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Regular Savings Accounts: The Best Currently Available List!

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Comments

  • dealyboy
    dealyboy Posts: 1,933 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Oh thank you, thank you ToastLady, my brain has just rebooted  :).
  • Dizzycap
    Dizzycap Posts: 1,083 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    edited 6 June at 12:49PM
    I do understand that people find it somewhat frustrating that the thread deviates from time to time.

    But is THAT big a deal? Really? There are worse things in life than having to scroll through a page or two.

    And then to spend 5-10 minutes complaining about it is massively defeating the object.

    **Huge thankyous to the lads and lasses who painstakingly compile the lists on here, I hope they know their efforts are truly appreciated.
    Exactly! However, there have been several times that all the info shared actually does help for the majority of the time. Especially if you find yourself in the same boat when applying or even with maturing RS.
    Seconded! <3<3<3
    ~ NSD 2025 - NSD July 25/20 (x💯)
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    ⭐️Completed Challenges 2025:
    # No.36 Make £2025 in 2025 £1634.34 / £2025 (58%) (3) 💯💯+
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  • HHUK
    HHUK Posts: 238 Forumite
    Part of the Furniture 100 Posts Savvy Shopper! Photogenic
    ToastLady said:

    ... but this one was worthwhile at 7.5% for up to £300 per month in these days of ever decreasing interest rates.
    and fixed for 12 months at that  :)
  • KuchKuch
    KuchKuch Posts: 56 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    Zopa Regular Saver

    Anybody know if this account operates on a calendar or account month basis? TIA
  • Bridlington1
    Bridlington1 Posts: 3,735 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    edited 7 December 2024 at 7:25PM
    KuchKuch said:
    Zopa Regular Saver

    Anybody know if this account operates on a calendar or account month basis? TIA
    Account month.
  • figgyc
    figgyc Posts: 37 Forumite
    10 Posts First Anniversary
    On the Zopa above - is it possible to open another Zopa RS pot if you close your first one? Thinking I might do that since mine is set to the 3rd and am slightly annoyed it's another funding date to deal with (on top of the 1st and my FD reg which is currently on the 16th, although that matures this month so I can shift it for the new year)

    Actually in general: does anyone (iOS user perhaps?) have a full copy of the terms/summary box? I think the only way to see it is on the app when you apply, and on Android the app blocked me from taking a screenshot when I tried.
  • masonic
    masonic Posts: 27,209 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    I decided to use their Open Banking autosave feature to work around this. The money should be pulled in automatically.
  • s71hj
    s71hj Posts: 615 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    masonic said:
    I decided to use their Open Banking autosave feature to work around this. The money should be pulled in automatically.
    I set it on autosave to the 20th to be absolutely safe to get one in this month. Wondering then if I can change to 1st to get another in quickly.
  • masonic
    masonic Posts: 27,209 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 7 December 2024 at 11:10PM
    s71hj said:
    masonic said:
    I decided to use their Open Banking autosave feature to work around this. The money should be pulled in automatically.
    I set it on autosave to the 20th to be absolutely safe to get one in this month. Wondering then if I can change to 1st to get another in quickly.
    I don't really understand what you are trying to achieve. The first payment can be made by faster payment on the day you open the account. Subsequent payments cannot be made until the mensiversary of opening the account. You can change the autosave, but it won't enable you to make more than one payment during an account month. Are you deliberately delaying making the first payment having opened the account on 1st Dec?
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