Regular Savings Accounts: The Best Currently Available List!

sta0612

gt94sss2 said:

Chorley Building Society

I received a RS (31.12.2024) maturity letter today. It offered me a new RS on maturity ending 31.12.2025.

It included: 

Following feedback from our Members, we have increased the maximum monthly subscription, into our Regular Saver accounts to £400 per calender month.

This isn't on their website for the current  Regular Saver (30.11.2025) so this change may only come into effect from the 31.12.2025 version

Thank you for this.

Sorry, I don’t recall, do Chorley allow you to hold different issues of their Regular Saver at the same time?

gt94sss2

sta0612 said:

gt94sss2 said:

Chorley Building Society

I received a RS (31.12.2024) maturity letter today. It offered me a new RS on maturity ending 31.12.2025.

It included: 

Following feedback from our Members, we have increased the maximum monthly subscription, into our Regular Saver accounts to £400 per calender month.

This isn't on their website for the current  Regular Saver (30.11.2025) so this change may only come into effect from the 31.12.2025 version

Thank you for this.

Sorry, I don’t recall, do Chorley allow you to hold different issues of their Regular Saver at the same time?

Their website states you are only able to hold one Regular Saver Account during a 12-month rolling period.

Section62

OneUser1 said:

Bridlington1 said:

Saffron BS to launch a Ware Regular Saver at 4.75%.

Account lasts 3 years, allows unlimited withdrawals and allows deposits of up to £250/mth.

Currently it appears the account shall be branch opening only but once opened the account can be managed online/branch/post/phone.

Just to clarify it appears this can only be opened in the specific Ware Branch. Not any of the other half dozen branches. That’s an unusual development. Suggests you couldn’t, for example, open it at the Head Office! How strange.

The Ware branch is reopening today after being closed for some time for refurbishment... I assume the account has been launched and named to celebrate this, with a rate which won't leave many disappointed customers among those who can't get to the Ware branch in person.

Speculator

OneUser1 said:

Bridlington1 said:

Saffron BS to launch a Ware Regular Saver at 4.75%.

Account lasts 3 years, allows unlimited withdrawals and allows deposits of up to £250/mth.

Currently it appears the account shall be branch opening only but once opened the account can be managed online/branch/post/phone.

Just to clarify it appears this can only be opened in the specific Ware Branch. Not any of the other half dozen branches. That’s an unusual development. Suggests you couldn’t, for example, open it at the Head Office! How strange.

It's to celebrate the reopening of the Ware branch after a major refurbishment.

Stargunner

Section62 said:

OneUser1 said:

Bridlington1 said:

Saffron BS to launch a Ware Regular Saver at 4.75%.

Account lasts 3 years, allows unlimited withdrawals and allows deposits of up to £250/mth.

Currently it appears the account shall be branch opening only but once opened the account can be managed online/branch/post/phone.

Just to clarify it appears this can only be opened in the specific Ware Branch. Not any of the other half dozen branches. That’s an unusual development. Suggests you couldn’t, for example, open it at the Head Office! How strange.

The Ware branch is reopening today after being closed for some time for refurbishment... I assume the account has been launched and named to celebrate this, with a rate which won't leave many disappointed customers among those who can't get to the Ware branch in person.

I could get to the Ware branch, but I wont be paying them a visit to open their RS at such an uncompetitive rate.

flaneurs_lobster

Stargunner said:

Section62 said:

OneUser1 said:

Bridlington1 said:

Saffron BS to launch a Ware Regular Saver at 4.75%.

Account lasts 3 years, allows unlimited withdrawals and allows deposits of up to £250/mth.

Currently it appears the account shall be branch opening only but once opened the account can be managed online/branch/post/phone.

Just to clarify it appears this can only be opened in the specific Ware Branch. Not any of the other half dozen branches. That’s an unusual development. Suggests you couldn’t, for example, open it at the Head Office! How strange.

The Ware branch is reopening today after being closed for some time for refurbishment... I assume the account has been launched and named to celebrate this, with a rate which won't leave many disappointed customers among those who can't get to the Ware branch in person.

I could get to the Ware branch, but I wont be paying them a visit to open their RS at such an uncompetitive rate.

...but there may be biscuits!

subjecttocontract

Stargunner said:

Section62 said:

OneUser1 said:

Bridlington1 said:

Saffron BS to launch a Ware Regular Saver at 4.75%.

Account lasts 3 years, allows unlimited withdrawals and allows deposits of up to £250/mth.

Currently it appears the account shall be branch opening only but once opened the account can be managed online/branch/post/phone.

Just to clarify it appears this can only be opened in the specific Ware Branch. Not any of the other half dozen branches. That’s an unusual development. Suggests you couldn’t, for example, open it at the Head Office! How strange.

The Ware branch is reopening today after being closed for some time for refurbishment... I assume the account has been launched and named to celebrate this, with a rate which won't leave many disappointed customers among those who can't get to the Ware branch in person.

I could get to the Ware branch, but I wont be paying them a visit to open their RS at such an uncompetitive rate.

It could be worse.....I got a satisfaction questionnaire for Metro today. I've only got a minimal amount in a savings account with them that pays 1.65%. Satisfaction ? Non existant.

Bridlington1

OneUser1 said:

Bridlington1 said:

Saffron BS to launch a Ware Regular Saver at 4.75%.

Account lasts 3 years, allows unlimited withdrawals and allows deposits of up to £250/mth.

Currently it appears the account shall be branch opening only but once opened the account can be managed online/branch/post/phone.

Just to clarify it appears this can only be opened in the specific Ware Branch. Not any of the other half dozen branches. That’s an unusual development. Suggests you couldn’t, for example, open it at the Head Office! How strange.

I suspect it's to coincide with the fact that today is the day the branch reopens after it was refurbished.

I've edited my original post for clarity though.

allegro120

West Brom.

Received maturity letter today.  The account will be automatically transferred into ARS, similar to a recent EARS by Gatehouse.  The difference is that West Brom's version is offering ridiculously low rate with loads of restrictions, so I'll have to close it, I already have their bog standard EA (this was the condition for opening RS) so don't need an extra dormant account.  They didn't mention any other maturity options in the letter.

It looks like WB's 6% is still available, hope it will still be there at the anniversary. 

Special_Saver2

Hi Folks,

I have just updated the first page of this thread.

- Leek BS Regular Saver (Issue 3) interest rate reduces from 5% gross p.a. variable to 4.85% from 2nd January 2025

- Principality BS 6 Month Regular Saver (Issue 2) replaces issue 1 with the same details (7.85% gross p.a. / 8% gross AER fixed on up to £200 per month for 6 months with no withdrawals allowed apart from early closure); you should be able to hold this in addition to a previous issue as the terms and conditions state: "This can be a joint account, but you can’t have more than one of this issue number of the Regular Saver Bond in your name."

I will do the next update within the next 1-2 weeks.

SS2

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For those new to this thread, the first few posts are regularly updated and are on the first page
https://forums.moneysavingexpert.com/discussion/6106986/regular-savings-accounts-the-best-currently-available-list/p1