halifax kept the rate at 4.5% for much longer.Expotter said:I want to open a Halifax Regular Saver, but what's the consensus here, are they likely to increase their rate like Lloyds and BoS have done? Should I wait a week or so, or just open one and renew it later if it's increased? Thanks in advance for any replies.
I'd still open it now at 4.5% then renew and close when the new issue comes out. It's better to have £250 sat at 4.5% for a few days than keep it in an EA account paying around 3.25% for that time IMHO.
£250 at 1.25% (the difference) is 6p a week!Bridlington1 said:
I would be surprised if Halifax kept the rate at 4.5% for much longer.Expotter said:I want to open a Halifax Regular Saver, but what's the consensus here, are they likely to increase their rate like Lloyds and BoS have done? Should I wait a week or so, or just open one and renew it later if it's increased? Thanks in advance for any replies.
I'd still open it now at 4.5% then renew and close when the new issue comes out. It's better to have £250 sat at 4.5% for a few days than keep it in an EA account paying around 3.25% for that time IMHO.1 -
Absolute rubbish. Nobody is going to look after your pounds for you and they certainly won't look after themselves. In fact my experience is that there are an awful lot of people who are looking to relieve you of them.Bridlington1 said:
Still better than nothing. Look after the pennies and the pounds'll look after themselves.schiff said:Bridlington1 said:
I would be surprised if Halifax kept the rate at 4.5% for much longer.Expotter said:I want to open a Halifax Regular Saver, but what's the consensus here, are they likely to increase their rate like Lloyds and BoS have done? Should I wait a week or so, or just open one and renew it later if it's increased? Thanks in advance for any replies.
I'd still open it now at 4.5% then renew and close when the new issue comes out. It's better to have £250 sat at 4.5% for a few days than keep it in an EA account paying around 3.25% for that time IMHO.
£250 at 1.25% (the difference) is 6p a week!Bridlington1 said:
I would be surprised if Halifax kept the rate at 4.5% for much longer.Expotter said:I want to open a Halifax Regular Saver, but what's the consensus here, are they likely to increase their rate like Lloyds and BoS have done? Should I wait a week or so, or just open one and renew it later if it's increased? Thanks in advance for any replies.
I'd still open it now at 4.5% then renew and close when the new issue comes out. It's better to have £250 sat at 4.5% for a few days than keep it in an EA account paying around 3.25% for that time IMHO.
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To be honest comparing the Feb and new March rates sheets at HRBS, it's not just the RS that hasn't budged. Nothing has, apart from the closed issues linked or tracking the BoE rate. Looks like no changes apart from where they are obliged to.CooperSF said:
Disappointing to hear.ForumUser7 said:Hinckley and Rugby BS has published rates effective from 02/03/2023 - their regular saver 30 day notice remains at 4.75%1 -
Saffron BS Small Saver Issue 8 paying 4.65% now showing on money facts (as Issue 7, but pretty sure they mean 8)
Their Children’s Regular Saver is increasing to 5.05%If you want me to definitely see your reply, please tag me @forumuser7 Thank you.
N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.7 -
I've just checked the Saffron BS Small Saver account info and it is still showing 4%. There is no issue number shown on the website.ForumUser7 said:Saffron BS Small Saver Issue 8 paying 4.65% now showing on money facts (as Issue 7, but pretty sure they mean 8)0 -
The Saffron website still shows 4%, the saffron app will continue to show 4% unless a product switch is requested (fixed rate). The comparison site MoneyFacts is what is currently showing the increase - it usually pops up there a day or two before it does on the Saffron website. It is issue 8 - they stopped displaying it in the interest rate box, but currently they have issue 7 out, and therefore this new fixed rate should be issue 8.Thomas_Crown said:
I've just checked the Saffron BS Small Saver account info and it is still showing 4%. There is no issue number shown on the website.ForumUser7 said:Saffron BS Small Saver Issue 8 paying 4.65% now showing on money facts (as Issue 7, but pretty sure they mean 8)If you want me to definitely see your reply, please tag me @forumuser7 Thank you.
N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.1 -
Sorry - completely forgot to say -Saffron BS Member Regular Saver (Issue 12) will be 4.35%If you want me to definitely see your reply, please tag me @forumuser7 Thank you.
N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.6 -
... 666 posts ?ForumUser7 said:Sorry - completely forgot to say -Saffron BS Member Regular Saver (Issue 12) will be 4.35%
... 667 now
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Also the new Saffron RS is variable at last, so no more having to arrange a change of issue for each rate change in the future.ForumUser7 said:Sorry - completely forgot to say -Saffron BS Member Regular Saver (Issue 12) will be 4.35%
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Good spot - I didn’t notice this. The only downside is that the rate will likely change if the base rate drops againEvery_Penny_Counts said:
Also the new Saffron RS is variable at last, so no more having to arrange a change of issue for each rate change in the future.ForumUser7 said:Sorry - completely forgot to say -Saffron BS Member Regular Saver (Issue 12) will be 4.35%If you want me to definitely see your reply, please tag me @forumuser7 Thank you.
N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.0
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