Regular Savings Accounts: The Best Currently Available List!

schiff

Although I have 3 Principality RSs the only letter I've had from them was in June giving me my online activation code. No 'Thank you for opening...' or anything else. I find it odd.

dingling68

I have downloaded the Tipton app and applied for the RS. All opened and been told to await my user ID in the post. FYI I’ve just now had a text message saying their system is undergoing maintenance and to try again later ... 

P3

Nice there's an online version rather than just postal application. 

typistretired

dingling68 said:

I have downloaded the Tipton app and applied for the RS. All opened and been told to await my user ID in the post. FYI I’ve just now had a text message saying their system is undergoing maintenance and to try again later ... 

How did you manage to open a regular saver through the app. Surely you need the code being sent through post to access app regular saver

quirkydeptless

typistretired said:

dingling68 said:

I have downloaded the Tipton app and applied for the RS. All opened and been told to await my user ID in the post. FYI I’ve just now had a text message saying their system is undergoing maintenance and to try again later ... 

How did you manage to open a regular saver through the app. Surely you need the code being sent through post to access app regular saver

You can open it, and you get an account number an instructions for adding money to it, but you can't see anything in the app until the code arrives.

Gers

typistretired said:

dingling68 said:

I have downloaded the Tipton app and applied for the RS. All opened and been told to await my user ID in the post. FYI I’ve just now had a text message saying their system is undergoing maintenance and to try again later ... 

How did you manage to open a regular saver through the app. Surely you need the code being sent through post to access app regular saver

It can be opened and then a code is sent through the post to activate the account.  Or so it seems!  I've had a text to say that my account is open.

No-one knows if this is a separate account to the earlier one or just the same one accessed a different way.  Time will tell.

JamesRobinson48

Gers said:

typistretired said:

dingling68 said:

I have downloaded the Tipton app and applied for the RS. All opened and been told to await my user ID in the post. FYI I’ve just now had a text message saying their system is undergoing maintenance and to try again later ... 

How did you manage to open a regular saver through the app. Surely you need the code being sent through post to access app regular saver

It can be opened and then a code is sent through the post to activate the account.  Or so it seems!  I've had a text to say that my account is open.

No-one knows if this is a separate account to the earlier one or just the same one accessed a different way.  Time will tell.

Gers said:

No-one knows if this is a separate account to the earlier one or just the same one accessed a different way.  Time will tell.

Tipton:  I believe it's a different account, given the different maturity dates. It looks to me as if by launching two extremely similar products that require different channels to open (branch/post versus app), the Tipton is doing a marketing test to see how relatively successful (or not) is the new app in attracting deposits.

veryintrigued

JamesRobinson48 said:

Gers said:

typistretired said:

dingling68 said:

I have downloaded the Tipton app and applied for the RS. All opened and been told to await my user ID in the post. FYI I’ve just now had a text message saying their system is undergoing maintenance and to try again later ... 

How did you manage to open a regular saver through the app. Surely you need the code being sent through post to access app regular saver

It can be opened and then a code is sent through the post to activate the account.  Or so it seems!  I've had a text to say that my account is open.

No-one knows if this is a separate account to the earlier one or just the same one accessed a different way.  Time will tell.

Gers said:

No-one knows if this is a separate account to the earlier one or just the same one accessed a different way.  Time will tell.

Tipton:  I believe it's a different account, given the different maturity dates. It looks to me as if by launching two extremely similar products that require different channels to open (branch/post versus app), the Tipton is doing a marketing test to see how relatively successful (or not) is the new app in attracting deposits.

I have no easy way I can see of investigating this new account through the app.

Having downloaded the app yesterday as an existing member (entered an account number) my app is sat waiting for the postal 'Unique ID number'.

Unless I'm going mad it seems a little counterintuitive that new members had the option to apply for this account before existing ones.

where_are_we

schiff said:

Although I have 3 Principality RSs the only letter I've had from them was in June giving me my online activation code. No 'Thank you for opening...' or anything else. I find it odd.

Online activation code letter also had "thank you for applying" for 1st RS  and account number in it. Also "savings statement" letter in April/May usefully listing 19-20 interest and RS maturity letter recently. I don`t think we have had confirmation of recently opened R23 or Xmas21RS yet but we shred all letters once read so my memory may be incorrect! We always request not to have any marketing by any media.

London7766551

Gers said:

JamesRobinson48 said:

Tipton BS has just launched another new fixed rate RS paying 1.35%. This one is said to be available only through the new Tipton app (see Speculator's post above), and it has a different maturity date to the 'chequebook' RS product that Tipton launched yesterday (Dec 2021 versus Feb 2022). But frankly I don't yet know if it's permitted to have both of these, or even (for those of us with an existing Tipton RS maturing Jan 2021) either of them.

The RS world seems suddenly to be getting more complicated, even as it also gets less lucrative ...

Tried to open this account - the app needs a county, even though I select my address from the menu it doesn't recognise 'Argyll' nor will it accept 'Argyll & Bute' or 'Argyll and Bute'. 

I live in London, eventually I found putting greater London seemed to be accepted. A bit poor it doesn't show a list.

I am just opening the account to fund from early next year, I fear by the time my other accounts mature there will be no "decent" savings account left! I will dump £10 in it for now.