Regular Savings Accounts: The Best Currently Available List!

typistretired

I have just topped up and altered standing order no problem

RacingDriver

NatWest/RBS Digital Regular Saver

I just asked NatWest on live chat and their response was "I have checked and this limit has been increased to £150.00 for all the users. So, you can also deposit a maximum of this amount in your account."

typistretired

Which as my post says I already have and increased standing order

PRAISETHESUN

I feel like this is deliberately timed... next month is when I would've hit £1000, having had one of these opened from basically when they introduced them. But it make this much more attractive for new account holders since you can max out the account in 6-7 months now.

Gers

PRAISETHESUN said:

I feel like this is deliberately timed... next month is when I would've hit £1000, having had one of these opened from basically when they introduced them. But it make this much more attractive for new account holders since you can max out the account in 6-7 months now.

Is it possible to close your account and open a new one?

PRAISETHESUN

Gers said:

PRAISETHESUN said:

I feel like this is deliberately timed... next month is when I would've hit £1000, having had one of these opened from basically when they introduced them. But it make this much more attractive for new account holders since you can max out the account in 6-7 months now.

Is it possible to close your account and open a new one?

I believe so - there was a promo a while back where a few people did just that to be eligible for it. Not sure why you'd want to close it though?

RG2015

PRAISETHESUN said:

I feel like this is deliberately timed... next month is when I would've hit £1000, having had one of these opened from basically when they introduced them. But it make this much more attractive for new account holders since you can max out the account in 6-7 months now.

I am £28.56 short of £1,000. If I put this in now instead of on 1st April I will get an extra 3.5p in interest!

Frogletina

typistretired said:

I have just topped up and altered standing order no problem

Hi - did you do this as a transfer? 

I've just topped mine up as a transfer as I was unable to amend the standing order. I've had to order a new card as mine has expired

SuperHans1

Gers said:

PRAISETHESUN said:

I feel like this is deliberately timed... next month is when I would've hit £1000, having had one of these opened from basically when they introduced them. But it make this much more attractive for new account holders since you can max out the account in 6-7 months now.

Is it possible to close your account and open a new one?

The account does not have a maturity date and no minimum monthly contribution so there would be no advantage in starting this account again.

Anyone who had these accounts with NatWest and RBS since launch day and funded the maximum monthly contribution would be due to reach £1000 by next month anyway.

PRAISETHESUN

Transferred over my £28.39 this morning (faster payment) and cancelled my standing order. I've always paid my SO in from an external account so no issues changing anything.

Also just received emails from both NatWest and RBS advising of the new changes (interest rates, deposit limits, etc), effective from yesterday (15 Mar).