Regular Savings Accounts: The Best Currently Available List!

PloughmansLunch

I’ve got a “near-app” for Coventry, saving the login page to my home screen then plopping that in a finance app folder. Working through one by one helps me check that all RSes have been added to.

Patrington

Before this Coventry app chat develops it needs its own thread.

Or are people intending to spam all other iterations of Coventry account threads with the same info?

A classic example of where a new, dedicated thread would be more helpful IMO.

Bridlington1

ForumUser7 said:

t1redmonkey said:

Worth noting if you do close them and reopen them, you need to find a new home for the money from the closed accounts since you can only put back in a portion of it (whatever the monthly limit is).

I can't even get it out for a few days - my Bank of Scotland current account (19s) only allows £500 daily payments, and I've just realised after closing the easy access, and BOS/Halifax RSs into the same account... 😑

Can you get chequebooks with the BOS under 19s account? If I'm not mistaken cheques don't count towards the £500 daily withdrawal limit so you could write yourself a cheque to get the money out that way. 

ForumUser7

@middle_of_the_road I remember someone else (I can't remember their handle, I was going to quote their post) posting about it on one of these threads a little bit back also, at least it says they are in the final stages now. I also remember calling the coventry back in July, and they mentioned they were working on it. I would be interested in joining their member forum, but I cannot find it. Is there any chance that you could link to it please?

@PloughmansLunch Good idea - I've had that set up too, and it is handy, but I tend to find the apps log in quicker than saved websites - username, then Face ID for password, then code etc. The first home saver in particular I have to fund more than once a month (not in one go), so just doing Face ID for an app would save me a bit of time

@patrington When the app actually releases, if no one else has at the time, I intend to make a dedicated thread. Same for Bath BS' (aimed for release next week). I don't feel much chat could develop about it, seeing as it isn't released yet, but I could be wrong

@bridlington1 Unfortunately not, you're right that cheques don't count towards the limit, but they sadly don't offer them for this account. Luckily I have a Halifax expresscash too (£300 limit), so spread out between the two, and with the £250 into BoS MS, I'll have it all out by ~ 00:05 tomorrow. I could've called to transfer up to £10,000, but I didn't really want staff getting curious and asking where it came from etc., in case they noticed I'd closed and reopened.

Band7

ForumUser7 said:

@middle_of_the_road I remember someone else (I can't remember their handle, I was going to quote their post) posting about it on one of these threads a little bit back also, at least it says they are in the final stages now. I also remember calling the coventry back in July, and they mentioned they were working on it. I would be interested in joining their member forum, but I cannot find it. Is there any chance that you could link to it please?

Try https://www.mycbsvoice.co.uk/

Bridlington1

ForumUser7 said:

@middle_of_the_road I remember someone else (I can't remember their handle, I was going to quote their post) posting about it on one of these threads a little bit back also, at least it says they are in the final stages now. I also remember calling the coventry back in July, and they mentioned they were working on it. I would be interested in joining their member forum, but I cannot find it. Is there any chance that you could link to it please?

@PloughmansLunch Good idea - I've had that set up too, and it is handy, but I tend to find the apps log in quicker than saved websites - username, then Face ID for password, then code etc. The first home saver in particular I have to fund more than once a month (not in one go), so just doing Face ID for an app would save me a bit of time

@patrington When the app actually releases, if no one else has at the time, I intend to make a dedicated thread. Same for Bath BS' (aimed for release next week). I don't feel much chat could develop about it, seeing as it isn't released yet, but I could be wrong

@bridlington1 Unfortunately not, you're right that cheques don't count towards the limit, but they sadly don't offer them for this account. Luckily I have a Halifax expresscash too (£300 limit), so spread out between the two, and with the £250 into BoS MS, I'll have it all out by ~ 00:05 tomorrow. I could've called to transfer up to £10,000, but I didn't really want staff getting curious and asking where it came from etc., in case they noticed I'd closed and reopened.

If I'm not mistaken the Halifax expresscash limit is £500 for online withdrawals and not £300. I believe the £300 limit refers to physical cash withdrawals.

ForumUser7

@band7 - thank you, I was looking up member forum rather than member panel

@bridlington1 - I thought it'd be £500, as Lloyds and BoS is that, but for some reason Halifax is £300 - 'Online & Mobile Banking UK payments daily limit £300, limits reset at 11:59pm each day.' Luckily it'll all be out by tomorrow anyway, and for next time maybe I'll retain the savings account and see if they have a higher payment limit.

ForumUser7

Hinckley and Rugby BS has published rates effective from 02/03/2023 - their regular saver 30 day notice remains at 4.75%

CooperSF

ForumUser7 said:

Hinckley and Rugby BS has published rates effective from 02/03/2023 - their regular saver 30 day notice remains at 4.75%

Disappointing to hear.

schiff

ForumUser7 said:

Hinckley and Rugby BS has published rates effective from 02/03/2023 - their regular saver 30 day notice remains at 4.75%

I was in the habit of logging in with my user name, password and three digits from my memorable information. The last item  has recently changed to a code to my preferred method - presumably my phone number. No notice of the change! I've tried several times clicking on 'send a text' and nothing arrives. So I'm locked out.
Anybody else?