We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Regular Savings Accounts: The Best Currently Available List!
Comments
-
Band7 said:
It's important to distinguish between savings and investments, as they have entirely different T&Cs, and entirely different risk levels. Regular Savers are, as the name implies, savings accounts, not investments. Your capital in a savings account is secure, and the interest rate is pre-determined on fixed rate accounts. Though very occasionally a savings provider has offered higher than originally offered rates for fixed rate accounts, never lower. The FD RS is a good example for this - every existing account holder will automatically benefit from the 7% rate from December 1st.0 -
I applied for the Monmouthshire Christmas Saver 5, sending the application form with a cheque by post on 25th November. The cheque was cashed on Friday 9th December, and I got the passbook and welcome letter on Saturday 10th December.I have always been very happy with the service I receive from Monmouthshire B.S.0
-
Rich2808 said:trickydicky14 said:liamcov said:Not the right word but I'm 'glad' it isn't just me dealing with Monmouthshire delays.1
-
The Monmouthshire B/Soc' regular saver, if you get it, is going to deliver you £71 in interest at the end of the year. Nice to have but hardly worth getting very excited about is it ?0
-
subjecttocontract said:The Monmouthshire B/Soc' regular saver, if you get it, is going to deliver you £71 in interest at the end of the year. Nice to have but hardly worth getting very excited about is it ?12
-
subjecttocontract said:The Monmouthshire B/Soc' regular saver, if you get it, is going to deliver you £71 in interest at the end of the year. Nice to have but hardly worth getting very excited about is it ?2
-
subjecttocontract said:The Monmouthshire B/Soc' regular saver, if you get it, is going to deliver you £71 in interest at the end of the year. Nice to have but hardly worth getting very excited about is it ?3
-
subjecttocontract said:The Monmouthshire B/Soc' regular saver, if you get it, is going to deliver you £71 in interest at the end of the year. Nice to have but hardly worth getting very excited about is it ?
That's what being an MSE person is all about.I choose the rooms that I live in with care,
The windows are small and the walls almost bare,
There's only one bed and there's only one prayer;
I listen all night for your step on the stair.8 -
trickydicky14 said:subjecttocontract said:The Monmouthshire B/Soc' regular saver, if you get it, is going to deliver you £71 in interest at the end of the year. Nice to have but hardly worth getting very excited about is it ?
That's what being an MSE person is all about.
I've found they don't take up much of my time once open. It's just a case of making one transaction per month then forgetting about it and since I pay into them from the same few accounts, it only takes minutes to pay into them all. I have a spreadsheet with them listed on in order of interest rate, then when an easy access rate comes along that is higher than some of my regular savers, they either get emptied, closed or I cut off their funding.
6 -
Bridlington1 said:.I love regular savers to such an extent that I've got 24 ……..Though one of those is only open because I can pay into it by DD.0
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 352K Banking & Borrowing
- 253.5K Reduce Debt & Boost Income
- 454.2K Spending & Discounts
- 245K Work, Benefits & Business
- 600.6K Mortgages, Homes & Bills
- 177.4K Life & Family
- 258.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards