Regular Savings Accounts: The Best Currently Available List!

Gers

London7766551 said:

Gers said:

JamesRobinson48 said:

Tipton BS has just launched another new fixed rate RS paying 1.35%. This one is said to be available only through the new Tipton app (see Speculator's post above), and it has a different maturity date to the 'chequebook' RS product that Tipton launched yesterday (Dec 2021 versus Feb 2022). But frankly I don't yet know if it's permitted to have both of these, or even (for those of us with an existing Tipton RS maturing Jan 2021) either of them.

The RS world seems suddenly to be getting more complicated, even as it also gets less lucrative ...

Tried to open this account - the app needs a county, even though I select my address from the menu it doesn't recognise 'Argyll' nor will it accept 'Argyll & Bute' or 'Argyll and Bute'. 

I live in London, eventually I found putting greater London seemed to be accepted. A bit poor it doesn't show a list.

I am just opening the account to fund from early next year, I fear by the time my other accounts mature there will be no "decent" savings account left! I will dump £10 in it for now.

The drop down selection gave my address and populated the fields, then wouldn't accept Argyll, which it had put in!  However, the great customer service adviser made up for the IT dept!

SFindlay

snow62 said:

E-mail from HSBC this morning re Regular Saver.  'Enjoy our highest savings rate' of.... 1%.  'Rates correct as at 24 November 2020.'  Inevitable, but gives people a few more days to apply - fortunately mine expired/renewed at the start of the month.

Perhaps there's hope for the 2.75% for a while longer!! Hoping at least to 28th when mine matures 😂

https://www.moneysavingexpert.com/news/2020/11/hsbc-regular-saver-1-/

schiff

It looks as if I have to use Screen Lock if I ever want to use the Tipton app, which is a nuisance. I don't want to keep deleting it or bypassing it with a PIN every time I want to use my phone for anything else.

veggieblob

Tipton.  I opened the account via the app and also sent in the paper one plus cheque via the link.  As part of an answer to an email I sent their customer service, they confirmed that both accounts have been opened :-)   Now waiting for my code to view them both on the app.

veryintrigued

Tipton
Mobile app received by post and app registration went fine.

Only a legacy account visible on there.

Successfully applied for new 'app only' 1.35% account (ends 31/12/21) and took note of sort code, account number and reference.

After application a new 1.35% zero balance account now showing but  with an end date of 31/1/22 and with a reference the same as the one above.

I'm confused and beginning to think we should take these Tipton RS discussions away from this thread to stop annoying others not interested.

Every_Penny_Counts

veryintrigued said:

Tipton
Mobile app received by post and app registration went fine.

Only a legacy account visible on there.

Successfully applied for new 'app only' 1.35% account (ends 31/12/21) and took note of sort code, account number and reference.

After application a new 1.35% zero balance account now showing but  with an end date of 31/1/22 (i.e. the same as the postal one I separately applied for) and with a reference the same as the one above.

I'm confused and beginning to think we should take these Tipton RS discussions away from this thread to stop annoying others not interested.

Your new Tipton postal account has a maturity date of 31/1/22?

The postal one I applied for has a date of 28/2/22...

veryintrigued

Every_Penny_Counts said:

veryintrigued said:

Tipton
Mobile app received by post and app registration went fine.

Only a legacy account visible on there.

Successfully applied for new 'app only' 1.35% account (ends 31/12/21) and took note of sort code, account number and reference.

After application a new 1.35% zero balance account now showing but  with an end date of 31/1/22 (i.e. the same as the postal one I separately applied for) and with a reference the same as the one above.

I'm confused and beginning to think we should take these Tipton RS discussions away from this thread to stop annoying others not interested.

Your new Tipton postal account has a maturity date of 31/1/22?

The postal one I applied for has a date of 28/2/22...

Tipton

 You're correct I'll amend my OP. I wonder if the app is truncating the date.

It only shows 31.1
I assumed this was the 31st Jan. Possibly it's the truncation of 31.12.21
(Edit - after two hours and multiple logins this has now changed to the correct 31.12.21 format).

The message of 'Transfers are only permitted between accounts which have been opened via the Mobile App' just added to the confusion on this newly opened app account when using the Transfer function on this account.

There are definitely some idiosyncrasies which need ironing out on this app.

Every_Penny_Counts

veryintrigued said:

Every_Penny_Counts said:

veryintrigued said:

Tipton
Mobile app received by post and app registration went fine.

Only a legacy account visible on there.

Successfully applied for new 'app only' 1.35% account (ends 31/12/21) and took note of sort code, account number and reference.

After application a new 1.35% zero balance account now showing but  with an end date of 31/1/22 (i.e. the same as the postal one I separately applied for) and with a reference the same as the one above.

I'm confused and beginning to think we should take these Tipton RS discussions away from this thread to stop annoying others not interested.

Your new Tipton postal account has a maturity date of 31/1/22?

The postal one I applied for has a date of 28/2/22...

You're correct I'll amend my OP. I wonder if the app is truncating the date.

It only shows 31.1
I assumed this was the 31st Jan. Possibly it's the truncation of 31.12.21

Could be....

I had posted my postal application just before the app account was listed here. As I am a new customer to Tipton I thought that I’d wait for the postal one to arrive before registering the app. Hopefully then the app may show both accounts. 

London7766551

I have accidentally moved too much money to a Tipton account, anyone know what will happen, I could not see anything on the site or t&c's. I imagine they will just send the whole lot back?

Having so many savers is a hazard!

wiseonesomeofthetime

Tipton
Crikey! Were still there at 07.30 this morning, so only been removed since open for business.

Crazy world we in.

Managed to open and deposit into the app version.

Seeking clarification if next payment can be 1 Dec 2020, or 19 Dec 2020, as site said "calendar month", not anniversary month.