Regular Savings Accounts: The Best Currently Available List!

Band7

I deposited a second £150 into my RBS Digital Saver this month by mistake - both on December 6th, one by a one-off scheduled payment that I had forgotten about, and one I made manually. When logging into my RBS account today, I noticed it's been returned on the 12th. I can't tell whether this happened automatically or whether it was a manual intervention.

MichaelAP

Band7 said:

I deposited a second £150 into my RBS Digital Saver this month by mistake - both on December 6th, one by a one-off scheduled payment that I had forgotten about, and one I made manually. When logging into my RBS account today, I noticed it's been returned on the 12th. I can't tell whether this happened automatically or whether it was a manual intervention.

It will be automatic. RBS/NatWest simply do not have the resources to check individual accounts.

crumpet_man

Coventry First Home Saver now withdrawn for new applications.

Could be because it attracted some attention on Reddit.

liamcov

I thought Coventry worked on the date the account is opened ie. you won't be able to make a deposit on 31 Dec and again on 6 Jan?

kaMelo

liamcov said:

I thought Coventry worked on the date the account is opened ie. you won't be able to make a deposit on 31 Dec and again on 6 Jan?

For the regular saver that is correct but the FHS is per calendar month.

liamcov

kaMelo said:

liamcov said:

I thought Coventry worked on the date the account is opened ie. you won't be able to make a deposit on 31 Dec and again on 6 Jan?

For the regular saver that is correct but the FHS is per calendar month.

Oh good that's exactly what I'll be doing then, thanks!

kaMelo

@Kazza242 flagged the increase, as usual they're on the ball with new upcoming accounts/rates.

surreysaver

crumpet_man said:

Coventry First Home Saver now withdrawn for new applications.

Could be because it attracted some attention on Reddit.

Wonder if they'll demand proof people are saving for a first home for existing account holders?

Band7

surreysaver said:

crumpet_man said:

Coventry First Home Saver now withdrawn for new applications.

Could be because it attracted some attention on Reddit.

Wonder if they'll demand proof people are saving for a first home for existing account holders?

It's first home for yourself or a relative, But there is nothing in the T&Cs about providing proof, and what form such proof would have to take

flaneurs_lobster

surreysaver said:

crumpet_man said:

Coventry First Home Saver now withdrawn for new applications.

Could be because it attracted some attention on Reddit.

Wonder if they'll demand proof people are saving for a first home for existing account holders?

"I do solemnly swear and attest that I am not already a homeowner and I won't be spending the savings accrued in this account on a Lamborghini"