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Regular Savings Accounts: The Best Currently Available List!

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Comments

  • veryintrigued
    veryintrigued Posts: 3,843 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 16 March 2022 at 7:04AM
    NatWest/RBS Digital Regular Saver

    I've noticed that the terms for this account have now changed. Regularl savings amount now £1-£150 each month. Interest 3% to £1000, 0.25% £1001-£5000, 0.01% over £5000.
    Doesn't affect me as I'm all but £1000.
    How strange!

    Does this mean we'll all be upping our monthly contribution to this and the RBS RS too?

    And topping up this month's limit.

    Or are we stuck on the previous T&Cs?
  • typistretired
    typistretired Posts: 2,099 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I have just topped up and altered standing order no problem
    "Look after your pennies and your pounds will look after themselves"
  • NatWest/RBS Digital Regular Saver

    I just asked NatWest on live chat and their response was "I have checked and this limit has been increased to £150.00 for all the users. So, you can also deposit a maximum of this amount in your account."
  • typistretired
    typistretired Posts: 2,099 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Which as my post says I already have and increased standing order
    "Look after your pennies and your pounds will look after themselves"
  • PRAISETHESUN
    PRAISETHESUN Posts: 4,908 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
    edited 16 March 2022 at 10:01AM
    I feel like this is deliberately timed... next month is when I would've hit £1000, having had one of these opened from basically when they introduced them. But it make this much more attractive for new account holders since you can max out the account in 6-7 months now.
  • Gers
    Gers Posts: 13,225 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    I feel like this is deliberately timed... next month is when I would've hit £1000, having had one of these opened from basically when they introduced them. But it make this much more attractive for new account holders since you can max out the account in 6-7 months now.

    Is it possible to close your account and open a new one?
  • PRAISETHESUN
    PRAISETHESUN Posts: 4,908 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
    Gers said:
    I feel like this is deliberately timed... next month is when I would've hit £1000, having had one of these opened from basically when they introduced them. But it make this much more attractive for new account holders since you can max out the account in 6-7 months now.

    Is it possible to close your account and open a new one?
    I believe so - there was a promo a while back where a few people did just that to be eligible for it. Not sure why you'd want to close it though?
  • RG2015
    RG2015 Posts: 6,064 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    I feel like this is deliberately timed... next month is when I would've hit £1000, having had one of these opened from basically when they introduced them. But it make this much more attractive for new account holders since you can max out the account in 6-7 months now.
    I am £28.56 short of £1,000. If I put this in now instead of on 1st April I will get an extra 3.5p in interest!
  • Frogletina
    Frogletina Posts: 3,914 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I have just topped up and altered standing order no problem
    Hi - did you do this as a transfer? 

    I've just topped mine up as a transfer as I was unable to amend the standing order. I've had to order a new card as mine has expired
    Not Rachmaninov
    But Nyman
    The heart asks for pleasure first
    SPC 8 £1567.31 SPC 9 £1014.64 SPC 10 # £1164.13 SPC 11 £1598.15 SPC 12 # £994.67 SPC 13 £962.54 SPC 14 £1154.79 SPC15 £715.38 SPC16 £1071.81⭐⭐⭐⭐⭐⭐⭐⭐⭐Declutter thread - ⭐⭐🏅
  • SuperHans1
    SuperHans1 Posts: 160 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Gers said:
    I feel like this is deliberately timed... next month is when I would've hit £1000, having had one of these opened from basically when they introduced them. But it make this much more attractive for new account holders since you can max out the account in 6-7 months now.

    Is it possible to close your account and open a new one?
    The account does not have a maturity date and no minimum monthly contribution so there would be no advantage in starting this account again.

    Anyone who had these accounts with NatWest and RBS since launch day and funded the maximum monthly contribution would be due to reach £1000 by next month anyway.
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