Regular Savings Accounts: The Best Currently Available List!

RG2015

karie said:

Not sure if it’s covered here but just came across a YBS reg saver offering 5%.
for existing customers only unfortunately 

Yes, it was covered a few days ago on this thread. (Page 497, 19th July 2022)

Also, page 1 of this thread is regularly updated and does have the YBS RS 5% account.

Wheres_My_Cashback

Daliah said:

dekkard said:

The Virgin Home Buying Coach accounts are all fixed interest rate so the rate won't be changing, right?

Correct, and you can withdraw and/or close without loss of interest.

Not correct. Only Virgin know whether they will increase the rate or not.

As you should know they have increased fixed rate RS in the past.

Special_Saver2

Hi Folks,

I have changed the following items on page 1 of this thread for this weekend's update.

- Virgin Money M Plus Current Account (feeder account section) updated to show the linked savings account now pays 1.71% interest on balances up to £25,000 and 1% on balances over £25,000

- Darlington BS Special Occasion Saver terms and conditions summary on page 1 of this thread updated to remove this line (which appears to no longer be true looking at the current terms and conditions) - "If you move out of the postcode area you will have to close your account or transfer your money to another open issue Darlington BS account."

- Darlington BS Teen Goal Saver interest rate updated to 2.95%

- Darlington BS Darly Young Saver interest rate updated to 2.45%

- Darlington BS Special Occasion Saver interest rate updated to 2.2%

- Darlington BS Green Regular Saver interest rate updated to 1.8%

- Principality BS Learner Earner Issue 3 (Adult with a Child) interest rate updated to 2.95% from 1st August 2022

- Principality BS Thank You Saver (Issue 4) and Principality BS Thank You Online Saver (Issue 4) updated to 2% gross p.a. variable from 1st August 2022

- Principality BS First Home Steps Savings Account (Issue 3) interest rate updated to 1.5% - 2.2% gross p.a. variable (1.5% if your balance is £2,500, then 1.7% if your balance is £2,501 - £7,500 then 2.2% from £7,500 to £25,000) from 1st August 2022

I will do the next update next weekend.

SS2

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For those new to this thread, the first few posts are constantly updated and are on the first page
https://forums.moneysavingexpert.com/discussion/6106986/regular-savings-accounts-the-best-currently-available-list/p1

happybagger

Lough BS Closed Issue RS accounts effective 1/8

Flexible Save to Buy remains at 1.50%
Flexible Regular Saver increases from 1.2 to 2.0%

Not best pleased. Gave up on FSTB last month and closed it, only to find they raised it and not the FRS.
FRS has not had an increase since inception in 2020.

veryintrigued

happybagger said:

Lough BS Closed Issue RS accounts effective 1/8

Flexible Save to Buy remains at 1.50%
Flexible Regular Saver increases from 1.2 to 2.0%

Not best pleased. Gave up on FSTB last month and closed it, only to find they raised it and not the FRS.
FRS has not had an increase since inception in 2020.

Thanks

I'll push another £490 to this Loughborough account to add to the £10 sent today and increase the standing order to £500.

ashteadgirl

happybagger said:

Lough BS Closed Issue RS accounts effective 1/8

Flexible Save to Buy remains at 1.50%
Flexible Regular Saver increases from 1.2 to 2.0%

Not best pleased. Gave up on FSTB last month and closed it, only to find they raised it and not the FRS.
FRS has not had an increase since inception in 2020.

Seems they are trying to get rid of the Flexible Save to buy, very very annoying

tg99

happybagger said:

Lough BS Closed Issue RS accounts effective 1/8

Flexible Save to Buy remains at 1.50%
Flexible Regular Saver increases from 1.2 to 2.0%

Not best pleased. Gave up on FSTB last month and closed it, only to find they raised it and not the FRS.
FRS has not had an increase since inception in 2020.

Same here!

10_66

ashteadgirl said:

Seems they are trying to get rid of the Flexible Save to buy, very very annoying

Could be because those that have had it since it started have built up a higher balance than most RS allow?

liamcov

Does the new Yorkshire BS 5% have a max balance? Wondering if I can get a 13th payment in to get it to £6500?

SonOfPearl

liamcov said:

Does the new Yorkshire BS 5% have a max balance? Wondering if I can get a 13th payment in to get it to £6500?

From the factsheet: "The maximum balance (excluding interest) is £6,000 at the end of the 1 year term".