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Regular Savings Accounts: The Best Currently Available List!

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Comments

  • ctdctd
    ctdctd Posts: 1,105 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    10_66 said:
    ctdctd said:
    Hi SS2,

    The Lloyds Monthly Saver in post 6 is still showing as 1% - it's 0.75% now and I think should be removed as your post on the 28th March.

     
    The Lloyds CLUB monthly saver is 1%.

    Which is why I didn't put CLUB in my post.
    Do Money Saving sites make you buy more bargains - and spend more money?
  • 10_66
    10_66 Posts: 3,480 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    ctdctd said:
    10_66 said:
    ctdctd said:
    Hi SS2,

    The Lloyds Monthly Saver in post 6 is still showing as 1% - it's 0.75% now and I think should be removed as your post on the 28th March.

     
    The Lloyds CLUB monthly saver is 1%.

    Which is why I didn't put CLUB in my post.
    So it is.


  • Bath BS Homestart Regular Saver

    Interest rate: 1.35% gross p.a. variable
    Monthly payment: £50-£150
    Miss any payments: Yes, as long as you do not miss payments for two consecutive months
    Penalty-free withdrawals: Yes, you can make one withdrawal per calendar year
    Age of applicant: Aged 18-27
    How to open account: Branch or post
    Special conditions: Maximum balance £20,000. Payments from other Bath BS accounts are not allowed. You must be able to prove that you live, work or study in Bath.


    The interest rate dropped to 1.15% a few days ago. Monthly payment is £50-£250. 2 withdrawals per calendar year. People aged 18-34. Maximum balance is £57000
  • kaMelo
    kaMelo Posts: 2,885 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper


    Bath BS Homestart Regular Saver

    Interest rate: 1.35% gross p.a. variable
    Monthly payment: £50-£150
    Miss any payments: Yes, as long as you do not miss payments for two consecutive months
    Penalty-free withdrawals: Yes, you can make one withdrawal per calendar year
    Age of applicant: Aged 18-27
    How to open account: Branch or post
    Special conditions: Maximum balance £20,000. Payments from other Bath BS accounts are not allowed. You must be able to prove that you live, work or study in Bath.


    The interest rate dropped to 1.15% a few days ago. Monthly payment is £50-£250. 2 withdrawals per calendar year. People aged 18-34. Maximum balance is £57000
    Nothing to add but wanted to say, £57,000?  what an unusual figure to choose for the maximum.
  • You can hold the account for a maximum of 19 years. 12months x £250 x 19 years = £57'000

    I was surprised as well so I checked it myself :P
  • polymaff
    polymaff Posts: 3,954 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    You can hold the account for a maximum of 19 years. 12months x £250 x 19 years = £57'000

    I was surprised as well so I checked it myself :P
    Your 18th to 34th year, inclusive, is not 19 years.

    Some of the worst-written T&Cs I've ever read.




  • polymaff said:
    You can hold the account for a maximum of 19 years. 12months x £250 x 19 years = £57'000

    I was surprised as well so I checked it myself :P
    Your 18th to 34th year, inclusive, is not 19 years.

    Some of the worst-written T&Cs I've ever read.




    Just check the website. You can open it between 18-34. The offer must be used before customer 37th bday. 37-18=19
  • polymaff
    polymaff Posts: 3,954 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    One should, indeed, check the website - and comprehend what it actually says.

    "On reaching the age of 35 the account automatically transfers into an Instant Access account."

    Poor English; I suspect that they meant to say:

    On the account holder reaching the age of 35 the account automatically transfers into an Instant Access account.

    The funds are then on completely different terms, earning less and subjected to a much higher maximum balance.




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