Regular Savings Accounts: The Best Currently Available List!

trickydicky14

So leave the 'savings welcome pack box' un-ticked?
And make the cheque out to myself as I don't have an account number?

Gers

trickydicky14 said:

So leave the 'savings welcome pack box' un-ticked?
And make the cheque out to myself as I don't have an account number?

I've left the welcome pack unticked and made the cheque payable to the building society same as I did for Monmouthshire BS and Scottish BS. 

JamesRobinson48

Gers said:

I've left the welcome pack unticked and made the cheque payable to the building society same as I did for Monmouthshire BS and Scottish BS. 

Perhaps a bit risky. From page 4 of the Tipton's Savings T&Cs:
Cheques made payable to the Society must also include details of the account holder(s) or the account number (for example, ‘Tipton & Coseley Building Society, account J Smith’); otherwise we will not accept them for payment into an account. This is to protect against fraud.

Gers

JamesRobinson48 said:

Gers said:

I've left the welcome pack unticked and made the cheque payable to the building society same as I did for Monmouthshire BS and Scottish BS. 

Perhaps a bit risky. From page 4 of the Tipton's Savings T&Cs:
Cheques made payable to the Society must also include details of the account holder(s) or the account number (for example, ‘Tipton & Coseley Building Society, account J Smith’); otherwise we will not accept them for payment into an account. This is to protect against fraud.

I don't have an account number yet. 

Growingold

From Tipton's website:_
Please post your completed form to The Tipton & Coseley Building Society, 70 Owen Street, Tipton, West Midlands, DY4 8HG, and remember to include a cheque payable to yourself.

trickydicky14

Cheques I have used in the past for deposits to lots of building soc have requested me to make out to myself!

schiff

This is from Moneyfacts today:
 "Home Buying Coach Regular Saver Issue 2 pays 1.75% gross yearly on a £1 opening minimum deposit. This account is only available to first-time buyers that are users of the Virgin Money Home Buying Coach app"
A different slant from what we've assumed; perhaps Moneyfacts is not into taking chances. 

schiff

trickydicky14 said:

So leave the 'savings welcome pack box' un-ticked?
And make the cheque out to myself as I don't have an account number?

I ticked the box on the basis that I had read everything about the account on the website which I'm sure shows everything that's to be found in the welcome pack. It's clearly stated 'a cheque payable to yourself', which is the usual procedure.

surreysaver

schiff said:

This is from Moneyfacts today:
 "Home Buying Coach Regular Saver Issue 2 pays 1.75% gross yearly on a £1 opening minimum deposit. This account is only available to first-time buyers that are users of the Virgin Money Home Buying Coach app"
A different slant from what we've assumed; perhaps Moneyfacts is not into taking chances. 

Nowhere in the product terms does it mention anything about being a first time buyer 

London7766551

Virgin seem to be making up these requirements as they go along. None of them which they can enforce easily.