Regular Savings Accounts: The Best Currently Available List!

Descrabled

happybagger said:

Descrabled said:

The 3 years Members Online Bond at  2.5% is well off the money and I will not consider.  Competitive fixed 3 year rates are now near 3%.

I don't think the rate for the bond has been revealed yet, isn't the 2.5% relating to the RS?

Savers Friend has the rate that will be available tomorrow.  3 years fixed bond > Operated by > App gives the rate for Nationwide Members Bond 3/4 way down at 2.5% available 16/06/2022 max investment £5 million.

wiseonesomeofthetime

Descrabled said:

Nationwide

The Start to Save 2, variable  at 2.5%is probably just within my regular savings remit, especially with the prize draw.  Currently my regular savers earn 1.74% based upoon my total balance in these accounts.  ...

I recently opened a Yorkshire Building Society RS Make Me A E-Saver, purely for the draws between now and Jan 2023.

It is only 1%, however, I am only putting in £50pm and of course get to withdraw it all at the end anyway.

Worth a punt imo.

Without the draws, it would not even be considered tbh.

veryintrigued

Nationwide Start to Save 2

Application link

https://www.nationwide.co.uk/savings/start-to-save/

Growingold

veryintrigued said:

National Start to Save 2

Application link

https://www.nationwide.co.uk/savings/start-to-save/

 Nationwide have altered their terms and conditions for this account.  You can now hold one of each issue at the same time but you can only be named on one account of this new issue whether single or joint .

orange-juice

Opened and funded, thanks.

Had some minor issues with confirming payee details when trying to pay from my Virgin money account. It wasn't until i checked the payee details 3 or 4 times, that it finally let me progress, albeit with a warning that payee details didn't match. Anyway, new account showed initial deposit straightaway.

Daliah

Nationwide Start To Save 2

Account opened and funded (extraordinary amount of stuff to read/confirm during the application but hey-hoh).

I couldn't yet set up an SO from Santander for the monthly payments as the account number of the new account isn't yet recognised. Seems to require some overnight processing at the Nationwide end. I know I could do it via an existing Nationwide current account but prefer to do it directly so it has to wait until tomorrow.

Nick_C

No problem funding this from my Chase savings account, the perfect feeder account. 

wiseonesomeofthetime

Nick_C said:

No problem funding this from my Chase savings account, the perfect feeder account. 

I shall be funding from an external account too.

Just need to wait 24 hours for the account details to be recognised by an external provider.

Normal practice with Nationwide accounts tbf.
(Edit: Just noticed @Daliah had already stated this bit in her post 🤦‍♂️)

Initial deposit made this morning from the remains of my Nationwide current account balance.

A clean SO will then be set up tomorrow for the 1st of the month as "month" is "calendar month" with this account.

Every_Penny_Counts

Nationwide Start To Save 2

No problem funding this from my Virgin current account either.

schiff

The interest on the 'Start to Save' previous version is up from 1.25% to 1.35% from July 1st. Found that out after I'd closed it - get more than 1.25% on my ready money.