Regular Savings Accounts: The Best Currently Available List!

soulsaver

JamesRobinson48 said:

SFindlay said:

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Has anyone managed to open Principality BS 24th Issue RS yet?   I just tried and failed to do so online. Beyond a certain point their system seems to think they're still in the 23rd Issue, and curtailed my application on the grounds that I already have that one. Hopefully will be fixed within a few hours.

Same here.

SFindlay

JamesRobinson48 said:

SFindlay said:

You might need to clear cookies or refresh your browser

 

Has anyone managed to open Principality BS 24th Issue RS yet?   I just tried and failed to do so online. Beyond a certain point their system seems to think they're still in the 23rd Issue, and curtailed my application on the grounds that I already have that one. Hopefully will be fixed within a few hours.

Just tried and I got the same, spoken to them and she's away to inform the IT department of the problem and will email me result and I'll update here. Someone obviously forgot to press the right button this morning!!! 

veryintrigued

SFindlay said:

JamesRobinson48 said:

SFindlay said:

You might need to clear cookies or refresh your browser

 

Has anyone managed to open Principality BS 24th Issue RS yet?   I just tried and failed to do so online. Beyond a certain point their system seems to think they're still in the 23rd Issue, and curtailed my application on the grounds that I already have that one. Hopefully will be fixed within a few hours.

Just tried and I got the same, spoken to them and she's away to inform the IT department of the problem and will email me result and I'll update here. Someone obviously forgot to press the right button this morning!!! 

Above is the error message

SFindlay

JamesRobinson48 said:

SFindlay said:

You might need to clear cookies or refresh your browser

 

Has anyone managed to open Principality BS 24th Issue RS yet?   I just tried and failed to do so online. Beyond a certain point their system seems to think they're still in the 23rd Issue, and curtailed my application on the grounds that I already have that one. Hopefully will be fixed within a few hours.

Its all working now, opened and funded. 

jen49

Its all working now, opened and funded. 

Thank for this  open and funded for me

schiff

I find this totally weird. It's as if Virgin have replaced their old fashioned  RSs at 1% latest with the HBC at 1.75%. A reverse trend. I've opened and deposited. Let's see what tomorrow brings.

someone

schiff said:

I find this totally weird. It's as if Virgin have replaced their old fashioned  RSs at 1% latest with the HBC at 1.75%. A reverse trend. I've opened and deposited. Let's see what tomorrow brings.

To me not weird, just they are activity trying to shifted their Reg Saver customer base to target the more "long term profitable customers".

1. First they stopped their Store Based RS (they required the chat with the staff) which removes the "Granny with a passbook that wants to put a small amount away every week/month for x reason".
2. They withdrew their online RS just before Xmas. TBH the rate at 1% was probably not pulling in the people they wanted, multi account openers like myself who wanted the fixed rate "just in case". Many times you could get instant access accounts with better rates. 
   
3. Before withdrawing the 1% ones they launched an app about buying a house and linked the app (best they could in a not 100% foolproof way) to a new reg saver at a rate that is appealing to most people but it's effectively hidden, you don't see it on their website, most will be accessing via the app and would have found out about it via targeted marketing or word of mouth.
   

There is also a new term added re only holding one (instead of one of each issue) which also hints at the above shift. No point then spending more than necessary to get your details and/or in the mindset of considering Virgin money for other products.

cosh25

The Principality First Home Steps account was one I always looked at... notice that from today if can be opened online. Its meant for ‘first time buyers’ (not sure how this is enforced as haven’t had a proper dig around).

key points
£1500 max per month up to £25000 and tiered rates from 0.80% to 1.50% depending on balance.

Obviously there is more to the account, but heads up for those who may want to look further.

London7766551

cosh25 said:

The Principality First Home Steps account was one I always looked at... notice that from today if can be opened online. Its meant for ‘first time buyers’ (not sure how this is enforced as haven’t had a proper dig around).

key points
£1500 max per month up to £25000 and tiered rates from 0.80% to 1.50% depending on balance.

Obviously there is more to the account, but heads up for those who may want to look further.

I had a look on their site but it says you need a branch appointment to open an account.

someone

London7766551 said:

cosh25 said:

The Principality First Home Steps account was one I always looked at... notice that from today if can be opened online. Its meant for ‘first time buyers’ (not sure how this is enforced as haven’t had a proper dig around).

key points
£1500 max per month up to £25000 and tiered rates from 0.80% to 1.50% depending on balance.

Obviously there is more to the account, but heads up for those who may want to look further.

I had a look on their site but it says you need a branch appointment to open an account.

It's a separate product. Raises the question on if someone with the branch based one can also open the online one. Given up to 1.5% on 2x £25,000 with "up to 6 withdrawals a year" (as you will have two withdrawal allowances) which ain't bad.

Branch "First Home Steps Issue 2":

https://www.principality.co.uk/savings-accounts/everyday-savings-accounts/First-Home-Steps-account

-----

Online "First Home Steps Online" :

https://www.principality.co.uk/savings-accounts/everyday-savings-accounts/First-Home-Steps-Online