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Regular Savings Accounts: The Best Currently Available List!
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RG2015 said:Daliah said:grumbler said:Thank you all for the replies. I was a little busy last year to be on top of everything, but even last year I'd expect a little more than 0.5% from a regular savings account. And even with recent rise in the rates this 2%(!) hike doesn't look right. They sort of admit that 0.5% was pathetic.
I always get caught out by acronyms but even Google had no answer for this.2 -
Probably been asked before. If I withdraw £150 plus the accumulated excess over £850 from my RBoS digital saver and then deposit £150 and do that every following month, does that maximise the benefit from both the increased interest rate and the monthly deposit limit?
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schiff said:Probably been asked before. If I withdraw £150 plus the accumulated excess over £850 from my RBoS digital saver and then deposit £150 and do that every following month, does that maximise the benefit from both the increased interest rate and the monthly deposit limit?1
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schiff said:RG2015 said:Daliah said:grumbler said:Thank you all for the replies. I was a little busy last year to be on top of everything, but even last year I'd expect a little more than 0.5% from a regular savings account. And even with recent rise in the rates this 2%(!) hike doesn't look right. They sort of admit that 0.5% was pathetic.
I always get caught out by acronyms but even Google had no answer for this.
BAM
Bloodystupidifyou Ask Me3 -
RG2015 said:schiff said:RG2015 said:Daliah said:grumbler said:Thank you all for the replies. I was a little busy last year to be on top of everything, but even last year I'd expect a little more than 0.5% from a regular savings account. And even with recent rise in the rates this 2%(!) hike doesn't look right. They sort of admit that 0.5% was pathetic.
I always get caught out by acronyms but even Google had no answer for this.
BAM
Bloodystupidifyou Ask Me
OTOH (abbreviation) definition and synonyms | Macmillan Dictionary
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Daliah said:grumbler said:Thank you all for the replies. I was a little busy last year to be on top of everything, but even last year I'd expect a little more than 0.5% from a regular savings account. And even with recent rise in the rates this 2%(!) hike doesn't look right. They sort of admit that 0.5% was pathetic.IanManc said:RG2015 said:schiff said:RG2015 said:Daliah said:grumbler said:Thank you all for the replies. I was a little busy last year to be on top of everything, but even last year I'd expect a little more than 0.5% from a regular savings account. And even with recent rise in the rates this 2%(!) hike doesn't look right. They sort of admit that 0.5% was pathetic.
I always get caught out by acronyms but even Google had no answer for this.
BAM
Bloodystupidifyou Ask Me
OTOH (abbreviation) definition and synonyms | Macmillan Dictionaryschiff said:RG2015 said:Daliah said:grumbler said:Thank you all for the replies. I was a little busy last year to be on top of everything, but even last year I'd expect a little more than 0.5% from a regular savings account. And even with recent rise in the rates this 2%(!) hike doesn't look right. They sort of admit that 0.5% was pathetic.
I always get caught out by acronyms but even Google had no answer for this.
@Daliah made a mistake and @schiff failed to mention this in their response.0 -
schiff said:Probably been asked before. If I withdraw £150 plus the accumulated excess over £850 from my RBoS digital saver and then deposit £150 and do that every following month, does that maximise the benefit from both the increased interest rate and the monthly deposit limit?
As @Wheres_My_Cashback says - no need to complicate things. The terms for both NatWest and RBS digital savers seem to say that once you reach £1k you can cancel your SO, so there's no need to do anything further except skim off the interest each month
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For RBS you don't need to keep the SO going. I have cancelled mine after first payment of £1 went in. Now just transfer as much as I want when I want up to £1500
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PRAISETHESUN said:schiff said:Probably been asked before. If I withdraw £150 plus the accumulated excess over £850 from my RBoS digital saver and then deposit £150 and do that every following month, does that maximise the benefit from both the increased interest rate and the monthly deposit limit?
As @Wheres_My_Cashback says - no need to complicate things. The terms for both NatWest and RBS digital savers seem to say that once you reach £1k you can cancel your SO, so there's no need to do anything further except skim off the interest each month
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RG2015 said:Daliah said:grumbler said:Thank you all for the replies. I was a little busy last year to be on top of everything, but even last year I'd expect a little more than 0.5% from a regular savings account. And even with recent rise in the rates this 2%(!) hike doesn't look right. They sort of admit that 0.5% was pathetic.IanManc said:RG2015 said:schiff said:RG2015 said:Daliah said:grumbler said:Thank you all for the replies. I was a little busy last year to be on top of everything, but even last year I'd expect a little more than 0.5% from a regular savings account. And even with recent rise in the rates this 2%(!) hike doesn't look right. They sort of admit that 0.5% was pathetic.
I always get caught out by acronyms but even Google had no answer for this.
BAM
Bloodystupidifyou Ask Me
OTOH (abbreviation) definition and synonyms | Macmillan Dictionaryschiff said:RG2015 said:Daliah said:grumbler said:Thank you all for the replies. I was a little busy last year to be on top of everything, but even last year I'd expect a little more than 0.5% from a regular savings account. And even with recent rise in the rates this 2%(!) hike doesn't look right. They sort of admit that 0.5% was pathetic.
I always get caught out by acronyms but even Google had no answer for this.
@Daliah made a mistake and @schiff failed to mention this in their response.0
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