Regular Savings Accounts: The Best Currently Available List!

typistretired

I should have said My Nationwide Continue to Save Anniversary Date but as I have emptied the account I won’t be noting that date

Notepad_Phil

Gers said:

schiff said:

Maturing funds from Virgin HBC3 RS available today.

And no new one!

I thought there was a new one last month and if they continue as per recent history there'll be another next month too. Though their terms do say you can only have one HBC of any issue open at the same time.

glider3560

Gers said:

schiff said:

Maturing funds from Virgin HBC3 RS available today.

And no new one!

Issue 9 is available: https://uk.virginmoney.com/savings/products/home_buying_coach_regular_saver

typistretired

Issue 9 has been out a couple months £500 in mine

SFindlay

Daliah said:

typistretired said:

My Nationwide Start to Save has turned into a Continue to Save at 0.50% matures in 12 months 

"Continue to Save" doesn't have any maturity date or any fixed term.

https://www.nationwide.co.uk/savings/help/terms/continue-to-save/

I have emptied mine as it's been left in the dust of other savings accounts.

On the topic of Nationwide obviously their Flex RS require you to hold a current account with them. I hold both sole and joint current account but thinking of doing a switching offer using the sole account, leaving me with only the joint Flexdirect Current Account. Anyone done this before and can confirm it still meets T&C for the 2 Regular Saver accounts?? 

bristolleedsfan

SFindlay said:

Daliah said:

typistretired said:

My Nationwide Start to Save has turned into a Continue to Save at 0.50% matures in 12 months 

"Continue to Save" doesn't have any maturity date or any fixed term.

https://www.nationwide.co.uk/savings/help/terms/continue-to-save/

I have emptied mine as it's been left in the dust of other savings accounts.

On the topic of Nationwide obviously their Start to Save and Flex RS require you to hold a current account with them. I hold both sole and joint current account but thinking of doing a switching offer using the sole account, leaving me with only the joint Flexdirect Current Account. Anyone done this before and can confirm it still meets T&C for the 2 Regular Saver accounts?? 

https://www.nationwide.co.uk/savings/help/terms/start-to-save/  No apparent requirement to hold a current account with them.

SFindlay

bristolleedsfan said:

SFindlay said:

Daliah said:

typistretired said:

My Nationwide Start to Save has turned into a Continue to Save at 0.50% matures in 12 months 

"Continue to Save" doesn't have any maturity date or any fixed term.

https://www.nationwide.co.uk/savings/help/terms/continue-to-save/

I have emptied mine as it's been left in the dust of other savings accounts.

On the topic of Nationwide obviously their Start to Save and Flex RS require you to hold a current account with them. I hold both sole and joint current account but thinking of doing a switching offer using the sole account, leaving me with only the joint Flexdirect Current Account. Anyone done this before and can confirm it still meets T&C for the 2 Regular Saver accounts?? 

https://www.nationwide.co.uk/savings/help/terms/start-to-save/  No apparent requirement to hold a current account with them.

I never actually checked my Start to Save T&C as its a closed account so was just assuming it was same as my Flex RS which you certainly need to have a current account to hold. More curious for personal experience from people who have closed a current account after opening the RS.

londoner62

SFindlay said:

Daliah said:

typistretired said:

My Nationwide Start to Save has turned into a Continue to Save at 0.50% matures in 12 months 

"Continue to Save" doesn't have any maturity date or any fixed term.

https://www.nationwide.co.uk/savings/help/terms/continue-to-save/

I have emptied mine as it's been left in the dust of other savings accounts.

On the topic of Nationwide obviously their Flex RS require you to hold a current account with them. I hold both sole and joint current account but thinking of doing a switching offer using the sole account, leaving me with only the joint Flexdirect Current Account. Anyone done this before and can confirm it still meets T&C for the 2 Regular Saver accounts?? 

The wife switched her sole account out but as she is still part of the joint account, she still has the RS. Never been questioned 2 standing orders later.

SFindlay

londoner62 said:

SFindlay said:

Daliah said:

typistretired said:

My Nationwide Start to Save has turned into a Continue to Save at 0.50% matures in 12 months 

"Continue to Save" doesn't have any maturity date or any fixed term.

https://www.nationwide.co.uk/savings/help/terms/continue-to-save/

I have emptied mine as it's been left in the dust of other savings accounts.

On the topic of Nationwide obviously their Flex RS require you to hold a current account with them. I hold both sole and joint current account but thinking of doing a switching offer using the sole account, leaving me with only the joint Flexdirect Current Account. Anyone done this before and can confirm it still meets T&C for the 2 Regular Saver accounts?? 

The wife switched her sole account out but as she is still part of the joint account, she still has the RS. Never been questioned 2 standing orders later.

Exactly what I hoped to hear, thanks will go ahead and do the same. 

lightbulb2760

Nat West / RBS Digital Regular Savers

On my statements, the interest rates are described as follows:

£0-£1,000 3.00% gross p.a.
£1,001-£99,999,999,999 0.01% gross p.a.

There seems to be no rate advertised for balances between £1,000.01-£1,000.99.

Post 5 of this thread states:
Interest rate: 3.04% gross p.a. variable up to £1,000 then 0.01% above £1,000.

Can anyone confirm what the rate is on balances above £1,000 but below £1,001?