Regular Savings Accounts: The Best Currently Available List!

Bridlington1

Bridlington1 said:

Bridlington1 said:

simonsmithsays said:

Back to the Regular Saver chat folks?

At present the wayback machine remains unavailable, though there is talk of it being made available in a read-only form. The Archived List of Regular Savers has thus been out of action for the last few days.

I have managed to retrieve the Ts&Cs for over 100 of the regular savers, most of which are currently available regular savers, others could be obtained via link guessing. These have now been downloaded and added to a OneDrive.

These are now available via the link below:
https://1drv.ms/f/s!Arb_6QPnaModcct5ENN5ddMOhkk?e=3U9IMY

I plan to archive all Ts&Cs to this link going forwards to act as a failsafe option should the wayback machine ever become unavailable for extended periods in the future. Apologies for not thinking to do this before the wayback machine went offline in the first place.

Many remain missing however so the list far from complete.

If anyone from these building societies are reading this I would like to thank Melton BS, Darlington BS, Leeds BS and Coventry BS in particular for making their summary box links so easy to guess and not bothering to take them offline and Beehive, YBS for not removing them from their website until long after they go NLA so I could copy part of the wayback machine link to recover them.

The wayback machine has now gone live again, thus the Archived List of Regular Savers should now be restored. I've checked a few of the links and the site seems to be running much slower than usual but it gets there in the end.

I'll download/save copies of the remaining regular saver Ts&Cs over the next few days. The same will also apply to the Archived List of Switching Offers thread.

I've just uploaded another batch of regular saver Ts&Cs to the one drive. These are mostly the ones I couldn't recover when the wayback machine was down and are ones I consider to be the more important ones (competitive rates that people will likely still hold) and include among others the HEBS Online RS (5.5%), Saffron BS Members Month RS (8%), Virgin Exclusive RS (10%) etc.

Apologies for this taking longer than expected, sadly my cat's health took a turn for the worse not long after I made that post and she had to be put down yesterday at the age of 19 to prevent her suffering a prolonged and painful death. 

I'd had that cat since 2006 when I was only 3 years old and wanted to ensure she spent her final hours feeling as happy as she could be and knowing how much she was and shall always be adored. As I'm sure you'll appreciate, I haven't been focusing on savings accounts much over the last few days as a result.

I should have the remaining archived regular saver Ts&Cs uploaded by the end of the weekend and shall start backing up the Archived List of Switching Offer Ts&Cs thread once I've completed that.

There are some regular saver Ts&Cs that aren't currently visible on the wayback machine and thus for now remain ``lost". These are the ones which are files that have been uploaded to the wayback machine rather than archived websites and consist of:

• Dudley BS One Year Regular Saver Online Issue 3
• Monmouthshire BS Coronation Regular Saver
• Suffolk BS 2 Year Regular Saver (29.02.2024)
• Tipton & Coseley BS Regular Saver to 31 July 2024 (app)
• Tipton & Coseley BS Regular Saver to 31 July 2024 (branch+post)
• Tipton & Coseley BS Regular Saver to 31 October 2024 (app)

If anyone has copies of these Ts&Cs to hand I would appreciate it if you could upload them to a OneDrive and send me a link to them or send me screenshots of them so that I can add them to the OneDrive.

BestSeagull

So sorry for your loss @Bridlington1.

Aidanmc

Nationwide and Gatehouse regular savers maturing in November, does anyone know if these both accept 13th payments?

trickydicky14

So sorry to hear your sad news Bridlington, you must have loved that cat so much. I thank every day my dear old cat of around 18 is still able to face the world each morning with a smile on his face.

t1redmonkey

Aidanmc said:

Nationwide and Gatehouse regular savers maturing in November, does anyone know if these both accept 13th payments?

Nationwide definitely does.  Gatehouse not 100% certain, but my plan was to send a 13th payment to it, as it doesn't state they're not allowed or that it has a max balance.

Bigwheels1111

t1redmonkey said:

Aidanmc said:

Nationwide and Gatehouse regular savers maturing in November, does anyone know if these both accept 13th payments?

