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Regular Savings Accounts: The Best Currently Available List!

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  • dcs34
    dcs34 Posts: 655 Forumite
    Seventh Anniversary 500 Posts Name Dropper
    edited 14 March 2022 at 3:48PM
    I pay by manual transfers from my Lloyds current account rather than standing order. No issues with account or interest (in my experience). 

    You can pay £0 in a month. No issue (in my experience).

    If you do want to pay in, it's £25 minimum. I have had payments less than £25 returned in the past, but don't know if they have an automatic check or if its a manual process which might get missed.

    If you pay in less than £400 a month you cannot make the difference up in future months.
  • veryintrigued
    veryintrigued Posts: 3,843 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Received letter today Furness BS increasing interest rate from 1.40% to 1.60% from 1st March 2022 on 3 year regular saver apologies if already posted
    Their one yr RS issue 4 is up from 1 to 1.2 too
  • Suffolk_lass
    Suffolk_lass Posts: 10,253 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 15 March 2022 at 8:59AM
    RG2015 said:
    I got an email from Skipton offering a 16 month fixed rate ISA. 0.7-1.4% depending on how much is invested. Takes transfers. Here's the link
    I believe that you have inadvertently posted this on the wrong thread.
    Yes, sorry, I'll delete it (and this, if you take your reply out, so all trace goes). I'll go back to lurking now...
    Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
    OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
  • RG2015
    RG2015 Posts: 6,048 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    RG2015 said:
    I got an email from Skipton offering a 16 month fixed rate ISA. 0.7-1.4% depending on how much is invested. Takes transfers. Here's the link
    I believe that you have inadvertently posted this on the wrong thread.
    Yes, sorry, I'll delete it (and this, if you take your reply out, so all trace goes). I'll go back to lurking now...
    There is a newish thread created for fixed term savers. See the link below.

    https://forums.moneysavingexpert.com/discussion/6332491/the-top-fixed-interest-savings-discussion-area#latest
  • typistretired
    typistretired Posts: 2,099 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    RG2015 said:
    RG2015 said:
    I got an email from Skipton offering a 16 month fixed rate ISA. 0.7-1.4% depending on how much is invested. Takes transfers. Here's the link
    I believe that you have inadvertently posted this on the wrong thread.
    Yes, sorry, I'll delete it (and this, if you take your reply out, so all trace goes). I'll go back to lurking now...
    There is a newish thread created for fixed term savers. See the link below.

    https://forums.moneysavingexpert.com/discussion/6332491/the-top-fixed-interest-savings-discussion-area#latest
    Suffolk lass referred to an ISA not a fixed rate saver
    "Look after your pennies and your pounds will look after themselves"
  • RG2015
    RG2015 Posts: 6,048 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    edited 15 March 2022 at 11:40AM
    RG2015 said:
    RG2015 said:
    I got an email from Skipton offering a 16 month fixed rate ISA. 0.7-1.4% depending on how much is invested. Takes transfers. Here's the link
    I believe that you have inadvertently posted this on the wrong thread.
    Yes, sorry, I'll delete it (and this, if you take your reply out, so all trace goes). I'll go back to lurking now...
    There is a newish thread created for fixed term savers. See the link below.

    https://forums.moneysavingexpert.com/discussion/6332491/the-top-fixed-interest-savings-discussion-area#latest
    Suffolk lass referred to an ISA not a fixed rate saver
    Thank you @typistretired,

    I was trying to be helpful, and @Suffolk_lass was referring to a fixed term product and not a regular saver.

    I did consider suggesting the ISA Board but thought that on balance the fixed term saver thread was the better option.
  • typistretired
    typistretired Posts: 2,099 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Next month we will all be busy on the ISA board 
    "Look after your pennies and your pounds will look after themselves"
  • Descrabled
    Descrabled Posts: 509 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    TSB monthly saver

    I notice that the terms for this account state that any balance above £1500 receives an interest rate of 0%. It is not now advantageous to add a 13th payment after 12 calender months of adding the maximum of £125 each month
  • kaMelo
    kaMelo Posts: 2,855 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    As you will receive no interest on a thirteenth payment, no.
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