Regular Savings Accounts: The Best Currently Available List!

mandycorris

Best income bond fixed recommends
First Save is it still trading .

colsten

Fingerbobs said:

colsten said:

1882 said:

wiseonesomeofthetime said:

Can you override the non-recognition, as long as you're sure sort code, account number, reference correctly completed?

With Nationwide online banking you can, after acknowledging warnings!

All banks allow you to ignore the mismatch warnings. 

Sainsbury's Bank point blank refused to let me send money to my Skipton Building Society account because the account holder name was "Skipton Building Society" and not "Fingerbobs" insisting that it was not my own account.

Had to transfer to my current account and then out to Skipton.

Thanks for the heads up. That would definitely be a reason for me not to use Sainsbury Bank.

Gers

colsten said:

Fingerbobs said:

colsten said:

1882 said:

wiseonesomeofthetime said:

Can you override the non-recognition, as long as you're sure sort code, account number, reference correctly completed?

With Nationwide online banking you can, after acknowledging warnings!

All banks allow you to ignore the mismatch warnings. 

Sainsbury's Bank point blank refused to let me send money to my Skipton Building Society account because the account holder name was "Skipton Building Society" and not "Fingerbobs" insisting that it was not my own account.

Had to transfer to my current account and then out to Skipton.

Thanks for the heads up. That would definitely be a reason for me not to use Sainsbury Bank.

I got an instruction to select 'business' when setting up a new standing order to Skipton. 

schiff

Gers said:

colsten said:

Fingerbobs said:

colsten said:

1882 said:

wiseonesomeofthetime said:

Can you override the non-recognition, as long as you're sure sort code, account number, reference correctly completed?

With Nationwide online banking you can, after acknowledging warnings!

All banks allow you to ignore the mismatch warnings. 

Sainsbury's Bank point blank refused to let me send money to my Skipton Building Society account because the account holder name was "Skipton Building Society" and not "Fingerbobs" insisting that it was not my own account.

Had to transfer to my current account and then out to Skipton.

Thanks for the heads up. That would definitely be a reason for me not to use Sainsbury Bank.

I got an instruction to select 'business' when setting up a new standing order to Skipton. 

I think the rule of thumb is Business if you are sending to a BS via their account with X Bank and your account number is the reference. If it's your own account in the receiving party it's Personal. That's my experience.

colsten

schiff said:

Gers said:

colsten said:

Fingerbobs said:

colsten said:

1882 said:

wiseonesomeofthetime said:

Can you override the non-recognition, as long as you're sure sort code, account number, reference correctly completed?

With Nationwide online banking you can, after acknowledging warnings!

All banks allow you to ignore the mismatch warnings. 

Sainsbury's Bank point blank refused to let me send money to my Skipton Building Society account because the account holder name was "Skipton Building Society" and not "Fingerbobs" insisting that it was not my own account.

Had to transfer to my current account and then out to Skipton.

Thanks for the heads up. That would definitely be a reason for me not to use Sainsbury Bank.

I got an instruction to select 'business' when setting up a new standing order to Skipton. 

I think the rule of thumb is Business if you are sending to a BS via their account with X Bank and your account number is the reference. If it's your own account in the receiving party it's Personal. That's my experience.

When sending money to one of my own accounts, I always use Personal. In 100% of all cases I get a name mismatch (that I ignore) as I never use my actual account name but the  naming convention I described earlier. 

Only when I pay an actual bill do I use Business. I now only proceed if I get a name match.

castle96

Can someone remind me pl. The Virgin Coach Home thing. You can make withdrawals at any time? Cant find any T&Cs

Alexland

castle96 said:

Can someone remind me pl. The Virgin Coach Home thing. You can make withdrawals at any time? Cant find any T&Cs

You can make withdrawals but cannot replace the money above the monthly contribution limit

https://uk.virginmoney.com/savings/pdf/Home_Buying_Coach_Regular_Saver_Issue_2-key_product_info.pdf

schiff

In the 10 days from 25/12 to 3/1/21 there are only 3 banking days - 29/30/31 December. Preparations for the movement of money for the first of the month SOs will need some care, especially if the lying about waiting float is in Skipton. Santander quite correctly has the next SO date as 4/1 but Lloyds TSB HSBC are showing 1/1, though obviously they will operate them on the 4th.

dekkard

For the Virgin 'Home Buying Coach Regular Saver' app, it doesn't recognise my email address when I try and sign in with my existing Virgin Money login details. Do you have to create a separate account just for this app?

kaMelo

dekkard said:

For the Virgin 'Home Buying Coach Regular Saver' app, it doesn't recognise my email address when I try and sign in with my existing Virgin Money login details. Do you have to create a separate account just for this app?

It isn't linked to any Virgin accounts and isn't even after registering, it's a simple coaching app provided by Virgin.
Just register as a new user.