Regular Savings Accounts: The Best Currently Available List!

surreysaver

dcs34 said:

Wheres_My_Cashback said:

KiKi said:

Forgive me if this is a stupid question or covered elsewhere (I did a forum search but nothing obvious). 

Re the Natwest Digital Regular saver.  As you can withdraw at any time, and there is no account time limit, I assume that you can just keep the account at £1k constantly and take the 3.25% interest on that full amount all year?  Ie, when my next SO goes in and I hit £1k, I can just immediately take out all but £1k (maybe a bit less to allow for interest payments), and keep doing that each month, so the account is always £1k (including interest)?

Yes, leave the balance at £1K and withdraw the interest when it's paid each month.

There's no need to keep paying in once the account reaches £1k, is there? Just keep earning the 3% and remove any interest each month.

No need to fund it. Just need to withdraw the interest each month

KiKi

Thanks all - as it said to set up an SO (and it is a regular saver) I assumed I'd need to keep the SO in place to comply with the terms, but if I don't then even better.

happybagger

Wheres_My_Cashback said:

Darlington BS

Special Occasion Saver 1.95%
Green saver 1.55%

Have both risen to the above rates in the past few days, just noticed whilst logged in.

Good info, thanks. Their website still shows 1.80%. I also have the closed issue High Days RS account with them, and this has also been aised to 1.95%

JamesPeter

happybagger said:

Wheres_My_Cashback said:

Darlington BS

Special Occasion Saver 1.95%
Green saver 1.55%

Have both risen to the above rates in the past few days, just noticed whilst logged in.

Good info, thanks. Their website still shows 1.80%. I also have the closed issue High Days RS account with them, and this has also been aised to 1.95%

Darlington BS website was updated overnight. All their open Regular Savers below (for some reason still showing former and and new Darly Young saver rates)::

https://www.darlington.co.uk/savings-accounts/regular-savings-accounts/

happybagger

Earl Shilton BS

Regular Monthly Saver from 1 July 1.75%

lightbulb2760

In the feeder account section, the Nationwide Flex Direct Current Account rate for the first year has increased from 2% to 5% on balances up to £1500. This is for new account holders only. 

veryintrigued

Notts BS - Seasonal Saver Issue 3

1.5% fixed £10-300 per month until 14/11/23

https://www.thenottingham.com/savings/products/seasonal-saver-issue-3/

Nottingham BS Fixed Summer Saver now removed from sale

zxspeccy

I have max out my NatWest Digital Regular Saver at £1000 with this months transfer, am I right to assume that I need to pay in at least £1 a month to keep getting the interest. I get 3.25% for anything up to £1000 and 0.30% for anything between £1000-£5000. If so I will amend my Standing Order down to £1 for future months.

wmb194

zxspeccy said:

I have max out my NatWest Digital Regular Saver at £1000 with this months transfer, am I right to assume that I need to pay in at least £1 a month to keep getting the interest. I get 3.25% for anything up to £1000 and 0.30% for anything between £1000-£5000. If so I will amend my Standing Order down to £1 for future months.

No, you don't need to deposit anything.

zxspeccy

wmb194 said:

zxspeccy said:

I have max out my NatWest Digital Regular Saver at £1000 with this months transfer, am I right to assume that I need to pay in at least £1 a month to keep getting the interest. I get 3.25% for anything up to £1000 and 0.30% for anything between £1000-£5000. If so I will amend my Standing Order down to £1 for future months.

No, you don't need to deposit anything.

Thanks for confirming, I have just seen their FAQs on the website and that confirms that you don't need to keep paying in after reaching £1000, but still benefit for the 3.25% for balances up to £1000. I will cancel my Standing Order in that case.