Regular Savings Accounts: The Best Currently Available List!

SFindlay

castle96 said:

Still no problems with multiple  RSs with them??

Varies from person to person so they're clearly not having a blanket check, but to be honest worst case scenario for those who have had letters is some accounts had interest paid up and account closed so they've not really lost out as would never have had that interest if didn't open multiples in first place! 

I think some people on this forum are more bothered by others opening multiple accounts than the institutions so will wait and see what  issue 6 T&C say.

PRAISETHESUN

SFindlay said:

I think some people on this forum are more bothered by others opening multiple accounts than the institutions so will wait and see what  issue 6 T&C say.

There's an argument to be made that advertising the loopholes will get them plugged quicker, but in reality it won't be solely because of these forums - plenty of other websites go into far more detail about how to make the most of these kinds of offers. Additionally even if something is in their T&Cs as being prohibited, if they don't make any effort to actually enforce them then it's kind of their fault IMO. It's fairly unlikely that the banks don't notice what customers are doing but I suspect in most cases it would cost more to implement a fix than it would to just let a handful of customers exploit things and have customer service deal with it as and when they notice specific instances of T&Cs being broken.

schiff

schiff said:

Triodos
Regular Saver matured today, as expected it's become an online saver and I've withdrawn to my nominated account, but no interest has been added for the days since the last interest credit on 30 June. I'll check tomorrow.

It's an unusual system. The interest for the period since 30 June would not be due to be credited till the next interest date December 31st 2021 - unless the Online Saver is closed, which was done for me on the phone. I had phoned for an explanation.

arsenalboy

Just had my Coventry letter, was beginning to think I had escaped!

eastofeden

I would have started with Gooners but perhaps Coventry apply different criteria.

Special_Saver2

Hi Everybody,

I cannot find anything that has changed for this weekend's update.

I will do the next update next weekend.

SS2

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For those new to this thread, the first few posts are constantly updated and are on the first page
https://forums.moneysavingexpert.com/discussion/6106986/regular-savings-accounts-the-best-currently-available-list/p1Leek United BS Flexible Saver Account

Wheres_My_Cashback

Virgin HBC6 now available. 1.75%

Matures 20/08/22

Usual conditions apply

https://uk.virginmoney.com/savings/products/home_buying_coach_regular_saver

castle96

? what/where? RS? ISA? cant find anything. Link if you have it pl.

SFindlay

Wheres_My_Cashback said:

Virgin HBC6 now available. 1.75%

Matures 20/08/22

Usual conditions apply

https://uk.virginmoney.com/savings/products/home_buying_coach_regular_saver

Glad to see they're keeping the 1.75%, I did wonder if would drop it. 

schiff

My HSBC RS matures today and it's disappeared from my home screen. I don't remember what happened on previous maturities. Is this the norm? TIA