Regular Savings Accounts: The Best Currently Available List!

PRAISETHESUN

zxspeccy said:

wmb194 said:

zxspeccy said:

I have max out my NatWest Digital Regular Saver at £1000 with this months transfer, am I right to assume that I need to pay in at least £1 a month to keep getting the interest. I get 3.25% for anything up to £1000 and 0.30% for anything between £1000-£5000. If so I will amend my Standing Order down to £1 for future months.

No, you don't need to deposit anything.

Thanks for confirming, I have just seen their FAQs on the website and that confirms that you don't need to keep paying in after reaching £1000, but still benefit for the 3.25% for balances up to £1000. I will cancel my Standing Order in that case.

Can also confirm. I stopped my SOs to both my NatWest and RBS RS accounts a few months back and have been getting my interest payments each month as expected without making any deposits.

veryintrigued

Penrith 200 (Closed)

For those of you who stuck with this account it's rate is now 2%

schiff

VERNON BS

Interest rate on the ISA RS up from 1.60% to 1.70% from today. The increase reflects the March and May BoE increases. A further interest rate increase may be in the offing once they've considered the implications of the June BoE decision.

Restricted to postcodes in Stockport and area. BL, CH, CW, M, OL, SK, WA or WN.

schiff

VERNON

Bolton, Chester, Crewe, Manchester, Oldham, Stockport, Warrington, Wigan.

So it's more extensive than Stockport and area!

refluxer

schiff said:

VERNON BS

Interest rate on the ISA RS up from 1.60% to 1.70% from today. The increase reflects the March and May BoE increases. A further interest rate increase may be in the offing once they've considered the implications of the June BoE decision.

Restricted to postcodes in Stockport and area. BL, CH, CW, M, OL, SK, WA or WN.

That's interesting as I live in one of those areas and have never heard of the Vernon or seen any of it's branches. Shame you can only apply in branch or by post (although it sounds like there may be some online access for checking the balance) and the £6k limit would mean that's the maximum you could pay into a Cash ISA during the tax year, which isn't ideal for those wanting to save more under the ISA wrapper.

liamcov

How can I make a withdrawal from the Darlington Special Occasion Saver - it doesn't show online, will they be able to do it via phone? If so, what details do I need?

orange-juice

I noticed Saffron BS have brought our their small saver 4 (2.3% fixed for a year). One withdrawal allowed per month, and you can save between £1 - 50 per month.

Note you can only have one small saver or regular saver at any one time

Just sent a secure message to request changing my small saver 3 to the 4 account, and they've already actioned it. Reference number stays the same so no changes to the standing order on my end. Top customer service.

garyelder

I preferr Kent reliance 2.61% 1 year bond if you wish monthly paid interest into your nominated bank acc

Daliah

garyelder said:

I preferr Kent reliance 2.61% 1 year bond if you wish monthly paid interest into your nominated bank acc

That's ok if you have a wad of ready cash. If you want to add £50 a month, the Kent account is no use as it is a fixed term account with a very small deposit window at the start of the fixed term. This thread is about Regular Saver accounts.- see page 1.

refluxer

Looks like the Nationwide are increasing rates on some of their accounts but, unfortunately, it's only the rate for 4 or more withdrawals on their Flex Regular Saver that is rising - from 0.35% to 0.50%. The top rate (for 3 withdrawals or less) remains the same at 2.5%.