Regular Savings Accounts: The Best Currently Available List!

ForumUser7

schiff said:

ForumUser7 said:

Hinckley and Rugby BS has published rates effective from 02/03/2023 - their regular saver 30 day notice remains at 4.75%

I was in the habit of logging in with my user name, password and three digits from my memorable information. The last item  has recently changed to a code to my preferred method - presumably my phone number. No notice of the change! I've tried several times clicking on 'send a text' and nothing arrives. So I'm locked out.
Anybody else?

I’ve not got that change - it’s still user ID, password and three characters from my memorable phrase for me, so perhaps they are rolling it out. This thread I made may be of use - https://forums.moneysavingexpert.com/discussion/6413720/small-building-societies-2fa-text-issue#latest

Probably contact HRBS on Monday and ask to log an IT ticket - also, maybe ask to check the number they have for you in case it is down wrong. You could also try asking them to switch it from a text to a call - that fixed it for me with ESBS and Bath BS while they worked to fix the texts again.

Good luck!

Special_Saver2

Hi Folks,

I have changed the following items on page 1 of this thread.

- Leeds BS Regular Saver (Issue 37) interest rate 4.2% gross p.a. variable from 28th March 2023 

- Yorkshire BS Christmas 2023 Regular Saver withdrawn and removed from the list on page 1

- Kroo Current Account paying 3.03% AER (2.99% gross) variable on up to £85,000 added to the feeder account section

- Mansfield BS Regular Savings 30 (1st Issue), Mansfield BS Young Regular Saver (3rd Issue) and Mansfield BS Regular eSaver 30 (1st Issue) interest rate increased to 3.75% from 1st March 2023

- Furness BS 1 Year Regular Saver (Issue 5) interest rate increased to 4.5% gross p.a. from 1st March 2023

- Lloyds Club Lloyds Monthly Saver interest rate increased to 6.25% gross p.a. fixed for new applicants

- Lloyds Monthly Saver interest rate increased to 5.25% gross p.a. fixed for new applicants

- Bank of Scotland Monthly Saver interest rate increased to 5.5% gross p.a. fixed for new applicants

I will do the next update next weekend.

SS2

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For those new to this thread, the first few posts are constantly updated and are on the first page
https://forums.moneysavingexpert.com/discussion/6106986/regular-savings-accounts-the-best-currently-available-list/p1

badger09

TSB and Santander reg savers

I need to close both of these early to generate interest this tax year, rather than next. Can anyone confirm that the best way to close is

TSB - telephone call? Or can it be done through Chat?

Santander - Chat?. 

Thanks

(I do have a suitable home for the proceeds, so no need to ask )

ForumUser7

badger09 said:

TSB and Santander reg savers

I need to close both of these early to generate interest this tax year, rather than next. Can anyone confirm that the best way to close is

TSB - telephone call? Or can it be done through Chat?

Santander - Chat?. 

Thanks

(I do have a suitable home for the proceeds, so no need to ask )

I did the same recently.

Santander through chat, chat done in ~ 7 minutes after I started! Then interest arrived and account came off app later that evening

TSB through chat is possible, if the agent actually submits the closure request - apparently 2 of them didn’t in my case so I’ve got a complaint in. Hopefully you have better luck

Expotter

I want to open a Halifax Regular Saver, but what's the consensus here, are they likely to increase their rate like Lloyds and BoS have done? Should I wait a week or so, or just open one and renew it later if it's increased? Thanks in advance for any replies.

badger09

ForumUser7 said:

badger09 said:

TSB and Santander reg savers

I need to close both of these early to generate interest this tax year, rather than next. Can anyone confirm that the best way to close is

TSB - telephone call? Or can it be done through Chat?

Santander - Chat?. 

Thanks

(I do have a suitable home for the proceeds, so no need to ask )

I did the same recently.

Santander through chat, chat done in ~ 7 minutes after I started! Then interest arrived and account came off app later that evening

TSB through chat is possible, if the agent actually submits the closure request - apparently 2 of them didn’t in my case so I’ve got a complaint in. Hopefully you have better luck

Thanks I'll try Chat first. 

changearound1

https://www.tsb.co.uk/help-and-support/general/close-account/#How_do_I_close_my_savings_account-1492959495403-content

https://www.santander.co.uk/personal/support/current-accounts/closing-an-account

ForumUser7

Expotter said:

I want to open a Halifax Regular Saver, but what's the consensus here, are they likely to increase their rate like Lloyds and BoS have done? Should I wait a week or so, or just open one and renew it later if it's increased? Thanks in advance for any replies.

I’d suggest you wait - IIRC, Lloyds and BoS were 18/10/2023, then Halifax was 25/10/2023

Bridlington1

Expotter said:

I want to open a Halifax Regular Saver, but what's the consensus here, are they likely to increase their rate like Lloyds and BoS have done? Should I wait a week or so, or just open one and renew it later if it's increased? Thanks in advance for any replies.

I would be surprised if Halifax kept the rate at 4.5% for much longer.

I'd still open it now at 4.5% then renew and close when the new issue comes out. It's better to have £250 sat at 4.5% for a few days than keep it in an EA account paying around 3.25% for that time IMHO.

schiff

Bridlington1 said:

Expotter said:

I want to open a Halifax Regular Saver, but what's the consensus here, are they likely to increase their rate like Lloyds and BoS have done? Should I wait a week or so, or just open one and renew it later if it's increased? Thanks in advance for any replies.

I would be surprised if Halifax kept the rate at 4.5% for much longer.

I'd still open it now at 4.5% then renew and close when the new issue comes out. It's better to have £250 sat at 4.5% for a few days than keep it in an EA account paying around 3.25% for that time IMHO.

Bridlington1 said:

Expotter said:

I want to open a Halifax Regular Saver, but what's the consensus here, are they likely to increase their rate like Lloyds and BoS have done? Should I wait a week or so, or just open one and renew it later if it's increased? Thanks in advance for any replies.

I would be surprised if Halifax kept the rate at 4.5% for much longer.

I'd still open it now at 4.5% then renew and close when the new issue comes out. It's better to have £250 sat at 4.5% for a few days than keep it in an EA account paying around 3.25% for that time IMHO.

£250 at 1.25% (the difference) is 6p a week!