Regular Savings Accounts: The Best Currently Available List!

subjecttocontract

Stargunner said:

Section62 said:

OneUser1 said:

Bridlington1 said:

Saffron BS to launch a Ware Regular Saver at 4.75%.

Account lasts 3 years, allows unlimited withdrawals and allows deposits of up to £250/mth.

Currently it appears the account shall be branch opening only but once opened the account can be managed online/branch/post/phone.

Just to clarify it appears this can only be opened in the specific Ware Branch. Not any of the other half dozen branches. That’s an unusual development. Suggests you couldn’t, for example, open it at the Head Office! How strange.

The Ware branch is reopening today after being closed for some time for refurbishment... I assume the account has been launched and named to celebrate this, with a rate which won't leave many disappointed customers among those who can't get to the Ware branch in person.

I could get to the Ware branch, but I wont be paying them a visit to open their RS at such an uncompetitive rate.

It could be worse.....I got a satisfaction questionnaire for Metro today. I've only got a minimal amount in a savings account with them that pays 1.65%. Satisfaction ? Non existant.

Bridlington1

OneUser1 said:

Bridlington1 said:

Saffron BS to launch a Ware Regular Saver at 4.75%.

Account lasts 3 years, allows unlimited withdrawals and allows deposits of up to £250/mth.

Currently it appears the account shall be branch opening only but once opened the account can be managed online/branch/post/phone.

Just to clarify it appears this can only be opened in the specific Ware Branch. Not any of the other half dozen branches. That’s an unusual development. Suggests you couldn’t, for example, open it at the Head Office! How strange.

I suspect it's to coincide with the fact that today is the day the branch reopens after it was refurbished.

I've edited my original post for clarity though.

allegro120

West Brom.

Received maturity letter today.  The account will be automatically transferred into ARS, similar to a recent EARS by Gatehouse.  The difference is that West Brom's version is offering ridiculously low rate with loads of restrictions, so I'll have to close it, I already have their bog standard EA (this was the condition for opening RS) so don't need an extra dormant account.  They didn't mention any other maturity options in the letter.

It looks like WB's 6% is still available, hope it will still be there at the anniversary. 

Special_Saver2

Hi Folks,

I have just updated the first page of this thread.

- Leek BS Regular Saver (Issue 3) interest rate reduces from 5% gross p.a. variable to 4.85% from 2nd January 2025

- Principality BS 6 Month Regular Saver (Issue 2) replaces issue 1 with the same details (7.85% gross p.a. / 8% gross AER fixed on up to £200 per month for 6 months with no withdrawals allowed apart from early closure); you should be able to hold this in addition to a previous issue as the terms and conditions state: "This can be a joint account, but you can’t have more than one of this issue number of the Regular Saver Bond in your name."

I will do the next update within the next 1-2 weeks.

SS2

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For those new to this thread, the first few posts are regularly updated and are on the first page
https://forums.moneysavingexpert.com/discussion/6106986/regular-savings-accounts-the-best-currently-available-list/p1

Dizzycap

flaneurs_lobster said:

Stargunner said:

Section62 said:

OneUser1 said:

Bridlington1 said:

Saffron BS to launch a Ware Regular Saver at 4.75%.

Account lasts 3 years, allows unlimited withdrawals and allows deposits of up to £250/mth.

Currently it appears the account shall be branch opening only but once opened the account can be managed online/branch/post/phone.

Just to clarify it appears this can only be opened in the specific Ware Branch. Not any of the other half dozen branches. That’s an unusual development. Suggests you couldn’t, for example, open it at the Head Office! How strange.

The Ware branch is reopening today after being closed for some time for refurbishment... I assume the account has been launched and named to celebrate this, with a rate which won't leave many disappointed customers among those who can't get to the Ware branch in person.

I could get to the Ware branch, but I wont be paying them a visit to open their RS at such an uncompetitive rate.

...but there may be biscuits!

And tea & coffee They might even have something a little stronger, being that time of year.

Still, not a competative rate, at the moment. I agree! Biscuits or no biscuits........

happybagger

Special_Saver2 said:

Hi Folks,

I have just updated the first page of this thread.

...

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You have huge admiration from me for finding the only two bits of information in the 34 pages of posts since your last update 

simonsmithsays

happybagger said:

Special_Saver2 said:

Hi Folks,

I have just updated the first page of this thread.

...

---

You have huge admiration from me for finding the only two bits of information in the 34 pages of posts since your last update 

Absolutely this.

Thanks SS2.

Your patience, diligence and determination to keep this thread focused on RS is appreciated hugely.

castle96

- Principality BS 6 Month Regular Saver (Issue 2) replaces issue 1 with the same details (7.85% gross p.a. / 8% gross AER fixed on up to £200 per month for 6 months with no withdrawals allowed apart from early closure); you should be able to hold this in addition to a previous issue as the terms and conditions state: "This can be a joint account, but you can’t have more than one of this issue number of the Regular Saver Bond in your name."

JUst tried - an auto "NO"

flaneurs_lobster

castle96 said:

- Principality BS 6 Month Regular Saver (Issue 2) replaces issue 1 with the same details (7.85% gross p.a. / 8% gross AER fixed on up to £200 per month for 6 months with no withdrawals allowed apart from early closure); you should be able to hold this in addition to a previous issue as the terms and conditions state: "This can be a joint account, but you can’t have more than one of this issue number of the Regular Saver Bond in your name."

JUst tried - an auto "NO"

Just tried what? Opening an issue 2 when holding an issue 1?

castle96

Ooops sorry. Have already got it/set up. Error