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Regular Savings Accounts: The Best Currently Available List!
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Nick_C said:typistretired said:When you click the YBS link loyalty sixth access shows 0.75%
Until the account actually matures, I will assume that the letter is accurate, and the funds will go into a Six Access Saver at 0.65%.1 -
New regular saver from Suffolk Building Society, 2.00%
- You need to be aged 16 or over.
- Deposit between £10 and £50.
- Be an existing member or a new member resident in postcode areas IP, NR, CO, CM, CB or PE.
- Be a permanent UK resident.
- An individual is only allowed to be the sole or first named account holder on one Nature Reserve Regular Saver (31.05.2024). However, you can also be the second named account holder on one joint account.
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General_Grant said:arsenalboy said:I have the Ipswich/Suffolk Reg Saver issue 1 that matures on the 28th of this month.
I have received the maturity letter and am confused. I thought this was a 14 month account and opened it in Dec 2020 and my 14th payment was in Jan and then I cancelled the SO.
The maturity letter states my balance at the end of January is 3500 which is correct, but goes on to state that the maturity balance will have my Feb deposit added to it. This would make it 3750 and turn it into a 15 month account?
Looking at the original terms it states that you must make a deposit each calendar month.
Has anybody got a view on what I should be doing i.e., sit still or quickly resurrect the SO for 1 month?
I do not have one of these accounts so cannot check the terms on which it was issued and whether 15 payments are allowed/expected.0 -
When should we expect rates to rise on some of the fixed rate regular savers which are still languishing at 1% (or less). I have a few coming up for maturity soon and am in two minds as to whether to renew at 1% or wait for possible increases.
eg HSBC Regular Saver: currently 1% and still showing at 1%. Mine matures 8th March
Club Lloyds MS: currently paying 1% and still showing at that rate. Mine matures April.
First Direct RS: currently paying 1% and no increase yet. Maturity in April.
I have a TSB MS at 1% maturing on 23 February. New rate is 2%. Should I hold off renewal for a possible further increase?
What sayeth the forum?0 -
Deleted_User said:When should we expect rates to rise on some of the fixed rate regular savers which are still languishing at 1% (or less). I have a few coming up for maturity soon and am in two minds as to whether to renew at 1% or wait for possible increases.
eg HSBC Regular Saver: currently 1% and still showing at 1%. Mine matures 8th March
Club Lloyds MS: currently paying 1% and still showing at that rate. Mine matures April.
First Direct RS: currently paying 1% and no increase yet. Maturity in April.
I have a TSB MS at 1% maturing on 23 February. New rate is 2%. Should I hold off renewal for a possible further increase?
What sayeth the forum?
Couldn't believe that Halifax, Lloyds we're still paying 0.75 for their normal RS still.3 -
Deleted_User said:When should we expect rates to rise on some of the fixed rate regular savers which are still languishing at 1% (or less). I have a few coming up for maturity soon and am in two minds as to whether to renew at 1% or wait for possible increases.
eg HSBC Regular Saver: currently 1% and still showing at 1%. Mine matures 8th March
Club Lloyds MS: currently paying 1% and still showing at that rate. Mine matures April.
First Direct RS: currently paying 1% and no increase yet. Maturity in April.
I have a TSB MS at 1% maturing on 23 February. New rate is 2%. Should I hold off renewal for a possible further increase?
What sayeth the forum?
I have already passed on FD and HSBC last October, although I renewed Coventry in October at 1.05 because of the higher monthly limit of £500.2 -
JamesRobinson48 said:Deleted_User said:
I have a TSB MS at 1% maturing on 23 February. New rate is 2%. Should I hold off renewal for a possible further increase?
What sayeth the forum?
1 -
I didn't renew my Club Lloyds Monthly Saver which matured at 1.5% in January. 1% is not enough.3
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Monmouthshire BS - Member Exclusive Regular Saver Bond - 1.52%
I'm having trouble finding the paperwork for this account, in my paperwork, in emails, online. I missed a payment one month (two sentences in, not looking particularly competent!) and just wondering whether I can make up the payment later on. Is anybody able to please enlighten me?0 -
vermania said:Monmouthshire BS - Member Exclusive Regular Saver Bond - 1.52%
I'm having trouble finding the paperwork for this account, in my paperwork, in emails, online. I missed a payment one month (two sentences in, not looking particularly competent!) and just wondering whether I can make up the payment later on1
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