Regular Savings Accounts: The Best Currently Available List!

schiff

VERNON

Bolton, Chester, Crewe, Manchester, Oldham, Stockport, Warrington, Wigan.

So it's more extensive than Stockport and area!

refluxer

schiff said:

VERNON BS

Interest rate on the ISA RS up from 1.60% to 1.70% from today. The increase reflects the March and May BoE increases. A further interest rate increase may be in the offing once they've considered the implications of the June BoE decision.

Restricted to postcodes in Stockport and area. BL, CH, CW, M, OL, SK, WA or WN.

That's interesting as I live in one of those areas and have never heard of the Vernon or seen any of it's branches. Shame you can only apply in branch or by post (although it sounds like there may be some online access for checking the balance) and the £6k limit would mean that's the maximum you could pay into a Cash ISA during the tax year, which isn't ideal for those wanting to save more under the ISA wrapper.

liamcov

How can I make a withdrawal from the Darlington Special Occasion Saver - it doesn't show online, will they be able to do it via phone? If so, what details do I need?

orange-juice

I noticed Saffron BS have brought our their small saver 4 (2.3% fixed for a year). One withdrawal allowed per month, and you can save between £1 - 50 per month.

Note you can only have one small saver or regular saver at any one time

Just sent a secure message to request changing my small saver 3 to the 4 account, and they've already actioned it. Reference number stays the same so no changes to the standing order on my end. Top customer service.

garyelder

I preferr Kent reliance 2.61% 1 year bond if you wish monthly paid interest into your nominated bank acc

Daliah

garyelder said:

I preferr Kent reliance 2.61% 1 year bond if you wish monthly paid interest into your nominated bank acc

That's ok if you have a wad of ready cash. If you want to add £50 a month, the Kent account is no use as it is a fixed term account with a very small deposit window at the start of the fixed term. This thread is about Regular Saver accounts.- see page 1.

refluxer

Looks like the Nationwide are increasing rates on some of their accounts but, unfortunately, it's only the rate for 4 or more withdrawals on their Flex Regular Saver that is rising - from 0.35% to 0.50%. The top rate (for 3 withdrawals or less) remains the same at 2.5%. 

wiseonesomeofthetime

Yeah, I got the email and saw nothing worth posting about. Not a very tantalising email, was it?

Special_Saver2

Hi Folks,

I have changed the following items on page 1 of this thread for this weekend's update.

- Dudley BS Junior Easy Saver withdrawn and removed from page 1
- Nationwide BS Start to Save (Issue 2) added to page 2
- Melton BS Jubilee Regular Saver withdrawn and removed from page 1
- Coventry BS Regular Saver (Issue 5) interest rate increased to 1.8% from 1st July
- Coventry BS First Home Saver interest rate increased to 1.65% from 1st July
- Darlington BS Teen Goal Saver interest rate increased to 2.7% from late June

I have not quite finished updating the list but I need to go now - I will finish the update later!

SS2

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For those new to this thread, the first few posts are constantly updated and are on the first page
https://forums.moneysavingexpert.com/discussion/6106986/regular-savings-accounts-the-best-currently-available-list/p1

Special_Saver2

Hi Folks,

I have changed the following items on page 1 of this thread for this weekend's update.

- Dudley BS Junior Easy Saver withdrawn and removed from page 1
- Nationwide BS Start to Save (Issue 2) added to page 1
- Melton BS Jubilee Regular Saver withdrawn and removed from page 1
- Coventry BS Regular Saver (Issue 5) interest rate increased to 1.8% from 1st July
- Coventry BS First Home Saver interest rate increased to 1.65% from 1st July
- Darlington BS Teen Goal Saver interest rate increased to 2.7% from late June
- Darlington BS Darly Young Saver interest rate increased to 2.2% from late June
- Darlington BS Special Occasion Saver interest rate increased to 1.95% from late June
- Darlington BS Green Regular Saver interest rate increased to 1.55% from late June
- Earl Shilton BS Regular Monthly Saver interest rate increased to 1.75% from 1st July
- Nationwide FlexDirect Account (feeder account section) interest rate increased to 5% for the first 12 months followed by 0.25% thereafter on balances up to £1,500
- Nottingham BS Fixed Summer Saver withdrawn and removed from page 1
- Nottingham BS Seasonal Saver (Issue 3) added to page 1 paying 1.5% fixed on up to £300 per month until 14th November 2023 but no withdrawals allowed (a significant issue, particularly with interest rates rising at the moment)
- Penrith BS Junior Affinity Regular Saver (children only) interest rate increased to 2.95% from June
- Saffron BS Small Saver (Issue 4) added to page 1, members only, paying 2.3% fixed on up to £50 per month for 12 months (cannot be held at the same time as their other regular saver account which pays 2.05% on up to £500 per month for 12 months)

I will do the next update next weekend.

SS2

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For those new to this thread, the first few posts are constantly updated and are on the first page
https://forums.moneysavingexpert.com/discussion/6106986/regular-savings-accounts-the-best-currently-available-list/p1