Nationwide definitely does.  Gatehouse not 100% certain, but my plan was to send a 13th payment to it, as it doesn't state they're not allowed or that it has a max balance.

This was asked many, many pages ago.

I plan to make a 13th payment to Gatehouse on the 1st.

I did on my Nationwide also.

Bridlington1

Bridlington1 said:

Bridlington1 said:

Bridlington1 said:

simonsmithsays said:

Back to the Regular Saver chat folks?

At present the wayback machine remains unavailable, though there is talk of it being made available in a read-only form. The Archived List of Regular Savers has thus been out of action for the last few days.

I have managed to retrieve the Ts&Cs for over 100 of the regular savers, most of which are currently available regular savers, others could be obtained via link guessing. These have now been downloaded and added to a OneDrive.

These are now available via the link below:
https://1drv.ms/f/s!Arb_6QPnaModcct5ENN5ddMOhkk?e=3U9IMY

I plan to archive all Ts&Cs to this link going forwards to act as a failsafe option should the wayback machine ever become unavailable for extended periods in the future. Apologies for not thinking to do this before the wayback machine went offline in the first place.

Many remain missing however so the list far from complete.

If anyone from these building societies are reading this I would like to thank Melton BS, Darlington BS, Leeds BS and Coventry BS in particular for making their summary box links so easy to guess and not bothering to take them offline and Beehive, YBS for not removing them from their website until long after they go NLA so I could copy part of the wayback machine link to recover them.

The wayback machine has now gone live again, thus the Archived List of Regular Savers should now be restored. I've checked a few of the links and the site seems to be running much slower than usual but it gets there in the end.

I'll download/save copies of the remaining regular saver Ts&Cs over the next few days. The same will also apply to the Archived List of Switching Offers thread.

There are some regular saver Ts&Cs that aren't currently visible on the wayback machine and thus for now remain ``lost". These are the ones which are files that have been uploaded to the wayback machine rather than archived websites and consist of:

• Dudley BS One Year Regular Saver Online Issue 3
• Monmouthshire BS Coronation Regular Saver
• Suffolk BS 2 Year Regular Saver (29.02.2024)
• Tipton & Coseley BS Regular Saver to 31 July 2024 (app)
• Tipton & Coseley BS Regular Saver to 31 July 2024 (branch+post)
• Tipton & Coseley BS Regular Saver to 31 October 2024 (app)

If anyone has copies of these Ts&Cs to hand I would appreciate it if you could upload them to a OneDrive and send me a link to them or send me screenshots of them so that I can add them to the OneDrive

Monmouthshire BS Coronation Regular Saver Ts&Cs have now been recovered, these will be uploaded to the OneDrive by the end of the day. Thanks @flaneurs_lobster and @10_66 for this.

BestSeagull said:

So sorry for your loss @Bridlington1.

trickydicky14 said:

So sorry to hear your sad news Bridlington, you must have loved that cat so much. I thank every day my dear old cat of around 18 is still able to face the world each morning with a smile on his face.

Thanks both.

I adored that wonderful little cat. I can't remember a time before having her, we grew up together. She was such a character and was very affectionate, especially near the end. Her passing has certainly been among the biggest blows I've ever suffered and I miss her deeply.

@trickydicky14 I hope your cat continues to face the world with a smile on his face for many mornings to come.

GlasgowExpat2

I’m getting near the £5,000 limit on my NatWest Regular Saver. Does anything happen to the account if you stop making payments? Or should I just reduce the direct debit to £1

allegro120

GlasgowExpat2 said:

I’m getting near the £5,000 limit on my NatWest Regular Saver. Does anything happen to the account if you stop making payments? Or should I just reduce the direct debit to £1

You don't have to pay in. When you reach £5k limit you can just withdraw monthly interest.  I've done that in the past when the limit was £1k and doing it now with £5k.  

orange-juice

GlasgowExpat2 said:

I’m getting near the £5,000 limit on my NatWest Regular Saver. Does anything happen to the account if you stop making payments? Or should I just reduce the direct debit to £1

No, you can stop your payments into the account. Probably worthwhile skimming off the interest each month and keeping it at 5k, since that's the max amount that'll attract the higher interest rate.