Regular Savings Accounts: The Best Currently Available List!

veryintrigued

happybagger said:

Separately, Leek BS is cutting the rate on its currently open RS product from 1.35% to 1.10% effective 2nd December.

Any mention of other RS rate changes?
I have the old Leek RS (open-ended, closed issue) account. When the rate was cut in April I requested a withdrawal by cheque. It took 41 days: 21 to reach a cashier then 20 to come back.
I have sent off another withdrawal request as the old bonus has now ended and is paying just 0.85%. It has already been 2 weeks.

Assuming JR received the same letter as me it only mentions the Flexible Saver RS reduction they've mentioned in their post.

typistretired

Tipton BS I sent my maturity options letter back over the weekend there were no regular savers in options. I  Contacted them and they are sending me an application form out for the new regular saver and attaching a note to my maturity letter. I have another regular saver with them that matures end of January.

Growingold

trickydicky14 said:

Regarding the Tipton regular saver, on the application form is asks, 'Tick to confirm you have received a savings welcome pack?
How can you do that if you are only just sending off the application form or am I missing something?
The other two questions about privacy notice and deposit guarantee scheme can be found on the web site.

Do you tick you've received a savings welcome pack?  Also the monthly deposit is that calendar month wise or depending when you open the account?

JamesRobinson48

Growingold said:

Do you tick you've received a savings welcome pack?  Also the monthly deposit is that calendar month wise or depending when you open the account?

Tipton:  On past form, they would mail out a savings welcome pack along with the passbook. With a mainly local customer base, I imagine their process is more oriented towards branch customers. The monthly deposit is by calendar month.

trickydicky14

So leave the 'savings welcome pack box' un-ticked?
And make the cheque out to myself as I don't have an account number?

Gers

trickydicky14 said:

So leave the 'savings welcome pack box' un-ticked?
And make the cheque out to myself as I don't have an account number?

I've left the welcome pack unticked and made the cheque payable to the building society same as I did for Monmouthshire BS and Scottish BS. 

JamesRobinson48

Gers said:

I've left the welcome pack unticked and made the cheque payable to the building society same as I did for Monmouthshire BS and Scottish BS. 

Perhaps a bit risky. From page 4 of the Tipton's Savings T&Cs:
Cheques made payable to the Society must also include details of the account holder(s) or the account number (for example, ‘Tipton & Coseley Building Society, account J Smith’); otherwise we will not accept them for payment into an account. This is to protect against fraud.

Gers

JamesRobinson48 said:

Gers said:

I've left the welcome pack unticked and made the cheque payable to the building society same as I did for Monmouthshire BS and Scottish BS. 

Perhaps a bit risky. From page 4 of the Tipton's Savings T&Cs:
Cheques made payable to the Society must also include details of the account holder(s) or the account number (for example, ‘Tipton & Coseley Building Society, account J Smith’); otherwise we will not accept them for payment into an account. This is to protect against fraud.

I don't have an account number yet. 

Growingold

From Tipton's website:_
Please post your completed form to The Tipton & Coseley Building Society, 70 Owen Street, Tipton, West Midlands, DY4 8HG, and remember to include a cheque payable to yourself.

trickydicky14

Cheques I have used in the past for deposits to lots of building soc have requested me to make out to myself!