Regular Savings Accounts: The Best Currently Available List!

chris_the_bee

allegro120 said:

Leeds BS

I was trying to close issue 50 online, but the only options were cash in branch and cheque by post. I've attempted to set up nominated bank account and received the following e-mail:
Thanks for your recent secure message. We've looked into your request and as your account isn't an online based account, we aren't able to add your requested nominated account. Making external or internal payments online is only possible with our range of online accounts. With your account, you can withdraw funds in cash in a branch, by cheque or internal transfer in a branch or via post, or you can request a cheque via our Secure Message option online (subject to terms and conditions). If you'd like to add a nominated account to another account which is online, please send us another request online with this account number or simply reply to this email confirming the account number these details should be added to.
Is there any way of receiving my money by bank transfer? I have a branch not far from where I am so it's not a big problem, but prefer to avoid branch visit if I can. 

Leeds BS
Open a Leeds E-Saver @ 2.3%. You can then request Leeds to move funds and/or close your Reg Saver moving funds to the E-Saver.This seems to take 24 hours, but you you can then withdraw on-line to your nominated bank account set up when you opened the E-Saver. The downside is that E-Saver has a minimum balance requirement of £100,but you can close it.

castle96

MHBS

"I've funded both issue 1 and 2 with £250 and both payments are showing "  Bobblehat

Apologies. I am getting a littleconfused. I have 2 reg sav a/c shoing to, as above. All this talk of £240/£10... Am I not in the position now of being able to pay 2 x 250 in, each to the seperate accounts??

ForumUser7

MHBS

Like others I have not received confirmation emails, but the accounts are showing on the portal. Thanks to @bridlington1 for highlighting this loophole, and to others who have updated us on the status of the links.

Bridlington1

allegro120 said:

Leeds BS

I was trying to close issue 50 online, but the only options were cash in branch and cheque by post. I've attempted to set up nominated bank account and received the following e-mail:
Thanks for your recent secure message. We've looked into your request and as your account isn't an online based account, we aren't able to add your requested nominated account. Making external or internal payments online is only possible with our range of online accounts. With your account, you can withdraw funds in cash in a branch, by cheque or internal transfer in a branch or via post, or you can request a cheque via our Secure Message option online (subject to terms and conditions). If you'd like to add a nominated account to another account which is online, please send us another request online with this account number or simply reply to this email confirming the account number these details should be added to.
Is there any way of receiving my money by bank transfer? I have a branch not far from where I am so it's not a big problem, but prefer to avoid branch visit if I can. 

You can close the account and make withdrawals by electronic transfer over the phone. You don't need to set up a nominated account beforehand, you should be able to set one up over the phone.

One thing to note though is that in my experience funds are debited from the account that day but arrive the next working day when making electronic withdrawals so if you are going to go down this route I would do so on Monday so you receive the funds on Tuesday 31/12/24 to minimise interest loss.

masonic

castle96 said:

MHBS

"I've funded both issue 1 and 2 with £250 and both payments are showing "  Bobblehat

Apologies. I am getting a littleconfused. I have 2 reg sav a/c shoing to, as above. All this talk of £240/£10... Am I not in the position now of being able to pay 2 x 250 in, each to the seperate accounts??

The terms say the following:

We don't know whether, or how, that term may be enforced. Apparently payments in excess of the limit are not immediately bounced.

Under additional information, they do rather mysteriously say:

PowerSavingMode

chris_the_bee said:

allegro120 said:

Leeds BS

I was trying to close issue 50 online, but the only options were cash in branch and cheque by post. I've attempted to set up nominated bank account and received the following e-mail:
Thanks for your recent secure message. We've looked into your request and as your account isn't an online based account, we aren't able to add your requested nominated account. Making external or internal payments online is only possible with our range of online accounts. With your account, you can withdraw funds in cash in a branch, by cheque or internal transfer in a branch or via post, or you can request a cheque via our Secure Message option online (subject to terms and conditions). If you'd like to add a nominated account to another account which is online, please send us another request online with this account number or simply reply to this email confirming the account number these details should be added to.
Is there any way of receiving my money by bank transfer? I have a branch not far from where I am so it's not a big problem, but prefer to avoid branch visit if I can. 

Leeds BS
Open a Leeds E-Saver @ 2.3%. You can then request Leeds to move funds and/or close your Reg Saver moving funds to the E-Saver.This seems to take 24 hours, but you you can then withdraw on-line to your nominated bank account set up when you opened the E-Saver. The downside is that E-Saver has a minimum balance requirement of £100,but you can close it.

Leeds BS

Not so easily, though, it seems. I did exactly the above, and when I went to close the account, I selected cheque... only to be told days later by Leeds via email that it was not possible "Cheque withdrawals are not available on the ESAVER (issue 8)"— which is odd, as I wasn't 'withdrawing' but seeking closure. I have sent a message to them to see what's going on. 

castle96

So people aregoing 250/250?? Why bother with £240/10  (What is the point of 10)

masonic

castle96 said:

So people aregoing 250/250?? Why bother with £240/10  (What is the point of 10)

£240/£10 does not breach the T&Cs. The £10 is to meet the minimum deposit, while the £240 makes the total deposited up to the maximum monthly deposit allowed.

castle96

I get that. So the total £250 MAKES THE SAME AS £250 ONLY.Obviously we all want 2 x 250??

masonic

castle96 said:

I get that. So the total £250 MAKES THE SAME AS £250 ONLY.Obviously we all want 2 x 250??

My preference, if I had the choice, would be to put a lump sum in at the start and keep it there. That would also breach the terms.