Regular Savings Accounts: The Best Currently Available List!

Daliah

SonOfPearl said:

liamcov said:

Does the new Yorkshire BS 5% have a max balance? Wondering if I can get a 13th payment in to get it to £6500?

From the factsheet: "The maximum balance (excluding interest) is £6,000 at the end of the 1 year term".

YBS are also quite sharp on spotting, and returning, extra payments.

tg99

Re LBS Flexible Save To Buy, this account is not necessarily remaining at 1.5% as person I spoke to said it’s currently undergoing review. Hence think I will hold off withdrawing my balance for now to see what the outcome of this review is.

10_66

tg99 said:

Re LBS Flexible Save To Buy, this account is not necessarily remaining at 1.5% as person I spoke to said it’s currently undergoing review. Hence think I will hold off withdrawing my balance for now to see what the outcome of this review is.

Difficult to know what to do, when I spoke to them yesterday, I was only given the usual "our rates are permanently reviewed" line.

tg99

10_66 said:

tg99 said:

Re LBS Flexible Save To Buy, this account is not necessarily remaining at 1.5% as person I spoke to said it’s currently undergoing review. Hence think I will hold off withdrawing my balance for now to see what the outcome of this review is.

Difficult to know what to do, when I spoke to them yesterday, I was only given the usual "our rates are permanently reviewed" line.

The way it was explained to me was that it is not a case of them having reviewed this and decided not to change the rate but just that they’ve not reached a decision yet on the review of this account. Was told that rates can be updated at any time not just monthly. I’ll give it another few weeks esp since 1.5% still ok-ish.

adindas

Cambridge Extra reward up to £100 per month

Cambridge Loyalty regular saver up to £250 per month

So Total £350

This is what is stated in their T&C

“You can also pay in cash and cheques and make debit card payments at any of our branches or over the phone”

Has anyone tried to pay by Debitcard over the phone ? How long in general will it take to complete the process

Is there anyway to do Debitcard payment online ??

PRAISETHESUN

Yes - you can pay into Cambs BS via debit card through their online banking.

EDIT: it might depend on the type of account you hold, as discussed below

Descrabled

Cambridge

T&C allow on!y one regular saver of any type per person. The app and online do not appear to allow payments to the Reward Regular Saver by debit card.

Has anyone found a work around?

Section62

Descrabled said:

Cambridge

T&C allow on!y one regular saver of any type per person. The app and online do not appear to allow payments to the Reward Regular Saver by debit card.

Has anyone found a work around?

Phoning them.  It takes a few minutes for security and taking the card details. Job done.

adindas said:

Cambridge Loyalty regular saver up to £250 per month

Which account is this?  The 2020 issue with that name had a £100/month limit?

PRAISETHESUN

Descrabled said:

Cambridge

T&C allow on!y one regular saver of any type per person. The app and online do not appear to allow payments to the Reward Regular Saver by debit card.

Has anyone found a work around?

Admittedly I don't have a RS so assumed all accounts worked the same way, but I can make deposits into my "Your Saver" account by debit card through online banking. Can't recall how long it takes to clear, but you should be able to transfer into your RS account from there I'd imagine?

adindas

Section62 said:

Descrabled said:

Cambridge

T&C allow on!y one regular saver of any type per person. The app and online do not appear to allow payments to the Reward Regular Saver by debit card.

Has anyone found a work around?

Phoning them.  It takes a few minutes for security and taking the card details. Job done.

adindas said:

Cambridge Loyalty regular saver up to £250 per month

Which account is this?  The 2020 issue with that name had a £100/month limit?

It is called Loyalty Regular saver Paying 3.00%. It is exclusively for members.

I have both

Regular saver Paying 3.00% and

Extra Reward Regular Saver 5%